by Laurie Reeves Hello again! I’m curious about how everyone is do- ing regarding handling their money situation. Last year’s Financial Aid Advisor, Inge Dorsey, wondered about the same thing this time last year. Her solution process is a good one and so I include it at this time: 1. Prepare a_ budget. Now you don’t have to be the finance minister of Canada, or even a business student to do this. All I’m talking about is a simple calculation of costs and resources. 2. Calculate all your costs— academic fees, food, books, clothing, trans- portation, rent, entertainment, misc., telephone, laundy, car payment, etc. In calculating your costs be sure to be as complete as possible. It may be a good idea to allow for a small amount of emergency money each month. 3. Calculate all resources this much In order to be ' (usually list’ is shorter). as accurate as possible cal- culate only those resources that you are sure of— summer earnings, scholarships, bur- saries, loan, parents, and any part-time earnings while at school. 4. Now subtract from re- sources: —if resources exceed costs, you’re laughing! But, don’t spend it all at once and be sure to allow for unex- pected expenses. If costs ex- ceed resources, it is time for the axe to fall. Review your expenses to see what can be reduced or eliminated. 5. Now recheck the bud- In the Real World 2: IN SEARCH OF THE GREEN get. If your resources don’t cover your costs you will have to either find a way to make up the difference or visit your friendly neighbor- hood financial aid advisor. By the way, my hours are: Tuesday & Thursday 2:30—4:30pm Wednesday & _ Friday 12:00—3:00pm One way to make up the difference between costs and resources is to go the bursary route for that needed money. Here are the upcoming bur- saries and deadlines: Harvey Moore Wildlife scholarship: . For the wildlife conserva- tion of PEI, biology. Project, research work or study of . wildlife conservation. Dead- line is January 31. Dairy Queen... continued from page 5 We tried to appear en- gaged in nonchalant conver- sation. When our observers had returned to their ta- ble, Kim explained that they were waiting for us to step outside the restaurant. course, they really did not need to wait: the Dairy Queen staff did not seem dis- posed to intervene. “They can wait just as long as we can,” said Kim, after fifteen minutes of somewhat tense conversa- Of: Susan and Kim went to do so. However, our oppo- nents quickly became aware of what was happening. In five minutes, they had dis- appeared. Nonetheless, the manager provided us with an apology (whatever purpose that served ) and an escort to our car. ; Some say that all peopl are essentially good: they are wrong. Perhaps it’s wiser to wonder about the structure of proteins and the interac- tions among molecules than tion. “Let’s go and talk to to waste time trying to un- the manager.” derstand humankind. : | Page 10 Handling your money ay Graptic | Charlatan aS ae x 4 Bernardine Hall sary: Open to junior or senior female in residence at least 2 years with at least a 70% av- erage. Worth $500. Deadline February 5th. Beta Phi Awards: Open to a son or daugh- ter of a member of this or- ganization. Valued at $1000. Deadline is February 1. Sigma Canadian Institute of Ukranian Studies: Emphasis on Ukranian studies in education, history, humanities, or social sci- ences. Senior students only. Valued at $2500. Deadline January 31. Catholic Women's League: : c Open to Catholic fe- males attending university. Awarded based on financial need. Deadline January 31. Terry Fox Awards: Open to a good citizen involved in sports. Valued at $3,000 for 4 years. Deadline is February 1. Kidney Foundation: Open to student of medicine or sci- ence. Research project must be related to kidney or uri- nary tract. Valued at $2000 as a 12 week summer student fellowship. Deadline Feb. 28. McEuen Undergradu- ate Scholarship: For study in Scotland, a 3 year course study or 4 year Honours degree. Open to Canadian student of Scottish ancestry under age 21. Tu- ition fees, residence and ba- sic expenses covered. Dead- line Jan 31. Part-time student bur- sary: Open to a part time stu- dent with passing grades. Based on need. Two bur- saries of $100 each. Deadline Feb. 5. Apply at registrar’s office. The Soroptimist Foun- dation: Grants are awarded to women who are accepted for the final year of a 4 under- graduate program in fields leading to working directly with other women to im- prove the quality of their life. Industry Tourism Scholarship: Must be age 17-25, aver- age mark of 70%, attempt to work for tourism during the summer months, work minu- mum of two years in tourism upon graduation, if at all possible. Valued at $1000. Deadline is February 18. UPE! Memorial Fund: Based on need to second semester Full-time students. Valued at $125—-$300. Dead- line is February. é Summer Language Program: 1988 mate- rials tentatively available to Island students through the Department of Education by mid-January, 1988. Queen Elizabeth Silver Jubilee Endowment Fund: For study in a second official language. Valued at $5000 for one year ex- penses at a university other than your home university. Must have completed first year university, have good academic standing, motiva- tion, and adaptability. Dead- line is February 15. UPEI Leadership Award 87/88 Open to undergrad- uate students making signifi- cant contribution to univer- sity life through participa- tion and leadership in areas such as drama, music, recre- ation, residence life, student government, clubs and soci- eties. Various amounts with a maximum of $1000. Dead- line Jan. 29. Send nomi- nation in letter form to Ian 5 grants of $5000. Deadline MacDonald, Director of Stu- is January 31. dent and External Services. é AND HERE WE HAVE A VERY POPULAR _ EARTH GESTURE TO GREET THEIR LEADERS Thursday January 21 i9s8s=