1 .
vsom Tease
` rr-In onA.RLo'r'rn'rowN GUARDIAN MAY 31-, -1,15. -_ _ ’
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> _ "M f‘ , .' f ‘ ’ ' _ '~‘~"" ‘--' ‘* _  » -:w_--.-,-'--.-- ----.-\-. -.- , ,»,. -  ~1...u..a.-._ F¢=»..:.g.f_;- -...-n..¢¢.,u,.\
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_ 1.4-'°~. - - -
Hair Brushes
And Combs
There has been a great’
increase in the cost of
Hair Brushes and Combs
during the _ last few
months. _It _rs ha_rd to
get anything m this line
at a reasonable price
t0da\~ y. --
We just 'received alot
which were. bought be-
fore the rise and e
clearing them out at a
special price. The brush
retails at 75c--the comb
35c-and for a short time
our price for both will be
79c-Getin on _this-
it's a snap. .
E A. Foster
Central Drugstore
 
A BOMB FOUND UNDER E
RAILBRIDG
NASHUA. N. H.. May 30.--A bomb
three feet long, containing a quantity
of dynamite and other high explosives
was found under' the Boston und .Main
railroad bridge at Barring-ton, on the
Worcester, Nashua and Portland div-
ision. by railroad employees Saturday
The discovery was"re ported by offic-
ers of tho company to federal author-
ities and an imrned'late investigation
was begun. The authorities decline to
give any details regarding the bomb.
 l
s
6._._.b,
`t»¢¢_.'
._~".'.i‘_ V -1""/,/""':
"`. ` ".',.'1
.I  N.-4 
- 'may be drawn by buyers in any part
Cooks and Stewards
wanted for the Cana-
dian Naval Service.
Cooks, age 18-50, experienced. Pay
$1.10 to $1.50 per dny and $25.00 .
separation. Stewards, age 18-50, well
educated; pay Sl.i0 to 31.50 per day
and $25.00 separation-under usual
conditions. Boy Stewards, nge 16-i8,
well eduonted,50o. daily,no separation.
Free Kit, Free Messing and useful
service to the Country.
Some vacancies also lor acumen and
other ratings. Appl? 4'*
Commanding Officer,
H.lVl.C. S. NIOBE,
HA|.|FAx,' N. s.
or Naval Recruitin Secretary,
MllRlNE_|llSllRiNi}l
Address by Hr. J. 0, llyndmonl
At the Rotary Club luncheon yester-
day. Mr. J. A. McMillan presided.
and Mr. J. 0. Hyndman gave an ad-
dress on Marine insurance, a ‘ busi-
ness in which his firm had been en-
gaged for 40 years. He said:
The service performed by Marine
Underwriters is so broad and compre-
hensive as to make any detailed con-
sideration impossible in the short time
at my disposal. I will endeavoroto.
state as concisely as possible some
of the most important features of Ma-
rine Underwriting and its close rela-
tion to the commercial development
of the world, and the very important
part it has taken in the great world
war.
Marine Insurance is the oldest form
of indemnity known. lt is generally
supposed to have had its beginning
about the 12th Century, with the com-
mencement of commercial activity in
the Mediterranean, but unfortunately
little is known respecting its conduct
at that time. English authorities
tell us that the Lombards introduced
Marine Insurance"into London during
the thirteenth century and a form of
policy is described in n Florentine Sta-
tute of about 1500 A.D., soaring o
very remarkable resemblance to
the policy which has been in uso in
London since the latter part of the
sixteenth century, when practically
all of the. countries in Europe estab-
lished rules and laws for the govern-
mont of Marine Insurance. At that
time business was done altogether by
individuals on what we know today
as "Lloyds" plan. The first stock
companies organized for the transac-
tion of murine insurance business
were chartered in England in 1720.
It is an interesting fact that the de-
velopment of Marine Underwriting in
any particular country will always be
found to run parallel with the growth
of its merchant marine. The in-
fluence of Marine Insurance on the
commerce of the world in general re-
quires no extended discussion. No
business concern whether corporate
or individual, conducts its affairs to-
day without some form of Marine In-
surance. The Exporter with Marine
Insurance Policies attached to his in-
voice and bill-of-lading, can obtain an
advance from his Bankers approxima-
ting the value of the shipment. The
Importer, through the protection of
Murine Insurance, can have letters of
credit issued, against which drafts
of the world.
The part Marine Insurance has play-
ed in the present great war, must
have impressed itself upon all by
what has been written on the subject
ol' war-risk insurance. the importance
of which can best he illustrated by the
fact that Great Britain. practically on
the very day she declared war, es-
tablished a Government War Risk Bu-
reau and culled upon leading murine
men in Great Britain to direct its af-
fairs. Without this Government Bu-
reau, war risk rates would undoubted-
ly have been much higher, which was
fully warranted by the great hazards.
caused largely by submarines. The
British Government appreciating the
:__ `-.__n!__u~1-Q
` Gragllelafr
\‘ #"1-f//callll
/ix i` 'mo ,tri 1 to
t ri n rs eo or
n§°|i.'i'f. itll fsioovioahissi-.llc-sa if s sfhlfa.
sing is not n dye. onerous sired bottles at sll
du ers ready to uso Philo Huy Co., Newark, N. J.
9
279 Wellington St., Ottawa.
Q _l--1.. 4
l E
CLASSIFIED AD
VERTISEMENTS
1 __1 _ri _________il
 / :nm 'Q
I f
AGENTS WANTED
AGENTS WANTED TO SELL FOR
"the old reliable Fonthlll Nurser-
ies." We teach our men to sell.
Experience nun cessary; highest
commissions psig; handsome free
equipment. Stone & Wellington.
Toronto. 47347-5-1ME1mo.
PORTRAIT AGENTS, A NEW LINE
of proofs. first class flnishod por-
traits, framcs at lowest prlces_ Cali
or write Unltod Art Co.. 4 Bruns-
wick Avo., Toronto, Ont.
' 5093-5-2lTueME8l
 
_ _ 'rourr
TO LET, HOUBE, SHOP AND BARN
Good summer residence. Apply W.
Moresldo, North River.
7065-5-3ii\i2l
DOUBLE TENEMENT HOUSE FOR
sale at Public Auction on Wednes-
dly. Juno 5th, 1918 at twelve o’-
clock. noon on the premises Nos.
41 and 43 Chestnut Street, Charlot-
tetown. Gaudet & I-Iaszard, Soli-
citors etc. 6055-5-24M10l.
T0 RENT Funnsuzo House A1'
Brllhton for summer months. Apply
Guardian Office. 5048-5-1‘lMtf.
 
_ MISCELLANEOUS _
‘ WANTED HELP-
FEMALE
GIRL WANTED AT THE ROYAL
liotel,»103 Richmond Street.
7042-530tf.
' _I
WANTED A GOOD PLAIN COOK.
Wages $18 per month. Apply to
Mrs. A. E. Duff. North lliver Road,
Brighton. - 7038-5-30M3i.
WANTED.-AT ONCE A MAID FOR
general housework. Apply 233 Queen
street. 6099-5-28M3i
NORTH ADAM* HO8PlTAL.NORTH
Adams, Moss.. ,offers n three your
course of training for young wo-
men who wish to outer the nurs-
ing profession. Six months of this
time is spent in Mt. Sinai Hospital,
New York. City. Applicants are ro-
ceived ovary three months.
2485-3-Blltf.
leg= 
' Losr
*LOST LEATHER POCKET BOOK,
containing fishing tackle. Finder
please leave with J. S. Wcdlcck.
7060-5-31M3i.
LOST-FROM JORDAN'8 RANCH,
Murray Harbor, blaclr fox with tip
off onsjhind paw. Reward offered.
Willard Jordan, Murray Harbor.
7048*-5-30M3l .
BEND A DOMINION EXPRE88 MO-
lley Order. Five dollars costs three
cents. - 7034ME1l.
DOMINION EXPRESS MONEY OR-
ders for five dollars costs lhreé
dents . _'I049ME1i.
E . . _ _
HELP WANTED--MALE
TEAMBTIR WANTEC. -- A RELI-
sble teamster wanted at once. A2
Horne & Co. T050-31-M8i
WANTED, -BOY TO LEARN BAR-
l’°l'il\S. Apply to Jack Riggs. Queen
Sl- - von-s-souzi
if-lam-mul
y FOR SALE, __
ron sau--'rlN‘r lnlsntv new)
Milli! Mrs. T. (fhowan. R. R. No.
Charlottetown. 7036-I5-!0M3f
l wI4`l*l?’li'l'.C §'<»"t ~ »o".,};.»°'<."_- rn _`
LOST AT THE FlOPLl'B THEA-
tre. Friday afternoon, an orange
velvet girdle. Please leave at Guar-
lfan Office. 7035-5-30M2l.
LOST SOME TIME AGO, A 8PlRlT
level, between Hunter River and
Brookfield. Finder’ leave at D. N.
MacLeod’s, llunter River.
7036-5-$0M2l .
W A.\1'I€l\
WANTED, A FARM HORSE 1000 lbs.
or over. 5 to 9 years old, quiet and
broken to autos. Address Box 20.
Cardigan. R. R. No. 5. 706-l
Wyitnrfso-A uint Fon osurnal.
housework. Apply 221 water st.
eooas-zsmwk.
WANTED.--A DINING ROOM
2
3
F
great importance of this to their
world commerce, it is believed, have
been willing to conduct their War
Risk Bureau, at least .ip the early
years of the war ,at a. considerable
loss. Other countries, including the
United, States, recognizing the value
oi a Government War Risk Bureau.
as demonstrated by Great -Britain, es-
tablished a similar departments for
the protection ot their own vessels.
The result of this undoubtedly has
been that commerce between the na-
tions was largely stimulated and main-
tained at a comparatively small cost
to the Nations themselves.
Any paper on Marine Insurance
would be incomplete without a refer-
cnss to "Lloyds" of London, the
word “‘Lloyd's" being most frequent-
ly used in connection with shipping
and underwriting affairs. We are
told that it has all come down from
one Edward Lloyd, the owner of a
Coffee-house in London, about 1690.
which was a sort of a Meeting House
for shipping men and merchants ge-
nerally, during the last half of the se-
venteenth century. From this simple
beginning developed the use of the
word “Lloyd's" until today lt is al-
most universally understood as hav-
ing some definite relation to marine
affairs.
The sole object of the contract of
Marine Insurance is indemnity, and
two important features are General
and Particular Average and these are
best explained by leading authorities.
GENERAL AVERAGE-The law of
General Average in Marine insurance
is n law peculiar to the sea and whose
foundations may be said to be bedded
in equity rather than in statutes. lt
is one of the most ancien- laws in
the world. being established long be-
fore the Christian Era. providing that
what is sacrificed for the benefit of
ell in a sea adventure, should be made-
good by the contribution of all.
Three things are requisite and ne-
cessary in order to constitute a clear
case of General Average.
1. An imminent and overwhelming
peril, common to all interests ln the
adventure-ship, cargo and freight.
2. A voluntary sacrifice made of
some part of the adventure whether
ship, cargo or freight, or an expense
incurred for the purpose of avoiding
this imminent and otherwise unavoid-
able peril.
3. ‘The sacrifice so made must
achieve the desired result of safety.
at least in part.
The simplest. oldest and clearest
case of General Average is that of’
iettison of merchandise, to lighten a
ship in danger of being overcome by
the violence of the tempest. The
underlying principle of General Aver-
age is that all who are interested in
the adventure should contribute to
m_aks good for the loss of one whose
property has been sacrificed for the
common welfare. Therefore a Ge-
neral Average Act having been per-
formed, and a General Average loss
having been sustained thereby. when
:ho vessel arrives at her port of des-
tination, a General Average Adjust-
ment is made up. which distributes
that loss equally among every interest
in the adventure.
PARTICULAR _AVERAGE-A l"nr-
cular Average Loss is u partial loss
sustained by the particular subject
matter insured, and caused by the pe-
rils insured against.
Marine is the most difficult branch
of Insurance to learn or to carry on
with success. It takes years of ex-
perience to get familiar with its terms
and conditions. Af true knowledge
of Murine affairs is not only essential
in affecting a contract of insurance
but most important when a vessel
meets with disaster.
ln conclusion I may say that there
is no doubt but that Marine Insurance
exercises a very great influence in
conserving life and property. Marine
Underwriters have always been to
the forefront as originators and ac-
tive supporters of classification regis-
ters, which provlde rules and regula-
tions for the construction of- vessels,
and subsequent regular supervision.
thereby insuring structural strength
und a maximum-of safety.
CAILLAUX ENQUIRV DRAWilNG TO
A CLOSE
PARIS, May 30.-The enquiry into
tho case of ox-Premier Joseph Call-
luux. under arrest charged with “in-
telligence with the enemy," is said to
be rapidly drawing to n. close. it was
on December 23 that Captain Bouch-
ariion, judge advocate of tho third
Paris court-martial, was instructed by
Gcn. Dubnil. Military Governor ot' Pur-
is, in open an enquiry concerning Coil-
leuux. A few days hoforo the general
had risked the Chamber of Deputicsto
waive Caillaux's Parliamentary lm-
muuity in order that he might bo triad
for treusonable dealings with tho on-
omy. Cnlllaux made a long speech in
the Chamber defending himself. bui-
falled to prevent an enquiry. Since
then the proceedings have been con-
ducted with the utmost secrecy. Call-
laux has been heard several times and
hundreds of witnesses have been call-
ed. The former Premier will be* heard
for the last time in a few days. when
his lawyers will be allowed to be pre-
sent. Caupt. Bouchardon will then
:lraw up a réport and send it to (len.
Dubail, \vho will decide whether Call-
iaux shall be tried by court-martial or
by the Senate sitting as a high court.
The case is not expected to come up
before the end of June or early in
July. ’
w~Safet§' Deposit
_, . .oxes
Place you- "-Jictory
Bond in a Safe- _v Dep-
osit Box with yo r own
key in our fireproohvault. ,
Rental very moderate
$2 00 oeraunum.
Cali and examine. '
Eastern Trust 
CH B. _LONGWORTH
Acting Manager
- 154 Richmond Street
Charlottetown.
- - -~ - rf rf- .. . 1- c A ;_ _
l _
.'_~'
4|-pi l l
Th_e.` _Canadian
ankers’ Associatlon  _
Invites the Co-Operation of the Public _   -
on Behalf of the Banks
.. '“-=.'.s'.". =
`_v.
._..._.
 .__ r
'v.~-...
Mi-_.. 4*'
I . _ .
.gr \
Staffs Heavily Reduced by War
MORE than half the men in the banks of Canada are now on I
` military service, and the number which ' remains is being
steadily reduced. -
- Women clerks have been employed in thousands and have .
done splendiclly, but they have not the experience of the men they
replace. It would be out of the question to expect them to work as .
rapidly or with the same knowledge of banking as oflicers of many
years training in the profession.
' The drain upon the number of experienced officers has now
reached a point where it is necessary to ask the public to take -'into
consideration this decrease in efficiency, and to lighten, as far as"
they can, the burden thus thrown upon those left to run the business.
Canada was never so busy as now and the volume of banking
' business is greater than ever before. _
How the Public Can Help
l
Transaét your banking business in the moming as far as possible, '-
and as early as possible. Try to avoid a rush at closing time. l
` Do not draw any more cheques than are absolutely necessary.
Instead of paying small accounts by cheque, draw the money in one <
amount and pay in cash( _ ' ' _ _ A
»
Change in Banking Hours J une lst. _ _
On and after June lst banking hours will be; 9.30 to 2.30; -
Saturdays 9.30 to 12.00.
This arrangement will give the staff more time to complete the
large amount of work which cannot be taken up until after the
ofiice is closed to. the public.
'Special Services Discontinued July lst. » V
4
» 4
._ ’ '
Certain services must of necessity be discontinued, for a time .
at least.
On July lst banks will discontinue receiving payments for tax _
bills and the bills of gas, electric and other public service corporations. -
I
. -,-
. ¢ ._ i b
_--_ ;,.' P .o
The banks desire fo renaler all essential services including many _
special ones arising out of the war. In order to do this they . _
make this appeal for co-operation in f/re manner suggested above 3
E
Apply Rovers Hotel. 0096-I
 
sour. -sarwsis
_ VICTORIA HOTEL.
S. .C. Clark, Mt. Stewart
Billy Mundey. Toronto
C. B. Morris, North Rustfoo
J. L. Heath and wits, Toronto
W. P. Kearney, Montreal
T. Murphy, wife and child, Tignfsh
N, S. Drew, Liverpool. N. S.
J. F. Fraser. Halifax '
C: A. Colo. Sackvllle
Adams. Saclrvillo
. Mczuire. Sackvlile. . 
s. R. B. Vs.nDine. Fredericton
,_,,§,€ 1".
EJ Boutel, Boston
A. J. Brown. Winnipeg
Mrs. J. M. Martin, Boston
Mrs. W`. C. Wauchope, Atlanta.
60ll§ll ‘
Donald Whuchope. Atlanta, Georgia
A. 0. Harris, Newfoundland
Roger Mills. Boston
E. Donslds. Kinkora
J.' Burke, Kinhora
W, H. Prowso. City*
J. (E. Phennsr, 'toronto
HRV. Vaughan, St.-John
- _l\:.'
REVERE HOTEL.
J. Clark. Kensington
Jenkins, Georgetown
H. Bsarlieu. Montreal
F”P’E‘?’1“‘F“C'1F¢
9?"-.“‘
ohn MacMillan, Montreal
P. Lemon, Halifax
MacNevin. Bonshaw
Peters, Sumrnerside
I-liltz, Kensington
Mrs. E. C. Hiltz. Kensington
Margaret I-llltz. Kensington '
Vous MacLean, Summerside
Bernard, Summerslde
vlm.”t. sz No PEAcz
in ras cAucAsus
MOSCOW. May 28.-The opening
session of the peace conference be-
tween Turkey and the Trans-Caucam
ian Government, held at Batoum on
May 15, resulted in great dlssenslon,
and it is indicated that Turkey has
greatly extended the demands includ-
ed ln the treaty of- Brest-Lltovsk. Tur-
key _ls now demanding Novo Riosoysll.
together with all the ships and war
supplies there.
e indications are that the nego-
Paunne mhz' Kensmgwn 9 liatfons will soon be broken off as
Wm. Riley, Baltic
R. Grey, Halifax
H. F., Morton. Penobsquis,
S. Levine. St. John
S. Davey. St. John
Wm. J. Burns, New York
Miss E. Burns. New York
R. M. Copeland, Toronto.
QUEEN HOTEL.
Germany is apparently encouraging
N_ B Turkey in demanding concessions
which the 'Trans-Caucasian! cannot
grant.
The city of Novo Rossysk. men-
tioned in the above despatch. is a
seaport on the east const of the Black
Sou. lt is a shipping point for petro-
leum. Its population in 1897 was 16,-
208. Novo Roosysk is just east or
the Strait of Kcrtch. which connects
the Sea of Azov and the Bleek Sas.
H. H. Carr. Truro lit is for to the north -of Ksrnhend.
Mr. and Mrs. C _ L. Weller. Lex- Kara and Batoum, given to Turkey by
ington. the Brest-Litovsk treaty.
A. L. lllisenor. Lexington
n
Byr n Bsgnall. Kensington ~
W. 1'. . Weir, Stanley Ask for Mlnord'o end»t\ko no other
C
-4'. A
Missionary Susie 
33rd Annual  C
C
ST. STEPHEN, NL B., lilly $9-I-~'
The 33rd annual meotinl of,tho.N`ow
Brunswick and Prince Edward lslhnd
branch of the Womsrrs Millie' , _ ..
society was .opened hers y¢»bA§;..... 5
with sixt-flvementbers enrolled ’ m‘~”  -
'sn sms or tus proviso-s sau some '.' ‘” ‘..
from P.E.l. _ .. 
.Mrs. Chas. Sanford of Bt.-Johii,  ___
president of the society. li prosldlhi. -
The executive met in the morning » ‘
and the regular sessions were ooh- " "
unusa uutn Thunder aftsrnooi. ' `
Very interesting public mootlnl  '
sro held each evening. when till ' _ '
claims of the missionary work.. _hro_ » ~» ,-.
presented by Miss Hartt and _M;o`l_" '_ 
Bird, returned mfssiorg:-iss from _ s-  
3:3. and musical num 'ri sro `provl» I- ~
All the sessions are open to the -_ _
we and the attendance las i|oot\~_ 3;- I--_I
»‘ 1.
.Y
£5 _
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rg;
3 I
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