(“COD lmmc-madé J brcnd has always been the chief food of rhceartlfs slurdiB-Sl races. None of the breakfast foods or health fooalscan equal bread in nourishment. Good bread is the most digestible food as wcll as the cheapest. ' vvidclll. Daily. Selections Guardian; Readers f qp-voo-vo-o-ooo-ovv MOONLIGHT Oh liunvcil! how l1ca11uau11s is llw glow Which morning on thy trout (lulll throw, ' When sky and earfhwqlnd air and sea Breathe incense and (livlnity! But far more beautiful the tint Which moonligh. on thy brow doth print; Whe11 11100.1 and pair. Glitter in all their grandeur there, And earth beneath their face lies spread. Tranquil as thou art overhead.‘ The moon roll'd on in clnudless glory. Beneath a wilderness of lblue. And all 1110111; the mountains hoary Flung a pale garb of silvery hue; One little twinkling star, alone At (listzrnce in her pathway"sl1ou'e, And smiling words", sublime as high Were scnttererl through the azure sky; And as tire 411love (The image of continual love)»- She seenrd a splendid mirror spout To charm the stars ll1rou:_‘h which it wont By holding out its bosom full For them to see the bezuuy there. stars. divinely- bright Queen SWEIJI. Nature haul all her music lmslrd, Save lhe wide ocean's ceaseless roar, Whose foaming rushfil To kiss the pebbles on the shore. And dash against each lofty rock. As though its adamant to mock. So calm, so beautiful. so bright. So lull of sweetness was the night. One could have almost udshcrl that morn Would ne'er billows eager again those skies EASTER BEND YOUR , PHOTOGRAPH BY BAYER .1£3..Gronf George Bfroot , themselves in such a (liscusslou. 4 themselves during the discussion so .,; Justice is being done, some fnnoo -,‘ 511m T1111!’ b8 lloles apart; they may Wo bovo tho lorgoct otcok ' of Moi-bio and dronltc Mon. unnonoo In tbo moot ortlcolc loolpnc ln on; proving. I-owcct prlooo, oxporl work- Jlllllflllfl, cotlcfmicn poo» fimod. Our pnooo “mum monu- mcmo onoml In oomcoory. Gomcocry 1mm... prom» p ly otlondol tor '_Chandler&Bell ion mmiluounoooiowvt, jfiliiYnfc I. o. 1 ~,r._‘ llllfnlllnlnil ‘flllokcn on the Address with morehvhcrc the. official salary of i . “M, naturally them are many am i11ion. Advances to soldier settlers ' It human legislators may not enter. " niece the Ifllponolbility where u bo- lood into on Act which will be. o / ETIIWN illlllllllNA R. Pmollonf, W. Chester S. lilo-Lure; :\.Y-..I‘I|dIIl‘| J. Burnett: Secretory. Lloul- Col. D. A. Mun-Klan . D. S. 0. Edlfol oml lllnnuiev. J. It. Inn-non Auuclute Editor. D. K. Curl-le- ' New Yolk Representative-Jinn]: ll. Northrup Chicago llourecenunIve—E. J. Power The GUARDIAN may he Obtnlncol from the following Charlottetown: x " Maritime Stationers, (irufton St. -QII1¢I' A 00.. Queen Si. A. Ill-own. Sflllllll Vendor nophel Duty, lllchmond s1. ugcnll In Wm. Dulllel. Spring Park Ronrl P. 'l‘. Murphy. Prince 81., Gmcory J. l’. Dulfy. Queen 8f- \\’. C. “Tight, Kent Street wen Rlllvvny Boolutlll ll. Thomas White, 1251mm Ave. J. u. Taylor, Grafton St. Fred Gaudet, Groat George St. TUESDAY, MARCH 2E1 1924 THE LEGISLATU RE NOTES BY THE WAY Visitors to the Lfyglblillllfe arcl The Estimates required for carry.- empliafl; in their commendation oflmg u“ me 9mm“ Sewices 0f {he almost invariably high tone 0b_.(‘.z1:1n1laqt'ron1‘ li-lst March, 1024 to served in the (liscusslon of the (lil'-,' m“) 01' U2” have Due“ M". ‘ _ mittcd to Parliament. They pro- lerenl subjects coming before the m“, w]. H“ expenditure m, $400,571“ llouse. Two of (he new membersdl S50, which is less by nearly 27 n1lll- diessrs A. J. and M. F- hiacbonald ion lhan the sum voted in the main who moved and seconded the Ad- °$ll1l1fll¢‘5 ill U16 1851 50551011 T01" (lress gave exceptionally able andlth" 3m“ mm’ closmg‘ m“ m- busluess-like addresses, using 11o‘suppkjmentalvies a-N y“ w be brought (lown, an d at the last sess- ion these amounted to over 20 millions. ll is ulPPlffOPfi much loo superfluous words or “vain rcpeti-i tloils," sticking closely lo their text and stopping u-hrn they had fiuisll--,.;uon my 11w mxpayurfi n, gyu-ow cd. 'l‘l1ai they arr- a valuable arwthcir hats in the ulr and shout that quisiiion to the llousc is already “umm”? ha“ bell-ll" a! Oil-aw"- The spvpchefi n“ the A‘, From what appears the cuts have m?“ by mp Prmniorv Ho“ Dr} ML“ not been made where they (night to have been made ,an(l some of (he (lccpest cuts appear where the knife should have lwcu withheld. lllillzln, Hon. J, A. nNIacDonaId and lion. J. ll- Myers. reports of which tllSll have. appeared in 'l‘l1e tl11nr~ (lian, were all nloduls of (gonclsc- °f ‘Ml ne-ss, UUIISIRIILJIIVUIIPSB and fairness. govemme"? 7M8 spare“? [Mm touched. 'l‘h1s includes the sulurhnn, matters touched _ _ 11nd ((0n,l.l11ge.11ci(-s, travolli11g ex- upon w1ll be further (lcall Wllll uu~ pl-nso-s uml what not of lVllnistcrs, (It-r their respective beads win-u the lh-puly lliluislcru 11ml u“, “m”, Ul- llullgct is brought. down and when (‘ivil Servants Hulk-p till-m. the lz1lt~ |ll1ey shull lit-com.- h-gxitilnatl- sub H‘ "I'm" P031511?! U"? mXFiU/“Vfi Fifi-l’ jt-lzls. for‘ criticism 111111 (lismlssiolz. RHINO!“ u ymr’ nnnjswr” Sim N” min their $10,000 salaries, Wlfll ls-roco imleulnities and unlimited lllulvclliiig PXDPHHPS zulded 11ml the )I'l'1llll\'|‘ llis 1vnr~tln11e salary nmi in 1'11-'1L“-'111‘11".V (If which (ll-molly of $151,000. 'l‘l1rcc l1uu(lrc(l czmnot be lllillfirflllfltftl until the dc- 111111 lh1'1‘ll"0118 591131011! 81111 Memb- 13115 paw. 1,09,, premmmp pm. this ers still Yrflllll their $4,000 iudcnlnl- reason we have withheld comment 11.9"“ m“! He“ transportation for ‘mm me public are m possession of thrmselves and their families at v the public cost. the facts. When these -z1re made lznown the public will he in a posi~ The Salaries of Deputy Ministers. llOfl to judge for lllenlnelvefi, {the (losnulches tell. “have been The speakers on the Oppogltionilzirgcly lllCpQflSQdo. It “W, mny v._1,,.l “m” or the House’ the Lmmur. Mr-lo luer (la) that :1 new .\.1d1tor_ S (liberal 1vas appointed at a suinryfl ‘mmlum M?‘ kicthumr’ M“ Blanjlc-f 545.000 and given two assloh-isvts: chard and Mr. Dennis, have lllflflnht $3,000 ouch, a tolul or $21,000, he prc-i gr 1951.; "mqerafion, The“ mesenllvious Auditor lmd been $7,000.; role i,‘ ma, of firm“, a role “pram Thus the Salaried Aristocracy of‘- wml many (iammrfi m“. many pnqfanada is increased in numbers: ,i’rom (lay to day and their emolu-l ,u1ents 1'11c1'ease(l. A score of Com-l uicnts and these have yet to be ex- missioncrs and other high officials] ‘amincd. ‘lat 510.000 each will be paid precis-l lely as before. All these have becril quite above the reach of King several stages-Govcr11111e11t Economy and R0- und the members on both sides oi'.tm“chm°nt! AM this Orgy Wm the House have shown conunend-Igfi n“ m ‘(mg as the “ulssebl or "w ‘m i t “L _ ‘Canadian ticuplo conscnl to he .1 c ucrts 1n and study of tbcuhuwors M ‘vuud and dru\\_‘_l_s m. matters involved. 1vatcr lo kcop it up. The enormous cost 'l‘l11- (liffi-rcnt Statements have been mud» on both sides, slalvlzicnls which :11’.- nl vnrizilurl- will: tench other and flu- i.‘l'.Ulll'4'lf‘y U1’ falls. 'l‘l1ey, also, have nlude slate- ! (‘oushleroble lcglslzltiou has been “(ulvzniccd through There has been a wholesome interchange of opin ion and the freedom oi’ debate has‘ been cxeiupllficd in frlcudly Wo have seen where no cut was made. Where was any cut -madc7 ~= ("fleece- fffiffl ZILII..i"Y.”Z§Z‘.‘IZF.-'LZ ‘Zfilfilli The bill now before the House for ed. 'I‘l1ut means $32,000 less 10 the the care of children of unmarried farmers of this Province and parents is perhaps one of the most ‘1 "mum (‘mum's "Ike" difficult dealt with in many years "m" ‘he '“"“°"“ °' m” 9°" 8X- l ' i f 2.400 000. T l figmncw or opium“ with 785ml] l°‘:0‘1?:cludi:‘1l's ge-Establllshlncnéezsllglis (“mils- AH 1v 11w 11111111 Issue. 11w u c11t of $3,714,996. That i. over rights of those who, through no act six million dollars lcss for tho of their own‘ are @351 110191.358 upusoldlcrs. The $4,000,000 loans for m, the world and bearing a Huglnulhousing and the grams for good which implies no gum on thehfiroads RIPE cut oflf. But the Govurn~ r c» n1 us- mmn’ namely ma‘ ‘heaeline motor curs maimalbml lu must be cured for. By whom andpttuwu for the Ministers, Deputy in what manner brings up the com-Twllllfilfia 111111 D1111)’ friends to plicniotl questions of justice, mercylllmk" “WM “ill”! guilt. innocence and individual res-I The Pork an", ‘a Bu" we" ponsmmy‘ n “Wm be {mm ‘Hsfifllled and the grand orgy goes on conraglng and humiliating 1f no (lif- vory much as ilsual. There are 82 feronccs of opinion should reveal votes for political whnrveq and Iireak-wuters in Quebec and 62 in Nova Scotla to help hold those two solid Liberal provinces to their party allegiance. These call for a total of two million dollars exclus- ive of what is provided in the main estimates for the seven other pro- vinces and what may yet be nddcd in the supplemenlaries for ull the provinces. Some minor official salaries are cut off. These are larg- ely transferred to the superannua- tion list the cont of which is in- creased by $102,500. Tlfhs the in- creased cost of superannuation amount; to the interest at 5 per cent on $2,050,000, and Canada is still borrowing. there Such differences have revealed for. The principal differences are not through n dlslnclination to do her through fear that. while this ant may suffer. innocence and also be so closely allied as to be mdlfiflllmlishablo- Into that phase of 0116 kreot purpose of the bill is to longs. A wholesome realization of this one fnot will, we believe, recall to many minds the cafe and cure adage "Avoid every appeal-once of evil." Tho boon of o boloncod budget lo o ohomo and a pretence. The es- timates prove it. lt can only be mode to appear by shifting the rall- wny deficit to a cepornta account charged to the National Railways. Railway debts and deficits have ol- woya been c charge against the Government and the tax-payers and The blllme feel scoured will receive oomcat and Intelligent consider-o tlon and we trust that tho divorce _ pinlonc lboll chcrtly b. cryoni- I 4 . A 4 . The Public Forumi Thlc column. lo. opon for the dloouulon by corru- . pondonu of ouootlon. of In toroot. Tho Ohnrlottotown Guardian coco not ncoooun lly cndoroc tho opinion o» prouod by lto oorroopon dontc. gLest We Forget; §fifi TUESDAY, MARCH 25 JAKOB ANDREA Geruinn professor of divinity, one of the leading Protestant theologians of his century, was born on March 25, 1528. He wrote ++QQQ more than one hundred and fifty works, mainly controversial. FOR THE MAYOR MURAT Sir-J was glad to read the letter signed "Wayfarer", in your issue of today, and trust that bis sug- K1 gestion may be acted upon by l-lls 13 Worship Mayor lllcKennu. 'l‘l1cro are other matters 0f great importance requiring his which will no doubt have his atten- tion vlz:—.»‘1 number of business places where tobacco, cigars, cigar- ettes. cimdy 111111 80131 drinks are on English pocl, known 11s “The only sold during the Hallowed (lay Swan o; Lic|,,-;01,|,~ was be“, u, and too often to juveniles and when 1.13pm, Uerbyshire, March 25, 1747. intending 1o those, cant some thing she was assocmwd Wm, DR Samue, be ‘mm’ l" @533“ m" gm“ ‘Mme oOllllsUll and Erasmus Darwin, and which occupies our several 541M595 111 her letters imitated Dr. Johnson. (luring the Lords (lay 111 tho co1n~ lug season- Of course they ivoulrluot be op- cn unless they had customers. H111 cvcn they should be taught to res- pect the Commandment which says "llcmcnlbei" the Sabbath Day"-~Be- llcvlng tlmt our rcspc-(zted Mayorl lllcKcnna will measure 11p to the re~‘ quu-emcuis. l am, Sir, ctc... CITIZEN. OUR GIRLS AND BOYS (Joachim) French marshal, and ng of Naples, 1111.5 burn at nstlde, France. on March 25, i771. He was n hrother-ilrluw of Napo» leou l, who placed him the 111M119 Neapolitan throne. on ANNA SEWARD ' EDMUND KEAN Noted English ilragcdian, of Irish descent, made ills last appear- ance in Covcnt (lurden, London, the scene of muny (if his lri11n1pl1s, on Zllairch 2.7, 18.13. ills greatest rules were Richard lll, (Jlhcllo. Lear, and Sir Giles Overreach in “A ‘New Way to Pay Uld Debts." sizes or QUEBEC IVhen the 'i‘l1i1't(-c11 (‘olonlcs on the Atlantic cuusl rvbl-lll-d against mu,““g niol)ju‘:tl()nal Fouiurcs“ Britain, their l(=-.1(le1's_wc1'e (later- uml Sign,“ by ulgulhurh. For [he 1111111-(1 to lorc (uuauliunn lo join benefit of‘ this (iffeiuled "l<‘z1tl1(:1"‘ “"5,” mnjlrm. ‘L Hlonjmvc- “my 11nd others of his way oi‘ thinking allliflljlttll 6511x111lllhmitllillul“lélhi“""g;gullr 11111.1’ l Hill’ that. lo-(ln 1111101 r ~. .' ‘I . ’ e ' you“ poop," m (yhaflultlfitolvtfix svlnch in its long history. l1ad seen llH ro are as many innocent among 1U f-"udl WIN-lull", “f” - lnibbkmkil m“ girls “S “WW M“ mum”; m” 11111111; 111.» ullltci (it lilo-lb. lloll llllyhl for wlfom lu- shows so nmch Sill?“ _l.""k"‘| m" l" m“ "fmllm: concern. l am sending you this m "l’_"_"l'_5 “ml "m.l.ct_‘lm‘_"th' “w little poom for you to insert in the Awmiumé {nlum "H" “N! we‘ Guardian so "m, he as Wu" as ipaiod lo iucss the selgc. 011cc more those to blumo may see and rend Tum nmummnti‘ of Queue‘ turned for "wmfiwwg. A" “mmr m Hr ,tl1(-lr “yes anxiously lowurrl the ls~ bh-Millun for lilo lllillllll lu- h ' 1i?_lll::_l:“;| (‘lrrnlfimilihinflwan "Slant: lulu-n and imly-ln; gain I11»; poinl. Kém; lhy‘ ‘,',l,"s“““y' flpbuiwm, U“, ‘ml bu’ “MM A C sprint; sunlight alul help $1112; ul ' ' ' hand. T111: A111(.-ri(.~:1ns bcgan‘ an immediate retreat, a11(| Carleton, Quebec's (lefendcr, with :1 lightened heart, snllicd out 011 this (lay in 1776 and converted llleil‘ retreat into a rout. 011cc more (Juebec was sufc. -‘1'1'1'.~—l have rend in the Patriot of March 21st. a letter with the L'llf|l'lOll(:l.O\Vll. (ENCLOSURE) s14: 1s MORE TO a: PITIED THAN csusuneo (For “Spearmlnt") l on up-lalong ullh ll1(: old ruyl.» of (lriviiig llhul we have here it miuid soon u sealed one chop up and destroy the good roads. um sunlrlsuell Lliul 011i‘ lsl‘ people, including my own friends At the old (voncert hull lio\v‘ry. ‘Round the table wei- night, A crowd o!’ young fellows carou Umm (.11 rill MINISTERS AND PRIESTB AS PHYSIClANS - There was an article in the (pap- er the other day stating thzft in London, ‘England, they were es uvbllshlng a clinic tor (vial/people, and that halt‘ the stuff would be physicians, and the other half mlnlerers or priests. l could not help (but realize how much like a minister c1- prlest the average physician must be, and also bow much like a (loctor is‘ the priest or minister. - And so this clinic should be a wonderful success. To such a clinic will come all classes of sick people, 'll1e (sick individuals with some form of nervous ailment will be the most umxierous. - Because them will actually be some form o1‘ nervous‘ trouble due to 1111 organic (lisluubance, or also an ailment due to some outside or Inside emotional disturbance. And so utter the physician makes all his tests, and can find nothing, the minister or priest will take hl111 over. and by symlpntheric quesllons will oft-en be fable to find om the origin (if the trouble Many 11 mun will be frank with a minister of his own (lenoiulnatiuii. and will unbou- om himsclt l11 a way that he would, not do with a (phyyslcizul, ll‘ u (minis I n-r can gcl the original (rnusu o1 lllr trouble, but INUIS [but he lmrdly knows enough [(1 lmlp11i111. i111 can (plin- properly hand his luloriuu- tiun over 1o the physician 1o com pli-il- the c1111’. The physician finding no organic trmtble, finds himself up againsl .1 stone wall. Tho minister or prlcm bfi-‘llkn it (lowu for him. He then brings lln- mun around lo lhe pnlut by snusgcsilvc qucsiiulis. 'l‘hei1 by loglcnl per. msiuu he appeals to H10 reasoning" powers 0l'_ the indiv- idual to get l1ls complete cure. As .l said in a foruier article (w- (:l‘_\‘ nine o1‘ these cases where the person ls not really insane, but hai a history of nervous breakdowns. slocplessuess, irritability, l'orgetlul-' _ ‘ ‘ ‘ (less. luck of co11c1v11trutlo1i, morbid lreatiuont cl these uervoubfll £11111)‘ ideas about himself and life in gen ml cases ls on n more solid 1511i c111], has br-en produced ‘by 501111‘ than ever belore. 1 q one thing. weeks, moull1s, yes A11(l the cures are as frequent d) real-s. lmfnre. b H tlillre cures of the ordinary |1li_\1~ll<..1 Just what it was must c l s a men s. i _ ‘ _ _ covered by llle ‘minister or physio, -—*'¢'°"”'_”‘ q _ lllll! 011i Y?“ Pun“ Ylmrfffiil ‘mlgh inn, and the work oi‘ reconstruction The (lesiro to talk of (mist. vs r4 hearted."f-Pllermls- b" L ' 'Why, Daddy, Why ? (F. F. Iiunun, in Yeoman lihlohl) Daddy, if you know we're hungry Know that wo are vory p601‘. It must break your hurt ln heaven 'Causo you nevor did lnlurcl Mamma wonders why you didn't siVg tho dimes you threw away; But you felt too strong and healthy For Insurance, people 8i)’. You were taken without warning Leaving us to fight alone; You'd have taken out Insurance Daddy, if you'd only known! 'Twasn’t that you didn't love us. I recall how doar you wore; Bu! your little qlrl must suffer 'Cause you failed to save for her! Mamma just can't make the llvlnl‘! She is wearing out, she cold. I shall have to mics some 86910011110 For m; gako of daily bread. when she's gone, I guess they'll take mo To a place of Charity. To be cloihcd and fed; but Daddy. It can ne'er be home to me- |v| ' Ondd left. lncurance “if... (ma! home will still be theirs. They're not hungry and sometimes Mary my“ m, 635mm clothes sho wears. They 591w, have to fake 1n sewlnfl. Mary's mamma doesn't 61‘!!- F her Daddy loft insurance; or But you didn't. DflddY‘-Wh_Y7 . lf interested ln securing the best in Life Insurance at lowest cost, Wrilfi HYNDMAN s. 00., LIMITED Branch Managers THE GREAT~WEST ' LIFE ASSURANCE CO. offices G1 Que", 5t Charlottetown, P. E. I. uéonsfl-ve m; Home and Stabilize tho Nation" — J 4.154412% ‘uiegl. ' 1 lint it must be admitted that the 1 MARCH 25.—Ynu are c11pul1lv (If 1111111111111; your fuluro and o1‘ c111 v- lure so blind to lhvir own llllr-fust. cheerfulyflic cost could not i11tcrfc1'(.-. (Jnc 111s. . lih them life seemed and bright. At the very next table was seated. [$3.00 buuld put the must costly 11nd , A girl who had fallen to shame; lstylish crossbar fixture that could,‘ All the young fellows jeered bllbu bad. l1‘ you would once try if; her weakness ,_vou Wlllllfl mevcr ngnin g4 buck in‘ they heard an old woman cx- lthe old way. . claim: ’ 1'. -..oui(1 nave to become gclierull \V Till lull over the whole Province or i11"‘"“” m" Chorus: nny territory to mukc a success ul’ it. licavy hauling would then he] (lone with teams. l can't sec why! some intelligent person would or could be found to oppose such :1 good thing. Better for lmrses, for harness. for sloighs, and a comfort and pleasure for the driver and pilsseug- ers, with much money and time saved. l would say. not one hundred pcr ccnt belts-r but a thousand pm‘. cent better. Surely sonic member of Parliament could be found with common sense and buck-bone enough to bring it before the house while in session; if they mcnnt to work for the interest of the electors who put them there and for the public good in general. Thanking you sir and trusting that l mny yet share in the honours of doing some- thing by advocating this. the only sane system of winter roads. l speak from experience on both, being many years a resident o1‘ Junction Road near liradalbanc tak- ing my share of the torture each and (every winter. l a111, Sir. 1110., JOHN NICHOLSON She is more to be pitied than (iensured, She ls more to be helped despised! She lu only :1 lussie who veilluredv, O11 life's stormy path, ill-advised, lio not scorn her with words fierce and bitter. Do not laugh at her shame downfall; For a moment Just stop and c011- elder That a man was tho cause of it all. than and 'l'l1ere's an old-fashioned church round the corner, Where the neighbors all gathered one (lay. While the person was preaching a sermon 0‘er a soul that had just passed away. "I‘wn,= the some wayward girl from tne BowTy. Who a life of adventure had led- llld the (rlcrgyluun leer ul. her downfall? No-———he asked for God's mercy, 1111d said; ' (‘horusr --#<o->~—~——— WINTER ROADS Montague. HONOR TO WHOM HONOR l5 ‘ DUE Sin-Just n word on roads from one of yo11r old P. E. l. boys back again on a visit. l have been in tho State of Maine and other Provinc- 61s for twcnty-scven years or more and now living l11 New Brunswick, and since l came back this lime l have seen just enough of the winter roads here to set i1 body l11 n stale of fear and dread to ever come back, especially in the winter season. Since leaving here l have seen and learned what good roads mean, b11t hero I fear the people don‘t know what n good road is, or what it menus. it sure spells comfort 11nd pleasure . ll means added wealth to all concerned. Just because the farmers could get four tons of their products to market as cheap and as easy us they now get one. Let me any that so long as you keep in the old rut, the some old way of driving the single horse, you will lust so long remain laughing stock for the other ports of the Dominion. l understand that for o number of years a Charlottetown man ha, been advocating that very some system that l have been ex- periencing so long, that is when driving single, to put the horse in the runner track that he may boot it down firm and broad, making n road for single or double driving. The more traffic the harder and broader each truck becomes, pro- ventlng creating pltcbec hole! and slows. I have driven very often ovar them. on one occasion I woo one of fifteen men behind .0116 toom. drove formlloo ct c clip that would mrprioe our lclond frleudo, nothing to prevent or worry obofl. l cow thorn mole one food of ism-AA uiriier ln your columns mentioned my name in connection with ‘the inception of the "Potato (lrowem Association" and asks me to (zumu out. and lnliorm the P1101111 as to whom b1 due the credit. In reply l say that as n (eharter mem- ber and chairman of the meeting at which it was organized. 1 have 110ml: knowledge of the (wants lead- ing up m its formation. A 200d board of (liroctors representative ot‘ the three cuuntleel was formed. Mr. A. E. Dewar was chosen ll'r(u‘ ldnnt 11ml Mr, Wilfred [Boulter Sec- retary. Those two men have been honest 11nd efficient in the (lis- charge of their duties and the as- uociatlon has been wise ln not drop- ping its first pilots. Tile movement hfls had its i11- copilon among the fol-mans ln- dependent of the ‘Board of Trade. Rotary ICIuh. or any government or political organics ion. ft ls true (Confined on Pogo 6) o 511111175X] ” must still remain co, whether tho debt lo split in. two b7 financial no to tho community ot lnmoltdmblorlozino, o: lo honcctlv um. 8703 feet. How mony loud, would to tllrcc (lullnrs 511011111 (lo (11.1 trick" oi‘ the plan's ideas 11nd outlook and to make our faults zippczir llhthlrfly. You will be very [Olfllllllllf "HM w,“ “om this point, 111a light we wish them, c011st1.11lc>l11,_ynur lovdund (hoicgrcf oriilil-‘rlli. Montal disturbances are more n. grout part of o11r slnccrlty- 11nd wlllll luljiilrillll)’ r] “HI i-n- frequent than, ever before in the I0" “(l 111-“ l“ u" ' . rum mama“ Women who love. more. readily Business. ‘ “o h 11d ed lives the‘ pardon great indlscretions than lif- 111111‘ birthstone ls n blnodslonc. “is? ‘garlwogiilhtllllgf muk,.s' the‘ up fnffdeflfleg. which means presence of mind. . .. ,1 - 1n n re' ._____Qo..__.._ Your flower ls s 1'10"‘!- ,°,§,,§,”‘Z,,.'Z.l’§'§§,,2_ 1 a n ‘,Minard’s Llnlment Relieves Colds. Your lucky color ls ‘l * RWTWENTYW THIRD—ANNUAL_STATEMENT" ' ' Northwestern Mutual Firel Association F. C. Martin, President A STATEMENT YOU CAN UNDERSTAND As of December 31, 1923 ASSETS 5 azamaaa Cash in Office and Bonkc ______________ m __________ __ s "saglwojg securities ________ .................... .... .. ‘These securities consist of U. S, Government, ‘$1111 111111 mlmh-‘llml bonds and] NJ": securities of the highest grade, including Dominlflfl 0f 9111mm‘ m"! Provmdul Hui: Q Premiums in Course of Collection ................................................................................ “'!'!‘£"él: All accounts over 90 (lays old are excluded. T115’ TBPYPSQ“ live current. accounts equalling only about. 35 011W 8P0" Premium“- b Mlscel‘ Aoscto p _ Consisting o1 interest accrued on bonds; flmflum“ m“ "m" “h” ‘mm-Wee conwan _ _ 437,247.48 is 11 normal nmou sa,2a4.11 ies, etc. Q 2,491,342.81 in A to B Ion lnq to Policyhollibfl Frlzfugzmusgfs w';°,m,,,',,,w‘,',,,,,,, a“ yuruuure and nxturm, automobiles, printing blunt supplies premium accounts over 90 1111!’! °ld- 811d 1111 01-1161" assets not quickly convertible into cash. Reserve for Loosen in Process of Adjustment .. Reccrvo for unearned Promluml (1923 increase. 2113,3344“) While the reserve is set up of a Stock Cumpuu _y has“ m a Hutu,“ Company loss clolnw are a first 111111111 lhereml- Th" 11111" ls more tluvn vhroe limes the amount that will be needed i1‘ losses an» no mom than our avomm, exlwrkmctx Rcoorve for Fundo hold under Ro-incuranco Agreemm“ Reocrvc to Cover All Other Llabllltlon ......................... .. This ls :1 ncscrve to cover taxes accrued, (livldmd, accrued '01; expired policies will 1111 other current. liabilities, other than looses. g 119,001.94 o. 1,159,692.12 ‘I 19,853.57 m. Coon suv-ptuv (i928 increase. $126,053.32) ................................... ................. o 448.401" ‘This being the not amount loft alter providing for all reserve; as above. Total . s 1.401.841" i (u 1 1923 a Net Losses Paid b0 Policy‘ ‘-' mvldfll“ "14 BBVIIIBI to iPolicylholdai-s SINCE ORGANIZATION DOIQOI Pllld 10 Pollcyholdom, Unltgd flip‘ and f‘ Dividend: ond Savings to Pollcyboldorl, Unload em“ 3nd 0on4; CANADIAN BUSINESS, l___923 1,286.24 7.48 1,009.290-61 8.868.075? 1,188,110.33 '............................................ I Not P. Loco rotlc, ro-lnouronoo rooovcroc ‘ * F‘ r lotlc ' Olvldondo Polo on 1022 I II. J. MAHONV, Aooooloto Monopoo ; 104,014.02 3896 20-896 04.6111" O NORMAN l. IONIC. Monocu- for 611111" that moko for P. Ill. I. rcodc? and four tons oro common 1 c nmo, but ohcnld oonoono oollo _ "- II "Ql-IMN. F- l- l- lronon Monqor, I Ll re: Al.‘ 1*". .2. ;ri'-a~:<~.- li¥t¥i..-:a‘i."l emf-sou.