OCTOBER Ia, 1907 1 _ _ . THE CHA1§LOT'il._`_E?O_WN _GUARDIAN _ pAGg mpg Y ' _ --P-'*--v' - WU- 4 ~i~ -_ - |-_ f - ‘ i{, ..'-2". THE MEN’S CORNER. " han* _*_* 5; f »_:_;~ ,_A f___ _ , _ _ if PETER PRY Sl‘|EVl_I N 8- J~v~r’~z`_`l¢l‘~‘f“:* fs; if ___ _ _*_ _ ll Investing Your Savings. Saving the “First Thousand." - Though Russell Sage has gone the way t of all things mortal, his name is still a t synonym for great wealth and Nady each. fl. Inasmuch as saving usually precedes in- lars-a trilling sum deposited mil once vesting, it is littii;_g_ to reiterate an aphor- ye ism delivered to c un-iter by Mr. Sage so several years ago. It is exceedingly trite but eternally true: "Making money?" said Uncle Russ. “The c< most difficult roblem in making money i-i 1 b the laying nsidle of the linst thousand dol lars." _ As if in parenthesis, he added: "In my early days it was the first hun- if fired, later the first live liundurd ¢i1\ll:xi~.\. as Under modern conditions, I should my oo that after the drst thoiisiiml riulliir'-1 has so _ 1' _ "i .. ___ been laid up-and invested'-tic carrier stone of riches has been laid. The first step is to get thc tlioiacind rlol- ie lnrl, just as the rccipc for rabbit stew is sto "first istch your rabbit.” Advice dur- ing this chase of the nimble dollar may be of ‘some actual value to the one \vlioi?is naturally`inelined to he n spcndtlirift- v io really wants to lay asidi- money hutéiuds that lils lack of system and sliiftless hab- its have so sappeil his vertchme that ln- can't save. Such a one, by catering to man’s inbom delight in the grotesque, can evolve a vcry profitable saving plan from the ex- periences of otlicrs_ For instance, unc young profc»=:-inunl man is saving It small but steady sum daily that runs into a fine figure every yi-ar. How? He never spends a cent. "Let me correct myself,” he will l:u\.'fh- ingly explain, just when you take him for n miscr. “I never spend a copper coin. In these days of cut rates, pmcticully r-v<~i~‘.' article bought comes at liarfvain iii.-ares like 981:. This means eoppers in eliaiuge. ,rip After buying the morning paper, the ni-ive boy hands me back nin\c`r.1>pu<-m, lvisti-:ill I of despising this 'cliielren-fri.-d_' it all goes into a sonamtc pocket, I saved ever $50 last year through this plan." There are a hundred other plans, like- wise freakish, but actually educational to their posscssors or inventors, who later can be brought to ii more dignified and logical plan. It also encoumgcs the some saving in other branches of lifc’s grime. There is another man who shoves him- self, but not as tv. "charity job,” llc de- mands of himself the usual scale of prices, occasionally he is pleased with his work, he gravely tips himself. This money goes into an old mug. Net results last your $47.85. _ Sometimes the first baby will cncoiiragc thrift. There is one happy father who has put his baby on the pay roll, starting him dazzling and in its tales ol success almost melodramatic, but when the tinscl of this ther's salary was small, but even if he had golden age wean; down to basic strength, to skimp himself during the week, he dc- the record will be found- to be based on elarer that the laborer is worthy of his men who realized at un early use the vir- hire. Accordingly every Raturdny riig}\i;_ hp tucs of thrift, in the consciousness that it at $1 a week for the first year. The fa- ravelv rest-nts the Infant Autoerat with _ P his pay env(-lone_ lt means 9?~'i'B the first that starts you on the way to wealth. year. and hy doubling the weekly toll a total of $150 tho second. etc. knocking in va.in on ii man's door»-unless There is another parent who is not at- he I savings hank. ~ u, through i d i t ' $3_m____ ___ .b____c_;>_ npoua n crest, will hav well keep the money in his own pocket ir brolce." his , ea dui no sul lioaril in un ccononiic sin, for it l.;i-cps money out of circulation and out el' inter rot. The thrifty mari and the miner are 1-.-i far apart ns the Poles. As ii matter of souvifl inet. ri miner is ii riotuus spcnrltlirilt. ll-2 has $1,000 hidden away. Acconlingly, by keeping it out of the bunk or investnn-nt, lic is throwing away $10 the first y<.-;ir, $41.00 the sc-cond year, and so on, us coni- pouad interest climbs. The beginning of all investment is tho The story of American achievement is s not what you earn but what you save, Opportunity can wear out her knuckles has the whcrcwitliiil ter entertain her. °ml’ilnE audi en ambitious project. Upon ho first birthday of his child he put one :liar in bairlr, the second year two dol- i\!‘-yct on his twenty-flrot birtliday his 'l`l:en there is the man who has fellow- l_ the ponies” for yearn and has the gam- ' lm! ni.'.inia in its most virulent form. ln - lns plan_the average observer will think that lie is “playing ivitli fire" but at any rate he is saving money. llc decided that he had to het on the horses, he might he adopted a Dr. Jekyll and Mr. Hyde rt Of' em-ou1iIi¢,\». as Mr. at-it.-r ni 10!-‘rs out somethings" from the news- Icr charts, then as Mr. Booklc he of- IT4 odds and takes the bets. It is a on- iit lesson to him that his Bookmaker Pell is always “ahead of thc game," wliilc ‘__ his llcttcr (or worse) self is always “dead ` " *' » Tllvre is another man who looks over il loose change every evening after com- ‘ _ ing hnmc from downtown. Every nickel ‘_ 'The Bookkeeper- found therein is promptly laid aside. Heine- CHARLES JOSEPII ll()NAl’.-\ll’l‘E_ Grmlufiting from the Ilarvaril Law 'li ' . - - . . .__ _ i ' _ the saqne nay, n depiiri._|n1.ut_slui_u _ ln thi. natural coun., of ei onli-\_ (lmr- School, young llunnpartc plunged into law hi . . _\, ri}_s anne _cyery nr-iv coin-i uit is cs J. llunzipurte, il.,».si~.-iiokkc<.~pcr. So great ir; the 1: at comp that are stairs to ln the iv.-ry pie monni ‘la licy and |n'o\'i4li:d the bcd the roof poses or other th |i..irds_ ini; onisi nit- paint This is costs to and plu.» with ii _- which iii story cot a large n it makes story 00 have the Less, few limit orl rouni wit the right l-uuni wi ing to li rooins cur in which introduce Tlie two \vood wit some lim und va rn The _'_,'..l lilvlri-r aiirl »<':in‘:it with ii--4 l°'»i< * A ONE STORY COTTAGE. Designed by Chas. S. Sedgwic In some sections of the country one sei "al tages ani very popular and where the rear kitchen portion. There is ll ement under the mar half of the t for healing and fuel with an outaidn arativcly snmll outlay. 'l`he one- entrance and cellar under the ltitellmi thai be rt-d’ la _r;___ convet mtoa undrylf hand side of a boil room with a central uliini- fi|'c-place, each uf the bed nxiiiiu umber of rooms are not required, bus a very plea_°ant home to live in par ttagc has its advantages. You cn comforts _of a home on one floor sir so much enjoyed in n flat, no climb and everything cosy uf nc- steps for thc liousck-caper. acc-uinpanyiiig iicriigii we have n tty home of this description. The 5'” " -_ iving room opens into thc- dining gr ' h a wide euluulncd arch and un i. ' i each of these L ei lc, Ardlitect, Minneapolis. ne lmnner the mol extends out ‘ < !\!T_Cl‘l£U " ,i f iocxioa ‘ with a clothes closet. Back of _-,__ _ .',;. _- ii nniaill riiiiit-'im iii' and the ii\1\l'liu4i.-n~i. lli- po.=~<<‘~\'i~.= that 1|\::il-""" “~' l"\" ll*-' '>‘f il?" l1i""“"'lU5\'»Z ill'-fl" . ity \\'lii<'li i'c\\' lnililic |>i-oficeiiuiiu or io., ______ __,.-'- li" "~’l‘,l i"'*"`*'*ll\'\‘ 'll' ‘~l\\' .Hlls-' v l`i>rruer.~4 |>o_-si.-ii. ailriuliite jiistir-i-, Q\»,_.,, ,U on il-.- l-out-li. Un- :u:;nt -ceziiiir-» 1-»._`_\ |_,, Q |_;ir|y`\|| ¢“,;my_ ilzvit lzie ll-Niilim-'. Ii. _vi-'i:'.~‘ n,g_. \\'.»:;l. __ ii. » . ml* lf* -"-"Ymil l"`"l'lll\*~'l\l\"*- YM an !`“‘""' "'l |~iil.|i_-_.__-_1_;, H, .,,.~.;-f ,.._ .,,.r_. ip: -|`,‘.,l l'::1-c ilu- :null liiilginu i-liai‘uc'tc|'i\'lic ot' tliel V up in ii time wlwn the po_f,s.:s1=ni~ of i.I'~=~ \~. ;_, ,,, ,___ ___,__,,,__c ,‘, __. ._' ; " ,` ___ _p,,,,.__ ,___ of ,,,,,,i,.,.,_,,,| ,,,l,£,,_. F I Ou i..~_ba5 win be..-....... 1-...ay u..~sfiy ....1 i..-:,,___,_, ‘__: »~ -' ._____,___, ,_,‘_,, __.____ ,,.§,,, ,},,. ,"' ,.,,‘l' lf' able to lay ue-:ide :i tithe of l;i.»\ incoxzzi- ii; ;i |,,,. '_, ,i`,.,i ,ii A, ‘_ V, _ .fu {;,,,,,,,,_,,_,,_ ",,?,,,;,,8fm,,,_ l0____,`_,_, (;,U__`,o`;; hi __ <'lY\fl Wil 1'- |1'1¥_\\‘-‘-_ _ _ _ li.,_;§...':-_.ig-_i .,y` , _ _-__., » _,__ |,___ ,,_,__,' l`oui;iit the gang that held l\'lnrylanii in its 0 1 il of the foci-,';.nn_-; wiull -cu\ ..- i:i~ .__ , _ _. __ ._ ___ __ , _,_ , _.___ ,],,.,_|,u_ _,,,,,,,n,v ,___,,0,__-bo, , _ _ _ ,r _ 'iw th" l'!;"\‘:`“iim:" of h`”""‘l>Ll ui: i i'll vlli -will-iii-“"`tA'i\" lil. lil.; A In .U *Agni* c"i_`.iA rl:nin£iii.'r 'in `tl\»?r l_lc`t"L‘ rt: "lil/lil' J' xlilhil th my bank* “ill H"'i'>;' Si"'L:;1";';' "Lc'l‘l.nN_ Hi-V ihrullnm' in uw.”-W‘l'mm|’ :mill ll' »\‘1`\"1ll\ ll`-l'i~'l"\1f'-'Yli!» ii:/..i_\.. \\i:i-1.11,: \1|1 l'.V ‘*"f‘~'ll\ll “Ui '4“l1l\‘ an inn) i'lerk, but the ii\c|':ii:c y-ning .in u ill linil noiv ii slwi-nil i-ilu-.-:tri-ui~ ~_;»i~y to ,<_-.-xi:'i- on-ii ii fo<1tlnilil_ 1'."/il coi|i.~-.-1 can l.-_- i-on-pli~ied in lrgss ~ ~ 4...- _iiiviélf liii,ipy r>|.l_v \vl:ru .___ .~\cl'il>r\l ai' a l|.i:'il ivoi'l..~i'_ :i i-.'i~n€ i`~i-if.- "““'l` “'-"lf-i ll'-'-1-‘l’f`1l`l'~‘ il'~\11." 1'* lf- ll-'\" 1- r,. . __ ,N """"“"""“i'"T:"""" ;';'"““~. 2 Dainty Articles ici' G .~§»"~~'~"\_\‘i4r'i'asiu§\2r.‘;?=i.»>'-..1z'.ihr- ' ' ~'--------~ Q ‘.__» '__.-____i‘_,~_,__~»_- _,l_f_' ._-. _ _ __ .____ » ».°' =.~‘--if§tll.“*»,‘».;*§f»i,.. . ll|l‘ ..~» `”`1=1Q-. , <,f1__‘.-' f-_ _ _,-ff 5 __ 1 4' ' it ~ _._-_._ . : if’ 5 Q Ti '"' " ,_ ; _,f ,~"~`_ .7_;~‘».-_ ._ ,,,_.__,__, _ ». .-A5*.;?.':;::v;-'i=;r-sl=:.» » ' ~ Eg ellilll _l.as. » .--» if-' “'o_`~§i'--‘ff-_'§"" ; ` Q7 ‘Q ”52,-,i/.f’§vl"f`f‘__;___>_7.-lf .fi ~.‘;- =l ` ‘ISI ` ~” ' ' "“}f-` -' __ ”‘-L--_-;~ T,- .AI at " ___ ~ 3 . ' ' 1 \.-l'“ ' ‘er .’ .' ei' il ' l " ' " » h _ / ll! Il `, _ Q ', sp ldil ‘ .; _ 4 _-gf » _» E., ir ~< ff. \l _V-e,/'=,___. I \ f ,,f.-It-;._’ _---- ‘JJ _.s -- ____ .»f. - "ir '"1 ._ ,.. fill if _ The illustrations show scvri-.il new and elizirniing gifts lor ri hahy and are very pretty things for the baby. The little easily niadu. They am often c|nln'ui ,." ' "` . ,-3 w _,___ _ ; , ..-1 _... ri .- 2 ‘?i;§ '-` _-’ _ ` _--_ .ii . _ _ rl il l -i. The puhlie lumi right to know that , they 1ri_tmiii1..- ii i-innpiuiy that is comply- ing wit.: the stutiitur., and not an inno- i-<~iit :ii-\-oznpliee tu law briaking. 5 The public must ri-alizc the dill ° cr- t`.i»a ntiili-:vu-vit. lt ir* .i it-.i-iii-.~,| cnet: bctivi-i-n a lirni selling to a fuiv peo- ple nnfl uni- with Llioiisiiiidn of stockhold- lrrs, ii-1\_.~s ol tliourcindis of employes selling \to niilliuiis in xi tliour-‘and towlis. ___i--.-_.a si ll \§z» ""»-+"==__- \. \ _'-._ ve 17. i / 0 .trove -.--.-....f..¢ -_ 1-- -_gf < '-- -_-;»f__'__'--L-'_-~:~.'-:_-:-ff;-5-_ ---J--l-___ l i-“_ ;~_ _ r-.Ln ' Use? ` '-3,' 1)i\i‘_.~,'1'!l'. l>`~.l.;ll iii-_-i4 alro'.:l this latte-rl ivrialilcs at the ooiiinii. _ i . 4 v l The l.n-t-xiii-iituui-~il faint is pnrlu-z:l:i|._\' comoii iiuiong l.-_eiori: making it up, for by this, Lili-r dun..-,ri- by slirinkage is pi'c\'i-iitiwl. \Vring out an old sheet in water, lcaviiig the sla--._-t quitc wet, ho\vc\'cr, and spread it out on ii tubal; then lay the cloth, unfolded, om the wet sheet and roll np the cloth mid the shcct at the some time. Let tlic will eiillrur the ilii-as to fall into nn_-'i;;'.Llyl _ Sree-_=.mal