Page
      3
     
    
   
   
    
     
       
     
    
   
   
    
     
      By
      Kailee
      Joudrie
     
    
   
   
    
     
      As
      women,
      we
      all
      yearn
      to
      look
     
     
      beautiful.
      No
      matter
      if
      it’s
      the
      girl
     
     
      next
      door,
      the
      tomboy,
      the
      gothic
     
     
      chick
      or
      the
      drama
      queen,
      some
     
     
      sort
      of
      beauty
      is
      the
      staple
      to
      femi-
     
     
      ninity.
      Most
      importantly,
      beauty
     
     
      emanates
      from
      the
      inside
      -
      from
     
     
      the
      heart,
      as
      it
      should.
     
    

    
     
      But
      sometimes,
      we
      need
      a
      bit
      of
     
     
      help
      to
      allow
      the
      world
      to
      under-
      —
     
     
      stand
      and
      see
      our
      individual
      beau-
     
     
      ty.
      This
      is
      where
      fashion-comes
     
     
      into
      play.
     
    

    
     
      The
      way
      you
      dress
      your
      body
      is
     
     
      your
      statement
      to
      the
      world.
     
    

    
     
      We
      are
      living
      in
      a
      world
      where
     
     
      first
      impressions
      are
      usually
      last
     
     
      chances,
      so
      you
      had
      better
      make
      it
     
     
      last.
     
    

    
     
      The
      key
      to
      dressing
      successful
      is
     
    
   
   
    
     
      Campus
     
    
   
   
    
     
      lon
      SeEnNSe
     
    
   
   
    
     
        
     
    
   
   
    
     
        
     
    
   
   
    
     
      aS
     
    
   
   
    
     
      to
      feel
      comfortable
      yet
      look
      pre-
     
     
      sentable
      in
      every
      situation.
      To
     
     
      clarify
      on
      the
      levels
      of
      comfy:
     
     
      answering
      to
      door
      in
      your
      sweats
     
    
   
   
    
     
      Insert:
      Twiggy,
      fashion
      icon.
     
     
      Recently
      in
      the
      spotlight
      for
      her
     
     
      work
      with
      America’s
      Next
      hed
     
     
      Model
     
    
   
   
    
     
       
     
    
   
   
    
     
      is
      one
      thing,
      and
      is
      perfectly
     
     
      respectable.
      A
      nice
      pair
      of
      jeans,
     
     
      flats
      and
      a
      tee
      to
      school
      is
      another
     
     
      and
      yet
      again,
      appropriate.
      The
     
     
      cozy,
      pink
      pajamas
      you
      wore
      to
     
     
      bed
      last
      night
      are
      not
      okay
      to
      wear
     
     
      to
      class
      in
      the
      morning.
     
    

    
     
      Fashion
      is
      misleading
      -
      to
      be
     
     
      trendy
      is
      not
      necessarily
      fashion-
     
     
      able.
      Trends
      are
      ambiguous,
      ever-
     
     
      changing
      styles
      that
      are
      not
      always
     
     
      flattering
      to
      everyone,
      so
      you
      must
     
     
      find
      what
      fashion
      means
      to
      you.
     
     
      Dress
      your
      own
      body
      to
      minimize
     
     
      awkward
      parts
      of
      yourself
      and
     
     
      flaunt
      what
      you
      love.
      We
      aren’t
      all
     
     
      runway
      models
      and
      its
      okay
      to
     
     
      have
      a
      few
      aspects
      of
      ourselves
     
     
      that
      aren’t
      our
      favorites!
     
    

    
     
      Don’t
      be
      afraid
      to
      put
      personality
     
     
      into
      your
      wardrobe,
      and
      customize
     
     
      it
      to
      yourself.
     
    

    
     
      Just
      be
      wary
      of
      what
      works
      with
     
    
   
   
    
     
        
       
     
    
   
   
    
     
      Oct.
      12,
      2007
     
    
   
   
    
     
        
     
    
   
   
    
     
      your
      body
      and
      what
      doesn’t.
     
    

    
     
      Although
      we
      were
      taught
      as
      kids
     
     
      to
      ignore
      what
      everyone
      else
     
     
      thought
      and
      be
      our
      own
      persons,
     
     
      this
      isn’t
      so
      true
      in
      the
      fashion
     
     
      world.
      Sadly
      enough,
      as
      stated
     
     
      above,
      people
      are
      crucially
      judg-
     
     
      mental
      and
      sometimes
      if
      what
     
     
      you're
      wearing
      isn’t
      up
      to
      snuff,
     
     
      neither
      are
      you.
     
    

    
     
      There
      are
      all
      different
      types
      of
     
     
      styles
      in
      this
      world
      and
      on
      this
     
     
      campus.
     
    

    
     
      Each
      and
      every
      one
      is
      capable
      of
     
     
      brushing
      off
      on
      a
      passer
      by
      if
     
     
      introduced
      with
      conviction.
     
    

    
     
      Having
      your
      own
      sense
      of
      fash-
     
     
      ion
      is
      essential
      to
      uniqueness
      and
     
     
      individualism.
     
    

    
     
      Be
      certain
      to
      apply
      the
      idea
      of
      fit
     
     
      and
      to
      take
      note
      of
      what
      is
      frumpy
     
     
      and
      what
      is
      trés
      beau
      in
      ou
      sanc-
     
     
      tion
      of
      style!
     
    
   
   
    
     
      Half
      of
      University
      Students
      Underestimate
      Costs
      of
      Education
     
    
   
   
    
     
      CP
     
    
   
   
    
     
      TORONTO,
      Sept
      7,
      2007
      —
     
     
      The
      cost
      of
      a
      university
      educa-
     
     
      tion
      is
      skyrocketing
      past
      stu-
     
     
      dents'
      estimates
      and
      pushing
     
     
      them
      into
      debt
      that
      will
      delay
     
     
      them
      from
      future
      milestones,
     
     
      such
      as
      purchasing
      their
      first
     
     
      home.
     
    

    
     
      According
      to
      a
      study
      conduct-
     
     
      ed
      by
      BMO
      Bank
      of
      Montreal,
     
     
      more
      than
      half
      of
      students
     
     
      polled
      underestimated
      the
      cost
     
     
      of
      going
      to
      university
      by
      as
     
     
      much
      as
      34
      per
      cent
      while
     
     
      almost
      half
      admit
      to
      having
      run
     
     
      out
      of
      funds.
     
    

    
     
      Moreover,
      while
      students
     
     
      acknowledged
      they
      could
      be
     
     
      faced
      with
      debt
      after
      university,
     
     
      many
      of
      them
      admitted
      they
      are
     
     
      not
      taking
      pre-emptive
      steps
     
     
      such
      as
      getting
      advice
      from
     
     
      their
      parents
      or
      a
      fi
      Hance
     
     
      expert.
     
    

    
     
      Most
      students
      said
      it
      will
      take
     
     
      them
      an
      average
      of
      five
      years
     
     
      to
      repay
      their
      student
      debts
      and
     
     
      acknowledge
      they
      will
      be
      forced
     
     
      to
      delay
      purchasing
      a
      home
      or
     
     
      initiate
      savings
      and
      invest-
     
     
      ments.
      Almost
      20
      per
      cent
      of
     
     
      those
      who
      go
      to
      school
      in
      their
     
     
      hometown
      say
      they
      will
      have
      to
     
     
      continue
      living
      with
      their
      par-
     
     
      ents
      in
      order
      to
      pay
      off
      their
     
     
      debt,
      while
      nine
      per
      cent
      of
     
     
      those
      who
      go
      away
      to
      school
     
     
      say
      they
      will
      be
      forced
      to
      move
     
     
      back
      in
      with
      their
      parents.
     
    

    
     
      "Students
      accept
      that
      debt
      will
     
     
      be
      a
      way
      of
      life
      after
      university,
     
     
      but
      more
      than
      half
      of
      the
      high
     
     
      school
      graduates
      we
      polled
     
     
      said
      they
      haven't
      done
      a
      budg-
     
     
      et
      for
      their
      first
      year,"
      said
      Sid
     
     
      Chopra,
      Director,
      BMO
      Bank
      of
     
     
      Montreal.
     
    

    
     
      "It
      is
      crucial
      students
      develop
     
     
      strong
      financial
      planning
      skills
     
    
   
   
    
     
      -
      student
     
    
   
   
    
     
      early
      so
      they
      can
      minimize
      the
     
     
      burden
      longer
      term."
     
    

    
     
      The
      study
      reveals
      students
     
     
      are
      unprepared
      for
      the
      numer-
     
     
      ous
      day-to-day
      expenses
      asso-
     
     
      ciated
      with
      university
      life,
      such
     
     
      as
      fees,
      entertainment,
      gro-
     
     
      ceries,
      transportation
      and
     
     
      health
      care.
     
    

    
     
      "While
      many
      parents
      advise
     
     
      their
      children
      to
      seek
      expert
     
     
      financial
      advice
      after
      they
      grad-
     
     
      uate
      and
      begin
      their
      careers,
     
     
      most
      fail
      to
      recognize
      the
      value
     
     
      of
      seeing
      a
      financial
      advisor
      to
     
     
      help
      budget
      education
      expens-
     
     
      es,"
      said
      Mr.
      Chopra.
      "BMO
     
     
      has
     
     
      trained
     
     
      financial
     
     
      experts
     
     
      who
      can
     
     
      help
      stu-
     
     
      dents
     
     
      establish
     
     
      a
      realistic
     
     
      budget
     
     
      and
      pro-
     
     
      vide
     
     
      advice
      on:
     
     
      managing
     
     
      day-to-
     
     
      day
     
     
      expens-
     
     
      es.
     
    

    
     
      Mr.
     
     
      Chopra,
     
     
      said
     
     
      banks,
     
     
      trans-
     
     
      portation
     
     
      providers
     
     
      and
      other
     
     
      retailers
     
     
      all
      vie
      for
     
    
   
   
    
     
      cus-
     
     
      tomers
     
     
      and
      will
     
     
      offer
      suit-
     
     
      able
      dis-
     
    
   
   
    
     
      counts
      to
      attract
      their
      business.
     
    

    
     
      "Be
      smart
      about
      where
      you
     
     
      spend
      your
      money
      and
      how
     
     
      you
      spend
      your
      money,"
      said
     
     
      Mr.
      Chopra.
      "Student
      discounts
     
     
      can
      help
      you
      significantly
      lower
     
     
      the
      day
      to
      day
      cost
      of
      going
      to
     
     
      school."
     
    

    
     
      BMO
      also
      recently
      introduced
     
     
      the
      SPC
      Mosaik
      MasterCard
      to
     
     
      help
      students
      maximize
      their
     
     
      use
      of
      discounts
      and
      savings
     
     
      on
      clothes,
      food,
      entertainment,
     
     
      travel
      and
      other
      services
      at
     
     
      more
      than
      110
      merchants
      in
     
     
      10,000
      locations
      across
     
     
      Canada.
      In
      addition,
      the
      new
     
    
   
   
    
     
      other
      year
      of
      eh
      ded
      os
     
     
      Ancther
      yeer
      of
      parkiog
      =
     
    
   
   
    
     
      card
      can
      help
      students
      attain
      a
     
     
      strong
      credit
      rating,
      which
      will
     
     
      be
      crucial
      in
      getting
      approval
     
     
      on
      car
      loans,
      business
      loans
     
     
      and
      mortgages
      after
      gradua-
     
     
      tion.
     
    

    
     
      The
      study
      was
      conducted
      by
     
     
      TNS
      Canadian
      Facts
      from
      Aug.
     
     
      14-19
      and
      polled
      1,017
      stu-
     
     
      dents
      across
      Canada.
     
    

    
     
      All
      data
      was
      weighted
      by
      age,
     
     
      gender
      and
      region
      to
      achieve
      a
     
     
      true
      representation
      of
      18-
      to
      24-
     
     
      year-olds
      in
      Canada.
      A
      copy
      of
     
     
      the
      full
      report
      is
      available
      upon
     
     
      request.