PAGE PO"?! . p TIIE . tHiAliLilTTEIuuri eunnonn Mos-ulna; Daily il-‘ouuded In ill?) 4- ~v THIiHMQI-IARLMWWFOWN llotes By Tho Way The wise man M sinful never 1e use the worn "will" mese lvo 6N’ FEBRllAltY. 5__ __.- _i__-——~.i.——i—ul-——"‘""_" i N A 0 N A L : Attention Swine Breeder; against EFFICIENCY l ..:.:.:":.-.i n: ‘.2211. Now ls MACPS PIG . v TONIC r-(“vllfitl-‘l H, WI" ll l nil traces iri"'t't'i.‘l,‘.l‘,".,,f,f°"th llrove tho health [it "m nerd. Prize 35c p" m‘ m" ..-_.__, u- EDITORIAL NOTES -. Hope Premier Jones will do something to stir up our dumb representatives while in Ot- q tawa. We never previously were so unactive- President: uein. CoL w. Chester s. Mel-use ly represented. i - Vice-President: J. B. " etl. FJJ. s- o is . Secretary: Lieut. Col. D. A. Maclflnnon. 0.8.0. , , _ ..___ i . Editor submitting; lllikirefrlr; J. a.“ Bllulmetghig‘; “e may be back tome-boats at the Sifait9—yc A definition of m“, u t". la ‘ rs: ra aeran et. A '- '- ‘ - ' ,4 ‘ts - "'“ wit» _ _ _ _ _ iilnuiilz oilrselvcs as mitten as “The Strongest Memory is Weaker Than things the Government intend doingafter the war. ‘“‘°-9"‘°'“°M 5W"! - W"? the Weakest Ink.” Have our unrcpresentatives ever heard that SATURDA“ FER 5_ m“ “a bird in the hand is worth two in the bush?" Ca Fe S’ ' . . l i ' " . r "y "uauo" Russia. in freeing 16 of her constituent re- (Wu-rtime Version) We're inakinl sail on the YHIIKW Bl i tOWI blow the Man down! Tlgiighltglée fleléenirhll’: rising is o Remember vny blek. W "W W" summer o, “if... when ,1... ‘m, Blow! Blow! Blow the ism down! am [amgug Hanan“ ma. ‘um Its a. living gale, but were imklilti m" “m “l For siahted Boby pie-ii the C» Slanted him over the combers O I" the battle ngiiilist FEAR and WANT, adequate Life, Accident and Health Insur- ance is a major factor. lntlie The Board of 'l'rade is to be commended on bringing fresh light to bear on the car ferry subject at its council meeting on Thursday. The situation is an extraordinary and by no means satisfactory or reassuring one. The Prince Ed- ward Island is now iii the midst of the heaviest icebrcalcing work of the winter, and is appar- piiblics to run their own affairs, even to the act of secession, is only following the example of the British Commonwealth. However, there is a proviso which holds the units in strict con- trol of the Soviet, namely, reserving to the government of the USSR the right to handle international affairs and to decide on questions A whether Sir William lvlulocll magi-it w; be 101 years old, AWUIIBX‘ than l‘- Toronilo newspaper wonder-l 100. pointing out M. v3‘ itocep, births were not registered at the time ne was oorn. isn- w no comm-lent. On mgsomtxlil-Iglhorison ftlnlnu BM Seen his mikes ou the eiiyllite flatl- And vylchliwigfilelghim sorry We took About we come, to the windward’ Away ltgacthe place when we ssw him br l THRIFT 1s VITAL 1'0 ms: WAR arrow. Premium savings add to the mighty army 0f fighting dollars that is helping to win the war._ It is n privilege of the Life Underwriter to help make peoples future AMMONIATEI) i; . conmovlltvgfsfllliil. A reliable and fr _ . paretion (or the ctrcccifiliiiiniilti flllllhs and colds. ,.\ nufk relief for chronic Bronchili Price 50o per bottle, i‘ ____. “f ‘var am pa“; more secure. Consult the Great-West Life man. Hyndman & Co., Limited PROVINCIAL MANAGERS your ntore or less in s. wnole cen- tury of tilei-riuinonton Journal. In a laboratory outside London British scientists nave discovered a way to double me stze oi truit and veuetsotes. and of ilowers, and to increase ttieiil‘ qtlli-llby and their ability to resist disease. ’.l‘ne means tney have useu ‘i5 the coi- chicine urug. and the method is described as giving an "anaesthetic shock" w the seed. 'l."nis doubles the number cit life set-ms tor chromos- pmm) nit eacn seed. which has tne eifect oi‘ making a. bigger plum or nner qitautyn-usritisn ivtitiistry of Information, i Still an ave of miracles. Five months ago a 33-year-old Glasgow mother lost her power ot speech following a serious illness. With a friend she went to see the film The Nelson Touch (titled Corvette K225 iii Canada), the story of an R.C.N. corvette on Atlantic convoy, written by Lt. John Sturdy, formerly of the Montreal Gazette. As she left the theatre the woman turned to her friend and said "Wasn’t, that a, fine picture?" Her companion was astonished and together they visited the woman's doctor. who found that her speech was again normal and likely to remain so. The film, doctors said. must have stirred some latent interest in her and restored her power of speech as a direct "result, ARE YOU TROUBLE]; CBC i Heovlngubfrom the deep pro-i 1 d WITH LUMIHUQ ouu . And we're 30in: to hit him before‘ he can sound. ‘ - For we have conned and learned And well sock it to hint with the! bright. lune: dart. I Nantucket. New Bedfoidl Be not Of such a whale as never wos,. s bred. _ | - Deep ouglihne soimd. we know And t-hendiprgn shag Snail-Q him be- o Calpe rs High Through the breach. we'll do him under. For all he may vzailow and batter and thunder. And we'll est our chowder in New Bedford town. Blow! Blow! Blow the Mon down! Amount-d Bacon. Earthquakes Unpredictable eiitly not in as good condition as the public was lcd to believe. She was laid up last Sunday for utiderivziter repairs, and it is understood the damage was czluscd by rock loosened from the foundation of one of the piers. The same thing may happen attain nt .'lil_\‘ time. The terminals both at Borden and Toriiicntiiic are Silltl to be in bad shape, and will linvc to be rebuilt In the uicziiiiiiiic, the railway authorities are reportedly behind a move to have the dc- sigii of the new car ferry changed, to provide four instead of three railway trucks. This would give the boat greater freight carrying capacity, but there are ciifficulties in the way which were ilOlilifitl out by Board of Trade members at Thursday's council meeting. It is claimed the change \\'0lll(l not cause a hold-up in construction, or reduce the accommodation for automobiles and passengers. it is very dif- ficult to see how such a radical change in de- sign would not cause further delay, which is the most important point of all. \\'e cannot afford one month, \\'L‘Cl\' or (lays unnecessary holdup. lt is inipcrziiive that the contractors be given the “itill spccd" signal and that nothing be allowed to interfere with the job until it is completed. Even tlicn it may be too latte to save us from serious trouble. If the new fei'i"y’s ig-freiglit car carrying capacity is regarded asin- Sufficient to iiicct requirements, tlicii, as Mr. Mulch pcriiiiciiil_y' rciiiarkcd, the solution is another ferry: .\'rir is tlicre any reason why, as stated at 'l'liiirsil:i_v"s niccting, an hourly suninirr sorvit-c, (iziy lliiil night, could not be provided to ililifi cairn of ihc tourist traffic. To iiiakc the ciitire scrvicc subscrvicut to railway requirements which should have been forseen when the C/zarlol/etoilui was lost three years ago and are only now suggested after the new contract has been lct, will simply not be tolerat- ed. \\'e have now buck nf us the recently tabled report of the Reconstruction Committee 0f tlic House of Commons, recommending “improve- ments ilcsigneii in uizikc conuiiiuiicntioiis be- tween Prince Edward l~llliltl and the imiiiilaud itoiisiant, rclirililc and zidcquatcf“ 'l'liat is fine as far as it goes, but just one word should be prefixed to the recommendation. It is the word “inimctliatc-f’ \\'!iat are our representa- rivcs 14; Ottawa ilniug 12.11: "ti-i zzre not riiug that word. day in mid day out, iiiio the oars of the King cabinet and the railway of- ficinls? 0R BORE BACK OFFICES: Ch-s , . ordinary ' treatments nni rcurli Price 50 cents oer hiix, nit two nncs H9 Great George Street "'“ °"'i"...?.'::." Thoma; McAvinn, C.L.U.—Speciiil Representative Allison P. McLean, anti-outrun Manager at Sumuienide Earle S. Riley-Representative at 0'Leery. Cyril-I A. R. 5h Representative at Montague Peter G. McBeeliern-Represeritutlve at Victoria l. L. MMNutt-llepreeentatlve at Dsrnley lt may be as the sores say that there is no sucn creature as an in- ble main. but Ln the present wmture oi mintfilrnationai affairs lilllt "ff-V-V-Gl-Tis-"u-Ehfa’? How Are YOU!’ Eyes? ll future liavin si strain - he snilfwlfllfl eyes or dinlneu - consult r specialist. At your service of experience and retracting service. Call in and dl difficulties. Write ..'r°'i.'ii<n..'°i'§§ appointments. 6.1‘. lluteheson AND sou I’. G. IIUTOHESON O. I’. IIUTCHESON Sir Robert Peel, British statesman, born this date I788; best remembered as the "father" of the modern police who were nicknamed after a him “bobbies" and “peelers”; previously there existed no organized body charged with the w he, me Sam, 1m. maintenance of order and the suppression of tt-—New York Bun. crime; most of the large towns had paid watch- cmpbemon m! ‘his "in," up men, and elsewhere there were parish con- yelqpgq into an old-g stables, but as s rule any one desirous of travel- m‘ ing after dark did so at his peril, and conse- qucntly most people were in their homes, or other people's homes by sunset; this lack of con- trol tended to encourage rowdyism and crime, hence it was, when industrialism increased some organized system was deemed necessary; Peel's hlctropolitan Police Act, and subsequent county DOllCC acts. answered the purpose; and since then law and order in all civilized countries have been maintained by such a system. Jrilit Is Ottawa played out as a legislative and ad- ministrative body for the provinces? Accord- iug to the Saint John's special correspondent, Ian Sclanders, at Ottawa, it is, and this is a matter that should be effectively discussed and dealt with at the forthcoming Federal-Provin- cial conference. Says Mr. Sclanders: “There is a growing opinion on the part of back bench- ers of the two old parties that the solution lies in turning over to provincial governments a greater measure of responsibility. This is not _subscribed to by Mr. ColdwelYs CCF group, who, of course, want to scrap the B.N.A. Actlwxtremeiy unlikely. Theypoirit out and centralize everything. What plenty of 9"“ eve“ u hglseddmiilfllé‘ “$21.; Liberals and Progressive Conservatives feel twenty - two - billibn - doling rigid is that the process of_ centralization we have Rfgdbfilfxrlfdfiflgmlhngéfigibfe Y“ alrcadv had m this nation has so swamped the comparison with the natioiiitibgebt. central government that it has had no altcrna- E3231: m?’ wgregdéndsaglg-ogoflaiglelg wem, m cm o", he 5pm,“, mo,“ tive but to delegate its functions to bqards and gt tact. thcylgfivtit flClri-lizl? coiimiissions which are appointed raticr tian °'"°P° Se!“ ° ° "W1" ° T j clcctcd and which do not have to answer to the "nbpress "10"", mm m Cmwt de people. They feel that our democratic system of government has lost its personal touch — another. valuation. but eiiipress extreme doubt that either will be used. and much of its democracyn" \Vho is there that contradict this? \\"hy our members are afraid Australia's sunshine makes Mach __ _,_____ wear important, particularly tor ‘"—" "—** women, says Austriilinn Newstia-t- to voice our needs in Parliament lest they of- fend, forsooih, the povvers-ihat-be. tcr. Last _vee.r a. ban was plac on Vlcllend 6" Benue it- To the Electors of Ward 4 At the request of a number of citizens I have I nominated as a_ Candidate in Ward Four at the forthcoming Civic Election and hereby solicit your support. If elected I shall endeavor at all times to serve in the best interests of the City and inter- pret your wishes at the Council Board. W. R. LEPAGE. CARD Halli“! been asked by the Plumbers Association to contest the coiling election as Water Commissioner, after due consideration I have consented. My reason is, that I eel the public should have a Master Plumber on this , Board as a health measure, especially in the interests of property owners. D. L. MscKINNON. (New York Times) The sleeping mountains have rorught death and destruction to b the Andean province oi Sen Aiweoitins. f in ~ should western South ' Amer be thius irislted? Motmtaiiris gang ttilliieqyshoremt tit-is entire Pacific. mm bbeen Islands. ltminot Japan that holds the record for tremiulousness, but Chile. The ream?“ l: that the comps: ve ung as mountains down with yen“ a thorough. period at time. EVEIY lad who owns and a. dog, be it a. collie. Newfoundland- chug f? r- acist or" tr- ess“ °* 1r w... er a s c . an e pair- ade has trafitc on streets and side- n’ be walks preotiv well cluttered uip moat 15 of the time. ‘transportation facili- ties in some cases have been aug- mented by the use of dogs and some residents o! major years have teams o! owo in harness w haul them on their journey, elimins the expense of gasoline or ceding a horse. Many _of the dogs are driven by Indian boys from the reservation across the liver at Res- tigouche, Que, and they have shown an ingenious skill at rigging the animals in harness and in con- struction of sleds that is admired bv the owners of the wwn otmchl ybe stab . shocks, and these are usually so sllzht that mrost of us are] llllflllliate of than. eaten-n en no. s paytn¢~ e price of giexological youth. This latest catastrophe malees us wonder again what the yo may ‘one for Illtfidlgiilllfi cart is»- iwn some. at. ...r..i;i.r.. Businessmen and economists in §$“{‘,’,Z§{°‘§,“,°,§,““’F° l” me ism? neutral countries are currently eii- For me engmeercm M 1e”, gufld pressing concern about. possible iiuir- summes m“ Wm not “m” trier United States dollar devulu- when the ground ante: w» im- ira» two mounting mtiomnl debt. says News- week. But top-flight Axnerl ec- onomists hold that such a in ve is . srnfi-tishii ti" Pneumonia atEcTt; mo: ly during winter rind m medical authorities sa" To The Electors 0f Ward 4 Hlfvllltl nominated for Councillor for your ward in the forthcoming Civic Election I sin- cerely solicit your support. Anything for the benefit of the City in gen- eral and Ward Four in particular will receive my complete attention. l? J .;_,_ i _ struc- tures and to take the chance that the next earthquake is not due for years- USED IN EMERGENCY ,“c0nnn. INSURANCE SERVICE” W. Ii. ROGERS Agencies Ltd. Phone 540441 National "wl-lealth Insurance When the head of 5m ordinary llr. J. J. llczigcriy, Dcpuiy h/liuistci‘ of Health, is reported as saying that National Health lusurauci- (prcsuinzibly the Dominion Government's sclicuic now under cxuiiiiuatioii bv Parliament) bus liCPll "endorsed by the uicdi- cal professionilirnuglinutille Dominion." This. fiCCOftilllg to tilt‘ (liiziiva Journal. is a mislead- ing statement The Caiizidiztn Medical Council has endorsed only the general principle of the Dominion Government's mcklstirc and that measure lcavcs for settlement by the Provin- cial Governments ziil the tricky but important questions affecting doctors. The lllEdlCZll bodies have sziid iu cffccl that they do not want to stand in the \\'Zl_V of n thorough cxziuiiiiatiou of National llclilih lihllHiilCC which may or iiiiiv not be (lCSlFZIlIiC in (Yuinilzi. lint they liavc licdgcil arouiiil with prnvisiis lll('li' approval of the principle, indicating that when the pro- vinces gct down in tlic iliscrivery 0f a practical plan of npcrziiion vitnl problems will arise af- fecting the DFUTCSSlIYIl. Dr, Yivizin, hliiiisit-i" (if llcziiili iii tlic 011-‘ tarin (i-civcrnmciit, cruuciiils tluit tlic Dominion (iovcrnnicnt is ziticmpliiig to interfere \\'llll Provincial rights in this iiiilil(‘i'. it is indirect iiitt-rfcrciici»-:i stir‘. of lil'll)L‘l'_\' that might spread _hccuu_,,. 1|“. ]),,|11i|1i<>|i iu-iqmsi-s to szw in the pfgyiyuq-sj If you \\i|I start 1t sclicuic of licziltli iib-urniii-o uloiiq (Ufilllll lino.- illitl ilu iliiis and so wi- \\iil lliliitl wui :i large sum of iiiouey. But the Ilmiiinitiii iiiiSstis till ll) the provinces all the liczirluclics of lliC scliciiio. Tlic LII", nil lll(* will?!‘ lizinil, iiizikcs no bones about wliztt :ii'c il> lllIHS. Young .\li'. Jiilllilc. Oiiiuri-i lcnilci‘ of llii‘ party, is quutcil lll au 0f- fical ilocuuicut as saying: “What the CCF ls aiming at is a s). i'lll of sncinlizcil mciliciiic as a part of zi general scheme of socialization." \Vitli n0 worry ztliiiiit provincial rights, lVlr Jolliffc 54w '-\\"ll(‘ii 2t (‘CF (iovvriimcut couics “info” pow-er lil ilié lliiiiiiiiion (rcforiiicil health services) ivill be irziusfnrmcil Willi the lcasl. possible confusion and ili-lzty into n thoroughly" socialized uicdiczil .\_\'$lt‘ill which is it natural part nf a socizilizi-il society." ,\il the iloctors young and olil innit-i‘ ilic (‘CF scliciiic zirc to be rcgimcntcrl and szilzirics and areas of work fixed, rind .\[r. Jollifft- says frankly that if there are any ilnctnrs who drml likc it they can be loft to stcw iii their own itiicc or starve. Mr, Jolliffc is zilsn quoted by the Journal as having slnirl to n nit-cling of doctors in London: "The public will lnivi- to stop (leiiinniliiig 24- hniir service; tliui is all ilu-rv is lo it." One of the llUClflFS ]I|'('\(‘lli :i<l<cil: “(Em your party arrange for nil luibiiu- in be alvliiivri-il between 8 ;i,|n, ziml 5 put?" .\ir. Jnlliflc iliilifl zinswcr that one. .\ iiillllllilili‘ of ci|ii:il|_v difficult T. B. ROGERS. Piioplifs C try Company There will b t‘ f t Etllzigtlllcql-Z Charlottetown, on Wednesday, February DATED this Fourth day of February, A.D. 1944, Estate V. C. SMALLWOOD ADA L. SMALLWOOD Administratrix. TRADESMEN waureo IMMEDIATELY Firm located In mechanics for 11-.- the manufacture of bathing ecs- gumes to conserve labor and moteii- W 3- BENTl-EY- l. C- als tor was" needs. Wnetl eary y A ggfl . 355mg sunshlrkie lined girls on to Th!‘ o ‘ ney‘s oeac es. some wore c‘s- is it _ tunes made Ira-m handkerchi is. ans a" m“ Aunme" u. scarves and renuiunts of gully c l- nred materials, surrealistic in cpl- ors and patterns. One athlete- l0Oklh$Z lass irlnuc her ocbut lfl&fl i! III it On Armistice Day, i942, the llllllC5\\'C€l)€!‘ 154 Pflng: 51"" l'l.l\l.I.S, “Bengal", on licr maiden voyage from Australia to India, in company with the Dutch taiikcr “Oudina", sighted two Japanese. incr- cliaiit raiders, cach twice her sizc. Unhcsitatiiig- ly, the “l5cugal" procccdcd to closc the range, and “engage the enemy more closely", and ivitli the sixth shell from her solitary gun, a IJ-potuiil- “use fucmms me m” pemmhu cr, she sank one of the raiders. Flic other raid- manufacture restricted to tnrcc 91f, “as”? f?““°“'l‘§'I Fl" ,““‘l‘ a illlfiilnnfififé.”‘r€§1v.§l1°°i?§{ln, ‘fills. 19 limb" 5 C79“ “CFC 11bit? l cotton or lnsicx anti tixu-plccc ores- This gallant action of ll..\f.I.-. "Bengal" has 51B" 51"“ W111 "Qt b1‘ "Wilc- earncd praise from naval iueii throughout tho world. who cited it as an instance of a ship's "living up to the fiiicst tradition pf liritish tiavzil practice". Since ilicn ll..\l.I.S. “Bciig:il" has covered thousands of iiiilcs iii hcr task of com- "IIICYCC protection. .\I.'iny of licr original crew are still in hcr ship's company, and licr present cnmmatitler is ziu Indian naval OfilCCi'—-{lilt'l the ship is still inspired by the same intrepid spirit as brought rich reward in glory on ll(‘l' maiden voyage. suit made irom a tartan bolero si id skirt snc hau worn when a chi a, and shorts she maclc from a stilt belonging to her biothcr. "l lnid no coupons icii. icr u swim sui " she said, Later iii tho season tic position Will‘ mire unproven. bo- M. ALBAN FARM}? ll A.. LLB. ‘BARRISTEK SOLIUITOR, 51c, (nnldiun Banli of Commerce Illh. _____ higher r0 toss \l l \ w‘. MAmTF-“sun N ne t I iihniiihriiii" SOIJIIITgaiIEETTTZ-l. Office: 90 Great George Street 55 i Morrellsna company? a ll. F. IRCIIIBALD Chartered Accountants lantern Trust Building Charlottetown BELL 6 MA I HIE§UN noun T0 LOAN |°QI H. F. Mcllhee B.A., K.C. i Nona! so. usnni run SOLICITOI Riley lullil u; Charlottetown fiTFl A. s. IIABLAM s. A LL u. atslranisri: she. Christmas tree allergy muv be the exploitation tor post-holiday as- tiima attacks in ciiilurcn uiiu have never previously lind asthma. iii the opinion Ol m: Ciiiii-lcs C. cog- hl-an of Los Allgclts» tic dcscilocs this llUDJYOllt llG\‘v'CUlllCl' [O [ll “growing list of i-ilcrtzics iii a lit-iv- iv published limit, "Airc You Al- lergic?" of which he is co-ciutiioi‘ wit-h Jessamine l-liiiinrd. To n. child with an allergic predisposition. he cxiplsiiils. inhaling with cvcry breath the tine dust shod by the Christ- mas tree foo‘ the week or more it is the home may bring on severe allergic symptuniis for the first time. Added excitement and over- eating of rich mods may pie a part in bringing on a lLrst. attack of asthma. utter Christmas, but, says Dr. Coghl-in. allergists believe he Christmas i-rce of equal or cireater importance. For prevention, artificial trees or those sprayed for just that purpose tire stiggested. As an alternate. the tree may a pea: e <- _ m ‘ASNP- i i 1i i Indusirial demobilization is already pro- ceeding, and iuust inevitably speed up quite rapidly, says 'l'lic Letter-Kevlar.‘ hilatcrials are already being rclcascd, in small and insuf- ~-ficient ‘quantities, for ivzishing machines, clcc- tric irons and other commodities. Advantage 0f the situation IS that we may hope that the on Christmas Day only n; task 0f returning workers to non-war occupit- promptly removed the loiiowln! lions will be \vclI under way, before hostilities My‘ cnd. Uue ilangcr arises from the fact that the It is estimated that. iiccidents (iovcrnmeiit docs not scum to have any clear °°5l'_°“‘|’l"l’°" film" '35 P" “mrk” post-war programme; is not rcady to decide n-' ivhat civilian needs should have first priority, in the case of rclcasc of small quantities of any material. That is, as far as post-war planning is concerned. the Govcriiiuciit seems to be giv- iug its chief attention to making elaborate stu- ilics of how in act in that distant period when ilie licst iliiiig for the Government to do would be in lczivc economic nclivitics to individual en- terprise and little lliiuiglit to ihc immediate problems of llic period (luring which our econ- ouiy is. of necessity, still partly iuidcr wartime Nova Scotia requires the following essential war work: Marine Machinists Rivetters Buckets Heaters Boilermakers Marine Pipefitters Sheet Metal Workers Coppersmitlis Marine Plumbers Marine Electricians eves rxnmiieo ' AND , GLASSeS FITTEo 'J. S. TAYLOR OPTOMETRIST Applicants must be completely familiar with their trade-Shipyard experience a decided advantage-but not essential. Bachelor accommodations available through employer -room and board reasonable. ' ____._..__ Applications will be accepted ‘Ions the Maritime Provinces. questions could br-zind will llilVt‘. to be when the provinces taki- 0\'('i' wlicrc the Dominion leaves off—put in Dr. lleagerty and others ivlio are so sincerely advocating National Health conirols._ That is the large number of men who liavi- successfully evaded military service will iizivi- ilic pick of the post-war jobs, and this Us l nil seen s-Trilnfli‘. ‘Aposlntnen-tiu. Phone use Iliolle lefldanoe llll leler Al. MO. Apply to your nearest Employment and Selective Service Oiilce. Budd's Kidney Pills .l' l will raise great, bitterness later on. _. y ‘- Insurance.