6
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
      continued
      from
      page
      5
     
    

    
     
      ”?One
      should
      not
      be
      misled
      by
      the
     
     
      announcement
      made
      by
      thefederal
      gov-
     
     
      ernment,’’
      says
      Peter
      Dueck,
      financial
     
     
      aid
      officer
      for
      the
      University
      of
      Mani-
     
     
      toba.
      ‘‘Just
      because
      they
      say,
      ‘We’re
     
     
      increasing
      our
      loan
      limits
      by
      57
      per
     
     
      cent,’
      doesn’t
      mean
      anything.”’
     
    

    
     
      Aid
      officers
      point
      to
      a
      new
      loan
     
     
      assessment
      system
      that
      allows
      the
      fed-
     
     
      eral
      government
      to
      give
      less
      than
      the
     
     
      maximum
      loan
      amount
      to
      students.
     
    

    
     
      Before,
      students
      asking
      for
      fed-
     
     
      eral
      loans
      got
      the
      full
      $105
      per
      week,
      if
     
     
      they
      got
      anything
      at
      all.
      Now
      they
      can
     
     
      be
      refused
      assistance,
      or
      receive
      up
      to
     
     
      $165
      a
      week.
      For
      the
      majority
      of
      stu-
     
     
      dents,
      that
      means
      federal
      aid
      to
      them
      is
     
     
      actually
      decreasing.
     
    

    
     
      Cutting
      back
      on
      aid
      to
      moderate
     
     
      and
      low-need
      students
      means
     
     
      theprovinces
      have
      to
      pick
      up
      the
      slack,
     
     
      according
      to
      Dueck.
      He
      saysManitoba
     
     
      students
      would
      lose
      $4
      million
      in
      loans
     
     
      per
      year
      iftheprovince
      didn’t
      intervene.
     
     
      But
      that
      means
      the
      provinces
      have
      to
     
     
      cut
      back
      on
      their
      aid
      to
      high-need
      stu-
     
     
      dents.
      And
      so
      the
      maximums
      go
      down.
     
    

    
     
      Federal
      aid
      officials
      deny
      that
      they
     
     
      knew
      what
      the
      provinces
      would
      do
      in
     
     
      advance.
      But
      they
      do
      concede
      that
      they
     
     
      widely-publicized
      57
      per
      cent
      increase
     
     
      in
      student
      loans
      doesn’t
      exist.
      The
     
     
      actual
      budget
      for
      student
      loans
      in
      1994-
     
     
      5
      is
      the
      same
      as
      last
      year’s:
      $479
      million
     
     
      nation-wide.
     
    

    
     
      This
      shuffling
      of
      loan
      responsi-
     
     
      bilities
      would
      be
      esoteric,
      if
      it
      were
      not
     
     
      for
      two
      things,
      says
      Guy
      Caron,
      Cana-
     
     
      dian
      Federation
      ofStudents
      chairper-
     
     
      son.
     
    

    
     
      First,
      tuition
      for
      students
      has
     
     
      soared
      without
      any
      increase
      in
      aid
      lev-
     
     
      els.
      Second,
      he
      says,
      the
      so-called
     
     
      changes
      to
      student
      loans
      were
      the
      key-
     
     
      stone
      of
      the
      Liberal
      government’s
      youth
     
     
      employment
      strategy,
      but
      no
      real
      change
     
     
      has
      been
      made.
     
    

    
     
      They
      say
      they
      want
      a
      better
     
     
      system,
      better
      programs
      for
      students,
     
     
      but
      what
      they
      mean
      for
      ‘better’
      could
     
     
      better
      be
      translated
      as
      ‘lessexpensive.’
     
    

    
     
      ”’One
      of
      every
      two
      Canadian
      uni-
     
     
      versity
      students
      is
      on
      some
      form
     
     
      ofstudent
      assistance,
      and
      that
      number
      is
     
     
      expected
      to
      go
      up.
      University
      of
      To-
     
     
      ronto
      student
      aid
      administrator
      David
     
     
      Sidebottom
      says
      applications
      for
      stu-
     
     
      dent
      aid
      at
      his
      university
      are
      up
      25
      per
     
     
      cent
      from
      last
      year.
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
      Some
      of
      this
      country’s
     
    
   
   
    
     
      most
      creative
      minds
      are
      in
      Canada’s
     
     
      insurance
      industry.
      |
     
    
   
   
    
     
      They’re
      the
      kinds
      of
      minds
      that
      know
      creativity
     
     
      goes
      far
      beyond
      art,
      literature
      or
      making
      movies.
     
     
      If
      you’re
      like
      that,
      why
      not
      consider
      a
      career
      with
     
     
      Canada’s
      property/casualty,
      or
      general
      insurance
     
     
      industry?
      The
      industry
      offers
      a
      wide
      variety
      of
     
     
      career
      choices
      for
      creative
      minds.
      Accountants
     
     
      yes,
      but
      also
      systems
      analysts,
      lawyers,
      managers,
     
     
      loss
      prevention
      engineers,
      investment
      specialists,
     
     
      investigators,
      marine
      underwriters,
      aviation
     
     
      adjusters
      and
      many
      more.
      The
      choice
      is
      yours.
     
     
      General
      insurance
      is
      also
      an
      industry
      that
     
     
      encourages
      you
      to
      acquire
      its
      own
      levels
      of
     
     
      professionalism.
      As
      a
      Fellow
      or
      Associate
      of
      The
     
     
      Insurance
      Institute
      of
      Canada,
      you
      would
      join
      an
     
    
   
   
    
     
      educated,
      experienced
      and
      ethical
      group
      of
     
     
      professionals
      equipped
      to
      pursue
      successful
     
     
      careers
      at
      the
      local,
      provincial,
      national
      or
      even
     
     
      international
      level.
     
    

    
     
      Choice,
      challenge,
      satisfaction
      and
      security.
     
     
      They
      are
      just
      some
      of
      the
      rewards
      you'll
      enjoy
     
     
      through
      a
      creative
      career
      in
      the
      property/casualty
     
     
      insurance
      industry.
     
    

    
     
      For
      more
      information,
      look
      for
      your
      local
     
     
      Insurance
      Institute
      in
      the
      white
      pages
      or,
      contact
     
     
      Les
      Dandridge,
      B.A.,
      A.LI.C.,
      at
      The
      Insurance
     
     
      Institute
      of
      Canada,,18
      King
      Street
      East,
     
     
      6th
      Floor,
      Torontos
      Ontario,
      M5C
      1C4
     
     
      (416)
      362-8586
      FAX
      (416)
      362-1126.
     
    
   
   
    
     
      Canada’s
      Insurance
      Professionals
     
    
   
   
    
     
      The
      Graduates
      of
      The
      Insurance
      Institute
      of
      Canada.
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
      LETree
      Tone
      EDityp
     
    
   
   
    
     
      Dear
      Editor,
     
    

    
     
      This
      is
      in
      regards
      to
      the
      parking
      lots.
      To
     
     
      complain
      about
      the
      parking
      situation
     
     
      would
      be
      senseless
      as
      everyone
      does
     
     
      every
      year,no,
      this
      is
      about
      the
      lights
      in
     
    
   
   
    
     
      the
      parking
      lot.
      Why
      are
      they
      a
     
     
      flourescent
      orange?
      Is
      that
      a
      regula-
     
     
      tion
      requirement?
      The
      lights
      are
      terri-
     
     
      ble,
      especially
      in
      the
      lots
      in
      front
      of
      the
     
     
      library.
      This
      is
      especially
      a
      concern
     
     
      since
      the
      emergency
      poles
      are
      situated
     
     
      too
      far
      from
      or
      too
      far
      within
      the
      lots,
     
    
   
   
    
     
      and
      this
      adds
      to
      the
      level
      of
      paranoié
     
     
      one
      faces
      when
      going
      to
      their
      car
      a!
     
     
      night.
      Could
      you
      please
      find
      out
      why
     
     
      are
      they
      orange
      and
      not
      a
      brillan
     
     
      yellow
      or
      white
      light
      street
      lights?
     
     
      Kathryn
      Nass
     
    

    
     
      894-8911
     
    
   
   
    
     
       
     
    
   
   
    
     
      October
      4,
      1994|