The Pglter Pcii-lcer Duofold Duette ‘lxfolvm ‘Pen m...’ Duo/old ‘Pom! to and: n urm-lmrtl (hi! ‘Bu! De Lin: T1. it Fitz-t Christmas Together AG your Christmas money l as! longest. and Lxtrc in. supply t. Z1 2.. h..." ttctt‘ Tc .hc n: 'nan or girl give slen- t. rLLdy Duoiold, $5. To the boy y... Dtnlulti p.45. I-mOlUlD Pencil to match any on: of tht- Pt-ns. $3.5": new Over-size l .- g- ms itt-u. Parker Duo- ’ ll.t classic Pen Ind Ducftild Pencil. S4. Stun at the first pen counter. Fountain Pen CoqLisnited. \ orcnto. Ontario Ask m.» rqi- Puke; Duo/old Pencils t mhtcll the pen. use i‘. e friends and when needed. Iii ‘is .1; 13$ ifi/fiiIifffgifiiljii l .-& ‘KEEP HEALTHY FLOUR. Fresh FLOUR. _WHOLE WHEAT FLOUR (makes the most wholesome , bread) FINE Hood Make.) TABLE - (choice) is} i » FIDUR We have and sell ‘at lowest prices well known brands. ROBIN HOOD FLOUR. "InovAi. FLOUR. , BEAVER. DIAMOND brands, every pound gust-an. tpQd. Carter FLOUR ' by eating '5... r‘ - ‘Made GRAHAM BUCKWHEAT CUT (great for Porridge). ROLLED OAT$ C H G l l OATMEAL (Robin ORNMEAL OUSEHOLD OLD MEDAL _,nr_id_ other s; “ca, Ltd. GRA] N t FEEDS iln- org-an. , "That's Handel,’ ‘r .r1!' ’ 1km l'll~'ll \\'illl(l‘fl into Westmin- sti-r Alllllty- and one 0t‘ them listen- t-ti. enrtipttirt-tl ,l_o ' I c strains of he murmured. "He witty-s very well," returned tht- other. '€*'%¥€~’€'%i%!%'€ A din‘ NOPIRED ' why confine = to begin life on a farm of their ~ young 1110i] to begin farm lifeand to make .' " p The phctticatton of the Solldnn ‘that-align inspection. (tonndsl 1B1) (In sdsuss) Morning Dilly IJI [L50 per year ntatlod ads-ones) dslivcred- w Ill Ulltel Iltntas. your (In (‘sands The Way Y‘ Are men and woman booorninq| - more beautiful? Sir William Or- peu, an eminent British artist. writ- ing in Sunday Pictorial. expresses Prssidsnt W. Chester l. Ill-II" ' Cseretary. Lleut. Cd. ll- lliiitor and ilanaarr. J. l. Barnett. sn- York law-will" Chicago lsprosoatstlrs-I. J. Perm‘ Vloo-Prollilelt. J. I. A. IasKlnasn, D. tl 0 Associate I vs-Irsnk B. North: I Barnett: - D. K. Currie. The Charlottetown: Maritime Btutisners. Grafton St. Carter b (‘on Qloen Street . A. Brown. bump Vsldor ntephen Dal)". Richmond Street Iiallvvsy Booltslnl Mrs. L. Doneette. SI Spring Park Id. ovaimax m: t» amt-u l"- tho following agents in P. I‘. Murphy. Prince Si» Grocery .I. P. Duly. Queen tltreot W’. C. Wright, Kent Street “Wat R. Thomas White. It! Elm Ave. I-‘rsd Gaudst. Great George Street J. ll. Tgyler, Grafton street. DO WE NEED IMMIGRANTS‘! The populaton of this province according to the census of 1891 was 109.075, 1n the census of 1921 it was 88,615. today it. would he considerably less than the latter figures. as it is de- finitely known that during the past six fil0liths over 700 people left the province for residence in tltcUuited States. This is the his» tory of the past thirty years. Who? be the historyiof the next thirty years is the most important if a census were taken \\‘ill question that the people of the i;- land with ztntl at present the outlook is not concern Ithemselvles a cheering one. That we need immigrants of the right type no one will question. it is conceded on all sides that a reasonable expenditure made in se- curing desirable immigrants would be a proftable investment and our governments. provincial and feddrsl are prepared to make generous for this purpose. But this expenditure to procuring provision the Would it not be more to the point of immigrants? if we spent our money and used our energies towards retaining oitr own? The tnost desirable class of set- llcrs we can possibly secure is that class of young men who are ottr lown kith and kin, whom all know land who are now leaving us at an ‘average rate of about half a dozen u week. \Vhy they are leaving the province is beside the question. There are tnatiy reasons. rcal or imaginary, but. the bare fact with which we (hut they are leaving in a continuous are concerned is stream, leaving the certainties of farm life for the uncertainties of foreign cities or the equal uncer- tainties of farming in our own west. If we are prepared to spend sev- eral hundred dollars on a'Brit.ish immigrant; if we are prepared to place the expert resources 0i’ 0H!‘ agricultural department at. the dis- posal of an immigrant, if he comes to us, why not hold out a similar offer to the young men of our own province who propose leaving us bccaitsc they have not the means own? There are undoubtedly many in the province who would gladly take tip farming on some such system as that which enabled so many returned soldiers good. and who without such help We ‘are obliged to go elsewhere. ll-re looluing abroad for settlers; If we look at home we may find them and, when found and given the necessary encouragement. we This side of the question is worth- seri- ous consideration. shall know what we have, 40>‘ EDITORIAL Novas Si. Andrew usually brings -a sniff of snow. a- l O Evidently Winnipeg is getting back to a sane outlook in llfc. The defeat. of the Labour candidate for the Msyoralty is the swing 0f i116 pendulum. goes on space. Left alone 'to com- plele her work, Britain will ros- tone peace and order without much difficulty or uSny. The External Auditor is busily at work on Provincial accounts. A difference this from the Bell Gov~ ornmeni days when the External auditor was merely called in so an excuse, and without a free hand for TUESDAY, DECEMBER 2, 1924 ndtthal-‘ubili-ties and resourceful- The Dominion and Ontario Gov- his strong conviction that they are. and that in no past age were there some men in the world-as there are today. “it is my business in life." he writes- "to studyJac-es. it is al- kuow automatically wbstfiis in the mind behind the face, and] do not hesitate to say that there is no such thing as real beauty of face with- out beauty of mind. And there is s lot of beauty of both kinds about today." That ls pleasant reading. Sir William goes on to discourse upon ctnmcnts are to have a conlerww regarding the suDPPQSBlOn 0i Yum‘. runners. This is good news and it will be better news when we learn active nteusures are being taken t0 suppress the smuggling of liquor- Wc hear nothing now of the activi- ties of lhe Customs fleet along our shores, and a good deal of wet stuff is finding its way into the Province. it is many years since so much effective work was being done by the Y. M. C. A.. among the rising beauty of form. features and ex- pression and to prove that, with ex- ceptions that only confirm. rather than disprove the rule. all faces and all appearances are shaped through a_u attitude of mind; that as you think so you become, and that the criminals face proclaims his vice. as clearly as the honest man's face proclaims his worth. “When l see. therefore. better looking tnen and women about me, I know they are, that these will he handed on to, and multiplied in ottr great-great- grantl children." generation. The gymnastic and ath- letic work among the boys is fill- certs are just the things to instill into the minds and hearts of tho- youths truths which nothing in af-i ter life will eradicate. They be- come unforgettable memories.‘ pVdtodtave le right ‘u be the lesdelrs-of men but those whose ness have forced them to the front in their chosen occupations and professions? It is not the self-seeker so much as the suugiit who accomplishes things worth while. “Sees! thou it man diiig~ ent in his business? He shall stand before kings; he shall 110i stand before mean men." ‘Our weekly esteemed tiory The Pioneer complains tit the Prince County Jail is full. and; asks us how we can reconcile that content-Y with our recent compliment about] l the effective administration and ob-‘ scrvancc of law in the western end‘ Well. the admin: istration part tnust be all rishti attywuy, but of course, as to obq of the province. i servuncc it. must be borne in mind there is a good part of Prince County low lying and wet. According to the Saturday Re- viz w the delegation of British trade unionists now fraternizing with w-hat the Bolshevlsts would have us believe are Russian trade unionists will not get very far in bringing about closer relations between the Federation of Trade Moscow internu- Thnt is, unless British trade unionists are prepared to base their political action on "class war to the knife." which is the most forcible. if rather crude. doc- trine laid down in the Russian re- ply to the proposals put forward from this side as up aid to estab- lishlng the stilitiarity of the labour movement in Europe. To the Bol- sbevist mind the interests of Lab- mtr and Capital are irreconcilable. Nothing is of any use but t. "em- anclpation nf the proletariat of capitalist international Unions and the tional. m the oppression eX- ploitation and the beggary, barbar- ism and slavery which it. brings in its trail." Strange words from a body of men who have been the means of bringing a nation once great and productive to tho verge of rtiln and barbarism. Mr. Pur- cell, who is the head of the British delegation, may say that he roes not. see any possibility of leaving tho Russian trade unions otttsitle the international organisation, and .\ir. Ben Tlllett may soy that the workers of the world "are watch- ing wit-b the greatest attention the fight of the warning-classes in Soviet Russia." and he may call. as Indeed he does. "for union in the fight against capitalism," but neith- er Mr. Purcell nor Mr. Ben ‘Plllett will bring organised labour to u- soclate itself either in industrial or political action with the trade unions of Russia so long as these trade unions are under the domina- LL. '5 i tion of the Moscow International. Intodern girl Beauty increases from genera- tion to generation. And the stature “The average modern man cannotl squet-ze into the largest sizes of niediaeval coals of mail. and the| would find it even tnore difficult to wear an “Eliza-i hethitn stomacher." And withal we live longer, the average expect: ution of life having notably length- ened on‘! withih the past half cen- tut-y and more rapidly in recent, years than ever before. Every day‘ in every way get-ting better looking because of better thinking- and also} living longer. ls it not a consttnt-i ntatinn drvottlly to be wished? England has had a wet summer" but whether in spite of that fact,‘ 0r because of it. the season from the beginning of July to the end of. September was the healthiest quar-i ttr-ycar in British history. The London 'l‘itt_ics is our authority for death rate only 5.3 per 1,000 births: There wasdurlng the three months much cloudy weather, showing thaf sunlight- valuable as it is to health. Is less important than a dustless atmosphere. Dust is a prevalent cuttse of discuss yet we ‘seldoini pause to think how much we owe to frequent falls-of ruin or snow thav wash the air and keep down the dust. ' Sir Henry Thornton has not al- ways received praise in this col- umn. Like other strong men he has sometimes made mistakes, yet we realize that he has done much good work in improving the work- ing of the National Railway sys tem. in establishing an esprit de corps among its officials and em- payee... with better discipline and ntore cottntesy toward the general public than had before prevailed. With his undoubted ability and energy he would no doubt. have ac- complished more had he not been ltantpered by the political exgen- cies of the-Government and a hoard of partism-politlcal directors who know little or nothing about rail- way management. ' Sir Henry has now undertaken a task which is in its nature more political than pertains to railway so many beautiful women and hand- so my lot in doing‘ my job to get to " fnsnlred with better thoughts andrvulln: ailment- - Wherever l THIN -BLOOD Y u have perhaps nolillfllv I friend looking a oft pate and weak. and you learn on inquiry that his blood has become thin. that he has what his doctor calls anaemia. He explains that he ate some- thing tbs-t was fflsvrong." and that he has had a severe attack oi’ diarrhoea.‘ followed b)’ dYWnUY- Tbo loss 0f blood was consider- able. You see him a few weeks later. and be is itt pretty good shape sgsin. - ,-Wltat has happened? ‘Well. the little red corpuscies in his blood bad lost a lot of sub- stance—baemoglobln — during his attatk of dysentry, and it took some weeks for them to get back itbeir normal quantity of haemoglo- bla_ This ls the simple form oil anae- mla that quite commonly foLows any actual loss of blood. or any such as tuber- culosisnobroulc bronchitis. over- work. or undernouriahment Nature soon brings back the hae- moglobin by good food. fresh air. and not too much exercise. Later you see another friend likely about or past middle age. and he likewise has that white bleach- ing a much felt want and the Sun- of nteu and women has increased ed appearance ma. lens of m“, 5mm and prospemukqt we an, day evening gospel and sacred Con. along with their better appearance. blqmL .Hc becomes so weak that finally you learn that be has had to have a transfusion of blood. He picks up alter this. gets back to work. and appears to be in nor- mal health for months, sometimes for years, when again be goes down, another transfusion is made, he picks up again and resumes This may go on a number of times and finally you learn that the last transfusion did not effect the desired result. This is "t. different k-ind of anae- mis entirely. because instead of ,their being just a smaller quantity iof haemoglobin itt the corptisclcs. the number oi‘ corpuscles them- selves has been greatly reduced. This is what is culled p:rnicious anaemia. and the name certainly fits it. And tlie cause? A No one has ever been a-ble to dis- covcr it. However. shock. emotional dis- Ztllh... sufleme,“ The damn "m, w“ turbttnces. and overworlf.‘ seem to ‘only 9L3 pm, "000 ab‘. the mm“ have something lo do “'11.: it. l Daily Selections r0 n Guardian (Readers f§§§O§1 vo-ero-e O-OQGO 4040+“ DECEMBER 2. 1924 THE ONLY W.-\\’:,—-l ant the way, the ttuth, and the life. Joltn PltAYzEkz~Our Father. enable us to live by tlic fuillt of the Son u! God, Wlio loved us and gave Himself for pa. L. u. A MORNING PRAYER Maker of days, another nigltt is gone; But ere l face the tasks that wait. for me. i pause a moment in the quiet dawn And lift my heart to Thee. Thou a-rl. my guide. upon Thiuo arm l lean; must Tlhou me; Through deepest mire »l know I shall come clean lf I but follow Thee. journey, lead Enlarge my vision, Loni, that I may see management, but it is necessary work which we hope may prove successful. At his suggestion the three Chief Justices of the Mari- time Provinces ‘have been asked to name a representative body of delegates to confer with Sir Henry over the problems and grievances of the Maritimes in their relation to federal affairs. Chiefs of the Judiciary have con- sented to\act as requested and no doubt a judicious choice of confer- rees will be made. The Maritlmes are indebted to Sir Henry Thornton for having re cognised that these Seagirt Prov- inces have something more than imaginary grievances in the treat- meni they b)ve received and are receiving from the Federal Author- ity. ‘This is romothing- never yet conceded by the King Government which from the outset had ingnor- ed lilaritime complaints as unwor- thy of notice. Sir Henry by his ac- tion has proved himself as much superior in statecrafts the Minis- ters with whom lislontracled ss he undoubtedly is in ability decision and protnptness of action. He has led the Ill! and in part assumed the functions belonging to the Premier and his colleagues. But. iwitli a weak and, practically leader- less Administration 8 In office this was necessary! Happily the ._ .. A way tohelp my brother in his _ need; ‘ Deliver me from hate and bigotry. From selfishness and greed. Thou are my life, enfold me in Thy love, That when the day‘: temptations t must meet, I shall not want for strength to rise above Dishonor and de- feat. Than be Thou near me through the live long day That l may know whatever comes it best, And when the sunset fades to twi- liabt gray. 5F"!!! me safe home to rest- —<Madeline Higgins. I ¥OO C. Lampoon d: Co" 64, Queen Street, Lfmdo", EC. 4,, Englaind i Public Auction Sales of RnwFurs \ Represented by Alfred Frasier, at: Fifth Avenue , Nari: York lOBT-lifl-l llinl:im- i i ‘ t The Public Forum This sols sis open for the dtssaaslsn b1 sseraysaluts at ‘Ila 00004 we uvey+y+o++e+0+ CANADA'S TRADE POLICY Sir.-—\\'e. Canadians, will do well if we take an independent course as to our production and transport- ation and fiscal policy. Mr. Rotten- bury's address, respecting trade with the West indies was B" Very well-except that psit-of-it which referred to President Coolidge’s prediction that‘ the United States would ere long be productive of- less food than the people needed. and that Canadians would then sell farm produce ‘to the Americans. We ought not to build on what may or may not occur in the States. We ought to adopt a policy undo: which the great latent. resources of Canada will be developed’ and a home tuarket—s Canadian and Bri- tis-h market-provided for m09t of our farm products. We don't ivalll- to be hewers of wood and drawers of farm produce for Uncle Sam. There is no need for that. A great- er destiny is that of—tbe Northern half of this Continent. The Anteri- csns have taken their course anti have become rich and powerful. Let us not be hovering about their back doors with bugs of potatoes and grain; let us set up for our toms officials ' than iiioillmlakén iaghiyitan" Out of regard for your own health. read this letter: lies tiiom. it acts cum] . . ' Y I. Dear Sin: -- ' . leis. And It n never necessarily rliimign m’ "'§.':""i*'1.'..":t.'.:~.;'..."""... .21" t"‘”.é“i""“‘ " me as a en re u ar ‘ . - ~ ms In two weeks than the hundreds ‘ogd ‘mylw- c n“. Bu" i? Kliarsli- of dollars’ worth of medicine i hate "l8 Permanent rein-i to ti‘; taken in ltut twenty most chronic CELL‘! 0i l-nnstipuiinn n, Mr. Carman's experience has been duplicated in thousands of homes. Why does Kellogg's -‘Brsn succeed when drugs and pills (all? The answer it simple. Drug; have an unnatural elect upon the wels. They irritate the intestines. The more they are used. the more one has to use. Finally, they have no eiiect at all. Kellogg's Bran STIMULATES the The ‘ivonderi’ til, ,uiilikc ordinary [mm ‘ ‘Illlfnpflqnfulg dun ,_." ‘ chronic cases, with every nteul ' l-z- 1'" with milk n; art-um and in (In; ...‘T'~' n nn evcry par-k;||;.._. Kcnuxg-N w,“ ("wilted anti kruinl»I.-.]_ i‘ "m. rd."- Toronio, (Eimzdti. Sold liy all ‘gait... geared automobile. Both these in- [airs and one which 1,, granny m nova-lions are grczit aids to sinttgg- be rcgrcttcd, let's and the other class of people (mp-e p.911 "e .1¢pr;\»..,l o. “Mr tefcrred to. Smuggled goods can rlghlg and pflvflggeg 1,’. Wk M ‘ be switched by tlittse means with udoqtiate Protection tht- uttrst i. great facility under the condltiorfilbutttitl to cotnc. Flnforct-tl plump... of the present day. and the Ctis- is bottnd to rPuct upon tlu- (‘Qunhr-p never find them. iiitkst concerned. Pcuplt- 1mm yo] Wotticn and girls arc also fast dis money to provide for iln-ir WlVPS placing ntctt iii offices and fllClOIlCSHilltl ltitiflltes. If they ctiititu; gel p and as elevator men; bless tltciz" by lawful Clllfllllylllifl duly pr... tlcar souls how they du like to help tct-tt-d by tittsztitus i'llil(flllli'lil. llii-y out tlic Jiicn, to say nothing of tlielmuy ttikt- what is ilh- lump“), U. helping out. dom- to them by the fc- some one ilsc. male clcclors ut‘ tltv prttsetit age. This is a ilisagrccublc slate of af- l illll Sit" u“. BYSTANDER selves—(2anada for the Canadians -—and become rich sud powerful and independent, too. There will of course, be difficulties to be over- come, but by co-operation and re- ciprocity with the Mother Country and the sister nations of the Bri- tish Commonwealth- and the hclp of an over-ruling providence. we shall succeed in making Canada but true to her. Let us have no flirting with the United States any more than with other foreign coun- tries. Let it be fully understood that we are British and true blue: and that we stand for Cana<la—flrst last’ and all, the time. _ I am, Sir, etc. A. BYSTANDER -—ice->——- coussousucss or FREE TRADE Sinv-Smttggling in Canada. as you know" is ItiriLlJCCOIXllXIg a na- tional menace or u popular pastime itsonelikesto callit. lt is now es- Fniated that fully 850000.000 of re- vcntte is lost to the country cat-b y0fll'—~\\"lll(3ll sum must b0 made up by the taxpayers generally. These sutugglctl goods are, it is statcd. sold at a great loss to the tnerch- ants who pay the regular duties and with whom these contraband Tetrsulnl ' Heintznian & Co. Grand Piano Used by Tetrazzini. used by Melba in their goods are placed in competition. There is also the great loss tn the. trade to be reckoned with, anti tltatl means a whole lot' doesn't it? l All this is taking place whilp the politicians lonk on and lament about the crookediiess 0t‘ human nu-l tute—atid do nothing. as politiclsnsl have a habit of doing. The Cus-i toms Department and .he Dontin- ion Police arc dividud. it is said. as to which of tltcnt should lakc tic-l lion in the tiretnises, and in thel nteanfnic the luw ls being flagrant- iy and openly fiottied. Some years, iigo smuggling was largely oon-. fitted to the ladies. and their opera“ ‘ions were mainly limited to tltel smuggling of silks and jewelry. across the border. But these little] idiosyncrasies have been tilscoitlln- ited in favor of more rcmuncratlve work and some of them have al- ready got into trouble because of their actions. in short, ‘t may be said that the condition of affairs lll this respect is worse today than it ever was‘ before in Caitmliiis history. The situation in Cattutiu and the United States is gtlrqgly ililllkht with grave. tiattger, The introduction 0f labor-saving tnachincry. looked upon at first u.s| of great value. has turned out to be a poor thing for many mcn who earn their bread by the owe"; or their face. its introduction has re- sulted in the throwing of great numbers out of employment, con- muuy Canadian tours, and pcrsottully’ purchas- cd by them for use in their own homes. , writing from Rome, liuly. an. notiuciug the safe arrival of the llcintzitnui & Co. Grand Piano, specially bttilt to itt-r Ortlvi‘, - , said: "t am in love with it. lifillllliflil time and singing quality. . . It is the d"- ligltt of all my friends who ltuvt- SUCH it." LEE-BA, who personally selected licr (ii-find when in Canada, had it shipped to hcr ltouh- in Australia for her individual use. The tonal beauty of the Heintzman Co. Conccri Grand is perfectly reproduced in the pianos of the iirzu. Q01!‘ Univ RV MILLER BROS Great George Street . L;- HW.‘ _ is your guarantee trnry lo expectation. and little or no effort is being made to offset this fact with new industries. The Iilcn uud women put out. of employ- ment are left to get zllong without any assistance until they can find sontehlng else to do; in short they are left to work out their own sul- vu-tion and their remains are turn- Bil Over t0 the charitable societies ivlicn the end comes. In (i... [jflggg of men they must gel. money hfln. cstly if they can but they must got it somehow; they must get. it or 9151'"- Ill the case of women and girls their only salvation in many street-walking. l um told. is not fllrvnsly cvntlitclvc to salvation af- ter all is said and done. smllifsling operations are greatly fscllitsitetl it is said. by good roads and the introduction of the high- Profesional Cards McDonald. 8: McPhee B. A. J. A. McDONALD H, F. McPHEE Barristers. Attorney. Ete. Money to Loan Riley Building Charlottetown Mark R. McGuigan sannisrsn. doticrron, Money to Loan Cameron Block Charlottetown, P. E. inland Dr. C. C. Archibald Graduate of N. V. Peat Graduate Medical School and Hospital Practise limited to lye, Ear. Nose and Th t Office layer sliding ETO. cases seems to be the strerts’ and - To the Fox breeders of Prince Edward Island :-- The keen demand for Silver Foxes la for registered stock. Dir criminatlnq buyers are insisting on pedigree, and you would be well "ised to meet their demands bytregiaterlng. if your strains are oi’ pure Pines Edward island origin the)! i" "F uioie for registration in the Silver Black Fox Breeders’ Association 0i Prince Edward inland. A CERTIFICATE or sneeoma FROM IT i8 RECOGNIZED THE WORLD oven AS THE INDICATION or mesm- AsLi-z stoop. ' Intelligent and enterprising ran chera throughout the Province a" registering their whole ranches with us. All foxes tattooed. For further Information wlte The Silver Black Fox Breeders’; Association of Prince Edward Island Head Office. Charlottetown, Prince Edward island M. LVMAN noo-r ‘lfiiffini FOBCRY LVNC nsusQuil can cannon " uisvw m’) ___,- , zztczzcts: r, ~ m.‘ '""-%"-'%‘i'*"3 HYNDMAN a. COMPANY LIMITED CHARLOTTETOWN oenenat. seems FOR Great George Ito-set Telephone IIO-J. Olllsa Nauru-Otto ‘ll a, m. 1 to I PRINCE EDWARD ISLAND ,-’.. l Q_ I it intestines} It cit-ans sweeps and pu ' . m . it is wonder ul. and-it is no yktygilr grpceir; returns your money F," Yours truly. us" m“ m Ai-i- bran. Nuilt. Arlington ll. Cnrinsn. hflliALL bran can he so i-flapm, (Address on Request.) Kellogg's. - donors ‘cvummmll _ ., v itttt-lilte flay...- a! _v ‘lit exclusive. ll is (lg. i glut: lNSURANCE l3_AS OLD AS THE‘