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      6/X-Press/September
      23,
      1993
     
    
   
   
    
     
       
     
    
   
   
    
     
      Opinion
     
     
      Student
      loan
     
     
      drama
     
    
   
   
    
     
      Taking
      a
      second
      look
      at
      those
      poor
     
    
   
   
    
     
      misunderstood
      P.C.'s
     
     
      [
      ast
      August
      Kim
      Campbell's
      new
      cabinet
      announced
      a
      host
      of
     
    
   
   
    
     
       
     
    
   
   
    
     
      much-needed
      changes
      to
      the
      Canadian
      Student
      Loans
      Program
     
     
      (CSLP).
     
    

    
     
      While
      loan
      limits
      and
      allowances
      have
      been
      frozen
      for
      the
      last
      nine
     
     
      years,
      the
      government
      has
      now
      increased
      the
      maximum
      assistance
      from
     
     
      $3
      570
      to
      $5
      100
      for
      full-time
      students.
      For
      part-timers,
      the
      maximum
     
     
      has
      been
      increased
      from
      $2
      500
      to
      $4
      000.
      These
      increases
      should
      help
     
     
      offset
      the
      tuition
      hikes
      students
      have
      endured
      over
      the
      last
      several
      years,
     
     
      and
      will
      take
      effect
      in
      the
      1994-95
      school
      year.
     
    

    
     
      There
      are
      other
      changes
      to
      the
      program
      too.
      For
      example,
      women
     
     
      pursuing
      doctoral
      studies
      (especially
      in
      the
      areas
      of
      engineering,
      applied
     
     
      science,
      math,
      and
      in
      the
      physical
      sciences)
      will
      receive
      grants
      of
      up
      to
      $3
     
     
      000
      each.
      In
      1994-95,
      three
      hundred
      women
      will
      be
      eligible
      for
      the
      grants;
     
     
      however,
      the
      numbers
      of
      grants
      available
      will
      increase
      to
      650,
      1050,
      and
     
     
      1250
      in
      the
      following
      years.
     
    

    
     
      Another
      change
      to
      the
      program
      deals
      with
      students
      with
      disabilities.
     
     
      As
      many
      as
      5
      500
      disabled
      students
      will
      see
      grants
      of
      up
      to
      $3
      000
      each,
     
     
      and
      the
      number
      of
      grants
      will
      increase
      to
      7
      350,
      7
      718,
      and
      8103
      in
      the
     
     
      following
      three
      years.
      As
      well,
      the
      government
      plans
      to
      retain
      the
     
     
      forgiveness
      provision
      under
      the
      new
      financial
      structure.
     
    

    
     
      “At
      Risk”
      students
      (such
      as
      single
      parents
      with
      low
      incomes
      and
      those
     
     
      on
      social
      assistance)
      may
      be
      eligible
      for
      grants
      from
      the
      government
      of
      up
     
     
      to
      $750
      each.
      The
      government
      foresees
      the
      eligibility
      of
      16
      600
      students
     
     
      in
      this
      category.
      That
      would
      mean
      grants,
      given
      to
      those
      who
      need
      them
     
     
      most,
      of
      almost
      $12.5
      million.
     
    

    
     
      Other
      changes
      to
      the
      CSLP
      include
      interest
      relief
      for
      graduates
      with
     
     
      low
      paying
      jobs
      or
      who
      are
      employed
      part-time.
      In
      addition,
      an
      estimated
     
     
      33
      000
      borrowers
      in
      repayment
      will
      be
      eligible
      for
      relief
      assistance.
     
    

    
     
      In
      the
      words
      of
      the
      Minister,
      Bernard
      Valcourt,
      “The
      reform
     
     
      package...streamlines
      the
      administration
      of
      the
      program
      allowing
      more
     
     
      money
      to
      be
      available
      for
      students.”
      And
      he
      added,
      “These
      measures
     
     
      reflect
      the
      most
      significant
      changes
      to
      this
      important
      national
      program
     
     
      since
      1964.”
     
    

    
     
      And
      what
      do
      our
      student
      representatives
      have
      to
      say
      about
      all
      this?
     
     
      So
      far
      the
      only
      reaction
      from
      the
      Canadian
      Federation
      of
      Student
      (CFS)
     
     
      has
      been
      that
      they
      are
      glad
      the
      three
      per
      cent
      fee
      has
      been
      scrapped,
      but
     
     
      are
      furious
      with
      the
      package
      because
      interest
      on
      the
      loans
      will
      accrue
     
     
      when
      thestudent
      leaves
      school
      (interest
      used
      to
      be
      subsidized
      for
      the
      first
     
     
      six
      months
      that
      students
      were
      out
      of
      school);
      however,
      students
      still
      don’t
     
     
      have
      to
      make
      any
      payments
      -
      principle
      or
      interest
      -
      until
      six
      months
      have
     
     
      passed.
     
    

    
     
      While
      the
      federal
      government
      is
      trying
      harder,
      and
      moving
      to
     
     
      implement
      thoughtful,
      much
      needed
      changes,
      the
      CFS
      seems
      bent
      upon
     
     
      keeping
      students,
      who
      they
      claim
      to
      represent,
      in
      the
      dark
      about
      the
     
     
      benefits
      of
      this
      package.
      Why
      is
      the
      CFS
      not
      willing
      to
      divulge
      both
      the
     
     
      benefits
      and
      drawbacks
      to
      such
      programs?
      Only
      after
      being
      given
      all
      of
     
     
      the
      facts
      can
      we
      students
      make
      informed
      choices...
     
    

    
     
      The
      Kim
      Campbell
      government
      is
      only
      six
      months
      old
      and
      already
      has
     
     
      moved
      to
      make
      a
      difference.
      Kim
      Campbell
      will
      continue
      to
      make
      such
     
    
   
   
    
     
      needed
      changes
      if
      elected
      on
      October
      25th.
      Please
      vote
      Progressive
     
     
      Conservative,
      it’s
      our
      future.
     
    
   
   
    
     
      JASON
      LEE