10 file Gm 
     
     Thurs. June 18, 1964. 
     
    
   
   
    
     Credit Sales 
     
     To Canadians 
     
     Shows Increase 
     
    
   
   
    
     OTTAWA lCPi - Canadians 
     
     have been increasing the rate of 
     
     their credit buying to the tune 
     
     of 10 per cent each for the last 
     
     10 years. the joint Commons and 
     
     Senate committee on cowu 2.: 
     
     credit was told here. 
     
    

    
     . G . Bouey, chief of the 
     
     Bank of Canada‘s research de- 
     
     partment. said this a 
     
     higher rate of growth than found 
     
     in the United States. where 
     
     consumers had extended their 
     
     total by 8% per cent every 
     
     year since 1954. 
     
    

    
     _ Mr. Bouey. who presented I 
     
     survey Of consumer credit in 
     
     Canada at the committee hear- 
     
    

    
     ‘ ing. said that although the Cana- 
     
    

    
     . dian credit increase seem 
     
    

    
     high, there were at least two 
     
    

    
     main factors which might have 
     
    

    
     . brought it about. 
     
    

    
     i “The increased role of Cana- 
     
     dian chartered banks in the field 
     
     of personal loans during the last 
     
    

    
     ‘ decade probably helped to stim- 
     
    

    
     I ulate the rapid growth of con- 
     
     sumer credit in this country. 
     
    

    
     Mr, Bouey also said statistics 
     
     seemed to show that far more 
     
     Americans than Canadians ob- 
     
     tai"ed loans on their mortgages 
     
     to finance such consumer credit 
     
     as car and appliance payments. 
     
    

    
     Mortgages and other forms of 
     
     housing financial arrngements 
     
     were considered outside the 
     
     scope of consumer credit nd 
     
     thus the amount of related 
     
     credit being derived from them 
     
     would not be assessed. he said. 
     
    

    
     In July. the joint committee 
     
     is to hear a submission from the 
     
     federated finance companies of 
     
     Canada It is also scheduled to 
     
     hear views on consumer credit 
     
     from the Ontario Credit Union 
     
     League. the Canadian Federa- 
     
     tion of Agriculture. the National 
     
     Credit Union Association and 
     
     the Retail Merchants Associa- 
     
     tion Of Canada. 
     
    
   
   
    
     TORONTO 
     
    
   
   
    
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     VALUES EFFECTIVE UNTIL CLOSING SAT. JUNE 2“ 
     
    
   
   
    
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