Concrete aids in beautifying: protects home

With winter in the offing, the protection that concrete pro- ducts can give to the home, car nndproperty assume major im- portance.

Many homes lend themselves to construction of a carport ad- joining the house. C o n c r e to block. says the National Con- crcte Products Association, of- fer-; several additional values besides protection. ow screen block,._which lets through llgh‘. and air, helps "dress up" a home's exterior.

Full protection can be obtain- ed with solid concrete masonry units if the carport cannot be built or a sheltered side of the house.

A full one or two car garage

space for inns. Concrete block has natur- al insulation value because of- dead air spaces in the cores of

the block.

Although all but the most ex- perienced h o m e handyman would be advised to employ a mason for a project this big, says the association, there are smaller projects that are within anycne's scope.

Protective walls of concrete brick or block can screen off gardens pools and patios from the onslaught of winter.

Manufacturers are willing to help with advice on the proper mortar. how to mix it, blocklay- lug procedure, patterns. setting tim an other details. Many hgye plans and literature avail- 8 .e.

@II£ mot},-£.[i,,,,

's‘i«:'CoNn SECTION

Charlottetown,

ARCHITECT J. L. Blather- Wick. of Toronto, has employ- ed discipline ‘in design to achieve the beauty and sim- plicliy of this three-bedroom bungalow.

Access to the house is well protected by the carport roof and a fenced-in patio affords privacy for outdoor living.

The interior of the house is planned for greater living ef- ficiency. Large living and family rooms have window areas for natural light and are separated by a centrally- located kitchen and basement stairway. Be ms are grouped at the rear of the house and can be closed off from the living area.

The total floor area is 1,147 square feet with exterior di- mensions of 14 feet by 53 feet. four inches. Working draw- ings for this house, known as Design 2302. are available from Central Mortgage and

Housing Corporation in Mone- ton minimum cost.

Understanding of cost vital factor in building

Obtaining suitable living ac- eomodation is a problem facing mo:-t prospective home owners today An understanding of the various costs involved in ing or building a house will help ensure a successful finan- cial undertaking.

of the building lot will amount to aiproximately 20 per cen In some of the larger urb an arcas. land costs will probably I’f‘]')l6S€IlL a higher proportion of the overall cost.

In addition to these specific costs there are general factors which can influence costs to a very high degree. A review of these general factors will indi- Cate where basic economies should be made. For example, timing is important. Build when men and materials are most readily available.

AND HAS BEARING

Site selection is also import- ant for the land chosen will have a considerable bearing on building costs. A satisfactory

i-O

site will 0 ffe r ease of excava- c

tion, good soil, proper drainage and shade trees. Water and sewer services must be taken into account. These services. alntg with roads. walks. n lighting, will be paid for in the purchase price of the land. or through local improvement tax- es. If there is no water and se- wer service and you must re- sort to a well and septic tank systcm. you should investigate the possibility of piped services being extended into the com- munity in the future.

The type of house you build or buy is another general fact-

or which has an important bear- I sacrifice quality in material

I‘

I A -REALTOR IS A MAN WHO I KNOWS THE LOCAL MARKETI

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payment on that "DREAM HOME"

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why pay rent all your I lifetime

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PHONE 4-7242

ing on costs. Despite the pre- sent popularity of ranch-type bungalows the most economical‘ type of house is of 11/2-story de- sign. This design gives the

BEAUTY. SIMPLICITY FEATURES BUNGIILOW

costs The selection of an able minimum overhead, will s ave builder or contractor, who op- you many dollars.

Wed. Oct. 31, 1962. Page 11

\l

“\l\;3li ll

I:E'

CAFORT

ll‘/it_vG room is‘- s“ '-

and workmanship for lower erates efficiently and with

By ROGER C. WHITMAN MODERNIZING BATHROOM

QUESTION I am planning a bathroom modernization in laomc. Where can I get flo or

ans. ANSWER Your local plumb- ing supplies dealer may have those available. Or write to the Piumbing——heating-—Cooling In. formation Bureau, 85 E a st Wacker Dr., Chicago 1, Ill. Send 15 cents (no stamps) to Supt, of Documents, Washington 25, D.C. for copy of “Plumbing Arrangement." (No. I-II-I 1.181).

’ DARKENING WOODWORK QUESTION We have golden oak woodwork which is in_g dark in some areas, espe- cia lly the window frames. How can we can an re- store it to its original color? ANSWER: Most wood has ii tendency to darken gradual- ly th age. I suggest your checking. especially for leaks around the window frames or

This may be due to mold developing from the presence of mois- ture; cause for mols should be corrected. In general. to lighten ..the wood remove any finish down to bare wood (use paint mover for varnish or paint) alcohol for shellac) some- times just the finish ‘coating has darkened If the wood It- self has darkened, apply ..a prepared wood bleach, avail-

Wlien dry, and smooth, wipe off dust and finish as desired.

DIRTY WROUGHT IRON

QUESTION — How can very dirty black and green wrought iron railings be cleaned?

ANSWER Use a cream, clean

.. ml

FLOORING 8

FIRST AID OFFERED FOR IIILING HOMES

up wax, made by a nationally known manufacturer and avail- able in supermarkets. house- wares and hardware dealers, following instructions on the container carefully. Or wash with. general household liquid detergent then apply thin coat pas wax.

REMOVING ENAMEL PAINT QUESTIO ' Three years ago werepainted the bathroom from white enamel to pink enamel. The ceiling and walls are peel- ing in a few small areas. there any way to remove some of the enamel paint, so that I can completely repaint th bathroom again? The bathroom ails

has plastered w .

ANS : Scrape off all loose and peeling paint with a putty knife; the balance of the paint can be removed with a paste type paint remover, avail- able paint dealers; follow la- bel directions for use carefully.

' BAMBOO BLINDS MILDEWED

QUESTION: We stored our bamboo blinds in the basement during the winter. When we brought them up to hang around the porch, we found they h ad

’ wai inside w they were rolled up. How do we re- medy this?

ANSWER: Scrub the rn.ildew- ed surfaces with a ‘f brush and a detergent solution, follow- ed by rlns w th clear water.

es rinse off with plenty of cle ar water. Leave blinds unrolled for several days if possible, in the sun. If you have attic storage space availab , recommend putting the blinds up there in future rather than in the base- merit.

kitchen or bath? Call

greatest’ possible livable floor area for a given amount of money, as it utilizes roof space which is often wasted in a bun- galow or 2-storey house. The 11/2-storey house enables the home owner ave the sec- ond floor unfinished until addi- tional bedrooms are required. Reducing the unit cost of the house very often allows con- struction to proceed when there is only a limited amount money available."Unit cost is simply the average cost per un- it of space and it is expressed in cost per square foot of floor area. or cost per cubic foot of volume To obtain the greatest amount of livable floor area at the lowest cost unit: of space. you should build up as well as out, which of course will imize yo excavation‘, foundation and roof construction osts. _ Ordinarily it will be more ec- onomical to build a house with a basement as storage space and heating unit can be provid- in the basement at lo w e r cost. In any event as footings and foundations must be car- ried below the frost line, the cost of a basement is a rela-

prefabricated parts will proba- bly help reduce costs. Materials and labour should be obtained locally if possible. This will el- iminate shipping and transpor- tation costs I-lowever, do not

s

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’ . ‘ ‘ ' s‘- MR. HOMEOWNER: We have everything for KITCHENS. BATHROOMS, RECREATION ROOMS. in fact. every room your home. Visit our new modern showroom soon.

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1 Plywood Place Dial 4.5557

We have a large stock of good wallpapers designs that will make your home look like come in today and look them over?

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MORE TIME. to nspiir

9 imum loan to

Larger NHA home - owner loans with lower downpayments and more time pay, were

dments

among major

the National Housing Act con- tained in legislation passed by Parliament.

Designed to extend NI-IA home ownership to a greater number of low-income families and to stimulate activity in the house-building industry gener- ally, the changes provide for:

(1) An increase in the ratio of loan to lending value from 90 per cent to 95 per cent of th e first $12,000 of lending value; (2) An increase in the max- $14,200 from $12,- 800 for single-family dwellings with three bedrooms or less and to $14,900 for larger single-fam- ily dwellings;

(3) A maximum repayment period of 35 years instead

years. DIRECT LOANS

to life insurance and trust

aid in the construction of n sw housing are in ap- proved lenders such as banks, and loan companies. The federal housing agency, Central Mort- gage and Housing Corporation, makes direct loans to prospec tivc home-owners where loans are not available from approv- ed lender .

The amount of loan for s single-family dwelling is calcu- lated from the lending value of the proposed house and land on the basis of 95 per cent of th s first $12,000 of lending value plus 70 per cent of the remain- der of lending value. The in- crease in the ratio of loan for the first $12,000 of lending value has the effect of reducing the down for a house worth $12,000 or less by one-half. Un-

of 30 . der the former arrangement a

‘house worth $12,000 required a down payment of $1,200. Now it

National Housing Act loans to is $600.

-cics»--

I ! 9

Larger loans spur building:

For those who require morq" expensive homes, the new max.

um loan amounts — $14,!!!’ for houses with three ‘ or less and $14,900 for houses with more than three bedrooms -— provide attractive terms. For example, on a four - bedroom house worth $17,000 the d ow ls. payment was $4,200 under the former arrangement but $2,100‘ under the new. a decrease of.

To offset the combined el-_ fect of higher loans and lower, down payments on monthly ro- payments. the maximum repay- ment period has been extended, from 30 years to 35 years.

0 E Q

nisrenr DIFFERENCE

OTTAWA (CP)—The Domln-1 ion Bureau of Statistics reports the average height of Canadian women as 5 feet 1% inches, hut‘ garment manufacturers and re- tailers claim it is 5 feet 3 inches.

Kent St.

CioMBiNA'rioN

STORM s SCREEN WINDOWS oDOORS

our staff we can fit your trouble.

36 Lower Wafer

Our storm windows are guaran- teed to withstand any winter. On

Check into our stock of fibreglass insulation strip which is available

Keep the warmth in this winter.

ELLISET [E'.Il.E[ll[i]='UDE3 TIM E!

NOW IS THE TIME TO STORE SUMMER CLOTHES -- TIME TO CLEAN WINTER

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Phone 4-8576