xx,

\ Tin: `c!rAin*.oTraTowu enAnnrAu,i>acanraa1! 9,1955. _ K. _ I

-,_'_"-_Fl _ . _L ,_ I " _ £ _` .` ‘_ " ~ '

f" ' ' 1 l"7"' _tr _-_~$ _b-', I* _ i , - _‘T __§__ ' '-' _

: , . . I

,: il” Then probably its acold ' Babies eatch cold so easily ` _ and recover so slowly! Not

slowly, however, when ou

_ use Vapo-Cresolene. Then _Q a single night is all that is Q necessary for a cure. You ‘ just put some Cresolene in

the vaporizer, light the lamp be- ,,enili,_ and place near the crib. while baby sleeps he’ breathes-in the hearing vapor, Cold loosens, inflamed membranes heal, and _all ,muble ceases. lt’s a perfect specific

for whcoping];:;>:igh gnderoup. ,M v.ig<»°‘f~g°‘°_“.°.f'»i°v- 423% ¥'§."i‘n.

_ :-`\ \

OPERA HOUSE

Friday and Saturday, Dec. 8 and 9 Matinee Saturday,

STEIT Q C) ]N"S

0,-jginnl Big Double Spectacular Pro-

duction of

UNLLE T0fll’S CABIN

The llarnum of Them All under the ,nnnngcincut of Leon W. Washburn.

more Grand Novelties Than Ever

Gcorgeous scenery with' beautiful

clcctrii-_il Effects, Brass Band, Two p,mny Marks, Two Mischievona Top- sies, Gi-uiiiiie Southern Cake Walkers Buck and Wing Dancers, Male and p¢,,n,i¢ Qnartette, Man Eatinglllood- liounds, Grand Vision and Transfor- iiiiiiion Sceiics..

\\'utch for the Street Parade. time-.s~, 25c., 3;c. and 5oc. Matinee I5c

iniil25<~. Plan at the usual placeg-id _

Everybody Come, hverybody Welcome to the

TEA and BAZAAR

-IN THB- ilarket Hall Thursday Dec.14

Thc Ladies' Aid of Z‘on Church

will hold their annual `

usa App SALE

THURSDAY NEXT DEC. 14111

There will be nn apron fable, fancy tible, dressed doll booth, tea tables, refreshment table, ice crcini table, homemade candy tahlenll of the best. '

Adinis.ioo ioc, tea 25c. Children

under Io at reduced rates.

1P»l|i

Auction Salc

We arc instructed by the owners to scll hy Public Auction at the store for- nierlyoI:cIipicil by Webster 8:. McKayO1i

WEDNESDAY. DEC. 13th

AT 10.30 O’CLOCK.

All thc fixtures in said store consisting Of SMC. show cases, Bowser self niciisiiring oil tank,(c ost $65.00. )scales, ilcsk,c;i:;li register, tables. plate glass inirrnrs, 2 coffee mills, etc., etc., also 2 fine liorscs, wagon, 2 sleighs, harness, etc., nisn some job lots of groceries whicli will be sold regardless of cost. _ this is nn excellent chance for intend- ing purchasers.

BENJ. CARTER & C0,

‘ill -ti Auctioneers

Piano lessons

1__

Miss Alice M. Harrison, Graduate of

l\lounlAliisou Conserv_atory of Music,

Sackvillc, N. ll. is prepared to give

lcssinis on the Piano. For terms enquire

at Mr. A l)owu’s, Upper Great George Strcci. ` _

I2-9.liw.`

Xmas Presents

0nr Xmas Goods which are being 0P¢iiL‘d daily are very attractive. T059. games,rlolla, fancy china, toilet, gianicure and jewel cases, glove. andkercliief and tie boxes, sheet flllslv. calendars, Xmas cards, music liinks, photo frames, stationery and all nids of musical iiJs_tru-ments.

ll. A. Tanton ® Co.

Great Geor e Street.

l2!1dix» t\vw3m_ g

<_______i_.____.@_

Farm For Sale.

GTM executors of the will of the late bmfiie Clark. offer for aale that valu F le_ mm at clnktown, Lot in fronting on Hillsboro River, two mi er ;°l11 Mount Stewart. This farm con- ;‘°l8 Of :oo acres of upland and so acres ofmarsh land; all but about so Acres It ff “plead ia oleired'and< in-a good mate o cultivation, éhe balance is fvereil with rails an lumber. The _ ‘lim has streams of fresh water along ,,}'°,;j,“§°°fiii.. ana an ni .imgiiiiafi

' an li d an | ii

31°" pmimify ld ure ngniiiei was si t frlver. The rail mil is biii 03° miles distant :iii ina :gm inn d °- On the pi-amine are a comfortable ,,,]'°‘"‘=s. large am, mais- ani emi. ,‘,“S» implement an an iaiiiaisgi.

?~ fiiniri- maui in-m ac. rid-.§_._p_‘ii‘.m:‘;:s§ I ,°_‘3d;nl;¢:tf¢tl;.“ lottswvnii I

. ._ 55-._.,,‘_`~w‘.. i _ ». . v . __________

llvdil. ..._

Ht.,-,gg The B&l'Jy'S1cl<? a

nada _s inspection Of y i A

Effective Thorough

ii-O-1-___»__.l

s t

value of the assets is not overstated, tl iiinleI‘cstima.t.cd unil that tho incomo and expenditure arc accurately set forth, and where any such st-aternent.

is found to be inaccurate in any par-| ticular to correct the same and pre-

"5 of the Insurance Act.

by thc companies may be divided in-

cornpiling thc same placing upon an

Ottawa. Nov. 28-The following ist a statement of the manner in which C |i'1Sil0Cl~l0I1 of insurance companies in B

Inspector Fitzgerald malics the rc- iiori to Iron. w. s. mining, Minis-` tor of Finance. Ilc savs that in t

what are the features which arc look 3

followingz- - r . Tho principle object outlined in i

blank forms sent to the companies

thc Insurance Act, have been correct

cccrds of the company, that the

rat thc companies liabilities are not

cnt. the statement as corrected to hc minister to bc laid before parlia-

Errors met with in statementsmade

o (a) ’l‘hosc arising from thc. ofliccr

lem an interpretation at vnricncc

ancc branch of the finance department. E

_ P

October, 1905, for a special report c

cd into and to what extent lnspec- 2 "0" is 0-ble lo E0. ll0 Submits the bore out the values contained in the'

every inspection of ai company in to were sent to the companies conceracrl ,.,_,.,[y um last sworn Stawment made with an intirnation that in the judge- by the company' to this oillcc, to as- ment °f the dell”-l'll11¢l1l? the Values debentures of each company which ao- ccrtuin ii nie items onion for in the ih°“1d b” “’”m°“ d°‘”“- which i““' Companies and lofms il Part 01 the

A company's real estate usually dna interest (il any) is checked every onsists of two kinds, viz.. (1) Real year during the currency of the mort-

statc purchased by the company for`g

nd in

age with the mortgage ledger. From

(}a,,ad,,_ is carried on by me insub office buildings for the company’a uscltime to time all the policies of fire

surance relating to the `iildings on

(2) Real estate reqircd by the mortgaged properties hcl by com

foreclosure of mortgage. panios are examined. This is not

As to the former it. may be said done in the case of all companies ev- hat it is usuhlly but nov always in-‘ cry year, but is don_e'in the case of

r ' inacrted in the 'cturn at the cost one or more companies each year. A

complmnce with request' dated sth M rice to the company, and in auch few irregularities are generally found

_ _ ases thc return is verified by refer- where such examinations are made,

‘Ealing Wllh lilo ilioliiior in which lilio ence to the real estate ledger, On a but on the whole it has appeared in inspection of insurance companies by few occasions in the past where twoitihe past that the fire insurance is this omce is -can-icd. ,my showing amounts at which buildin = were held well looked after and I know of no

51 ‘

ccmcd to render it desirable, we _:asc in which a loss has occured

eturn and whcro the contrary was B hc casc, copies of thc valuation

rocured valuations thereof. Such 'through want of proper fire insurance uch valuations in some- instances protection.

ONDS, STOCK AND DEBEN-

TURES OWNED BY COMPANY

The schedule of honda, stocks and

“tion was Sometimes llwdedi UU annual return is verified. For this

l do not think that unde_ the stat- in

1 . frointhis_ office under thc authority of "ml i"Va"i“blY~ O iurposc all such bonds and deben-

res are counted and stock certifi-

ly cntcrcd therein, to sec that they ue the department could Wll¢ll0‘Jl- -‘ ‘catcs examined at the hcad ollice of

ii it

may hc mentioned thc case of losses outstanding at thc date ol thc stato- incnt. being Oniittctl, thc coinpa.ny’s ofliccr’s taking thc vii-w because they hnvc not been rcportcd'to thc com- pany nt. the datc of thc closing of

not be reported to the Government. All of thcsc classes of errors we cn- dcavor to correct. _

i'cprcscnt.aiions have been made in

_ __ _ p, I, A

ccnling tho truc staiiding and condi- tion of a company.

bclow.

lcdgcr arc cxamincd and also were

( ... - ' ~ _

book and other records oi the com- pany.

pany are aaccI'tn.iiicrl and tlic'dispos- ul of flint. cas-li accounted for in thc

policy liolilcrs for tliviilcnds to stock- lioltlcrs for thc gciicral cxpcnscs of thc conipany. in this way is found thc exact amount of cash which thc company has available each year for

vi-stcd in cvcry seperate item of as- set is determined. In this connection

with thc intention ol thc statement i`oi'm_

(b) Those whcrc such officer under-

stands tho information desired, but fails to work out the correct. result.

company's olliccrs are at varicnco with those of the dcpartnicnt.

An example of this latter class

.hcir books for the year they nccd

Cases are rare where wilful mis-

lic returns for the ir osc of con-

An iiistniicc, however, is mciitioncd

EXAMINING TIIE BOOKS

All thc accounts in the general

iuiiil iicccssaiy thc Journal, cash-

'l`hc total cash receipts of the com-

xpcndif.ui'c for losses and returns to

ivcs'tnit‘ni._ ’l`lic investment lcdgers rc then I-.xuniincd and the amount/ in-

company

Theic have been instances whrro c' flcc buildings have bcgn written 'ip by thc company that is to say, at higher value has been placed upoi

cm in tho statement ode to thc

dcpartinciit than the cost price.

In cvcry such case wc linac hail tin buildings so written up v.i.iueii uni

of thc cost price as sworn to by the

tatcmcnt as published the apprai.'»c. mount whcrc such amount was ic.~ than the amount claimed as the val nc, in other words the tlepaitmciai has written the valuc down to tin

ment pursuant to clause 15 of sect-ion MVB Sllliiililllllsffli in the C0mi'fl-'=l"~*

-I I S

appraised values.

_(3) As to rcal cstatc .1;i|uii'cd by foreclosure it may be grunted thai generally that such real estate is car- ried in thc company's books as tin amount. duc for principle. interest and costs up to the time of final' lorcclosure and transferred from tht mortgage account to the real estate account, which amount is vc-rificil by conipariiig the same with mortgage' account. from which it is tiansfcrrcd

The value placed upon such real cs-

tatc is also chcckcd from year to yi-ar with the real estate lcdgcr and the income and expenditure in re- spect of each ascertained. There have bccn cases within the knowledge of the ilcpartmcnt where vcry consider- able gains have been realized upon thc sale of foreclosed propcrt.y and thcrc arc on thc other hand cases wlicrc losses have hccn incurred.

would probably in thc casc of each conipuny, very nearly counterbalance each other.

CONCERNING M\')R'l`GAGES

With each annnal return a schedule is sont to thc department setting

fgrih thc date of each mortgage a s urti description of tho property covered tlicrcby, tho appraised value of the land and of the buildings there on in sepcratc columns and the a- mount of insurance on thc buildings, the amount of principal money ad- vniiccil on the mortgage, the rate ol df interests on the amount, il any, cfvcrilne` for, interest and the amount df accrucil interest, up to the date of :lic statement. _ , ilivcry mortgage is. examined and time amount of principal. scoured there by and the rate of interest. as set forth in the schedule verified. The so-

thc changes in previous ini_/estmcnts are examined and noted, such as the rcpayincnfi and reinvcsizmcnt of mon- cys invested in the current or in any previous year.

In this way thc moneys which have

never lost- sight of, but are traceable from year to yeag in the ledger as- sets of thc company. '

Before, therefore, the various sccur

ities and evidences of investment are examined and counted, we know ex- actly how much a company has ex- pended on rhc capital ilCCOUlll2 Ol WS real estate, just how much it has loaned on thc security of real estate, or of stocks and bonds, how much it has expended in stocks, bonds and de- bentures, both in these items as a whole and also in each seperate block ol thc securities forming any 0110 lil- em. Wo also know the exact amount whichhas been loaned to policyholders upon the securities of their policies. The method adopted in verifying the statement ofacompany’S 158058 may be conveniently dealt with under headings descriptive of tko classes of

' ti d therein.. wilirdsieirglmthgilgiore, taken in the,

order in which they are entered in the statement.

COMPANY

become available for investment are‘

REAL ESTATE OWNED BY THE'

-llcitor's certificate as to title and the valtiator’s appraiscment of the land and buildings and the policies of insurance on the buildings are also examined and thc hgurcs contained in the schedule verified therefrom. The amount of principle is also checked by the ledger account of the morb- gage and also the overdue interest where the schedule shows any to ex- ist. 'l‘hc summation of the principal, overdue interest and accrued interest cditmns of the schedule are verified as carried into the company’s return. Where the schedule shows overdue in- terest the ledger is examined to as- certain whether such overdue interact has been paid prior to the time of inspection and if paid a note to that ellectila made in \the overdue interest

coluptn. rt' the interest overdue inui not been

paid, tho cornpany'a lattontion is fli-

rected to the fact with the request that Ili Bflotil ll! llltldb tb folliie it

and in case of failure that the a- mount so overdue bo written od the assets unless it clearly and satisfac- torily applara that the value of the

mortgegerliproperty fs ample to se- cure the iltiiic pai and an iiiterom

overdue and accrued thereon.

ine the mortgages, certificate of title and valuation only once, but the bal- ance of principal and amount of over-

are in accordance with thc books and c°mp”'“y's consent write on 3' p°rtl°" ‘he °0mP9~"Y. and Where 5¢°“fll5l°5

have been sold or paid oil between the date of the statement and the time of inspection, each sale or pay- ment is verified by reference to the company’s ledger and cash book.

BONDS, STOCKS, ETC., UPON

WHICH LOANS HAVE BEEN

MADE. _

In like manner all bonds, stock cer- .ificates and debentures forming the .ccurity for loans outstanding at* the late of thc statement; and still out- itanding at the time of the inspec-

_ .ion are counted and examined and thc

imounti loaned thcreon verified by re- `crcncc to the company’s books (care icing taken to seo that the securities irc sufficient in value to secure the uivancc made) and where loans in existence when the statement was nado have been paid off before the inspection, such payment is verified by reference to the loan ledger and cash book.

" LOANS ON POLICIES.

7'l`his item occurs only iii the case of life companies.

In examining and checking this itcm

in a company’s statement it is usual ‘o ask for a list of the policy loans and to select several therefrom at random and in the cases selected to examine the documents evidencing the loan and the policy which accompan- ies it, and to ascertain whether thc loan with interest thcrcon at the .late of the statement was less or .rreatcr than the rcscrve on thc poli- :y. lf less, the loan would bc good !iut_if greater, it could be considered

Upon the whole the gains and losscs.,,,,s an ngsof; nf the company only [gr

.in amount equal ali the most to the rcscrve.. Frequently a list ofthe pol- ficy loans is taken and every loan on 'inch page examined. In practice wc have found loans to bc ucll within the reserve on the policies loaned on

and it mafvl' be stated as a general rule that t. are is no bottcl' item in a

llfc company ’s assets than thc a- mount o its policy loans. 'There would be no dimculty what- cver in examining the whole of .a c`ompany’s loans on policies and if any cause\ for supicion existed as to tho genuincss of the salc or any of them or as to their being good in tho sense above mentioned, the whole list would 'bo examined.

AGENTS’ BALANCES.

When inspecting ii. company’s as-

sets, it has been the practice to call for a liati of thebalanco due by the

oompany’s several agents, the aggre- gate of which constitutes the tem “Agents Balances" in thc return, and to examine the same with a view to ascertain whether they are good dr come under the description of “bad or doubtful." Wo have usually found at thc time o: inspection that a vcry

considerable portipn of the balances duo at the beginn ngi of the calendar year have hccn pair, in many cases almost all. We have in this way

liecnablo to judge pretty accurately what portion of suc balances ma be regarded as good and what poriion had or doubtful. If any are clearly bad, they are written off anddeducted but if only doubtful ‘the attention of the company is called thereto, with request that if not sooner collected they be written off ati the end of thc then current year, which request is as a rule, accedcd to.

_ CASH IN BANKS.

_The items of checks in banks are qhecked by examining the bank pass

book and reconciling thi; ledger bal- ance with the balance s own by the pass hook, taking into account the lat of outstanding cheoques. Wh re the banks are situated in otherficiit- ies or countries, certificates- of the balance signed by the bank officials are examined. ‘ ' The closing item in those bank

. .N Cpntlnired on page I2

__ _ _ I

FILES

4 r ~

lt has been the practice to exam- ' , *U

§$n...=~:.“.-r.-it-i'.: . ..._-ii.

a“IIIiiili$. -0*" `“'" ‘twain

DR- OHAll’l OINTMINR `

In this Policy Accident Insurance' lan reached ill

' ‘ ` ‘ _

. . ._ __ _ f i ’ ¢ -s _

2; *.14 _ -_ r fi , I ' - '

_ _ r _ S J. Professional and bneineal men read this! For liberallty not even approached. Compare it with any

° _ - _,__ g \ li pdic ou now hold

fy _._,‘, :-1 ' ,` ,__ ~.__

CANADIAN UAIUALTY

» i

e|\'d'Doih‘r'= ` » -f

I Clfiiiiaxa, Pollgy if Accident Insurance.,

V (I_NcI.ri;INo_sI¢:zNESs _mauniincn alum or cosr.)

A Policy unprecedented for its ll rality wherein Accident Insurance has reached its climax.

\ _

If ‘°i"'°“ *".ris“aa.f.'.'.e.¢“ TOTAL DIsABIL.I't‘Y To rar. DISABILITV $511.00 per week for seo weeks $25.00 per week for zoo weeks

PARTIAL DISABILITY _ PARTIAL DISABILITY ¢z5.oo per week for 30 weeks _ $rz_5o per week for 30 weeks

WHILE IN I-1os_I>ITAL I' WHILE IN HOSPITAL $62.50 per week for 62 weeks $37.50 per week for I2 weeks

MEDica1`. TREATMENT A MEDICAL TREATMENT Up to $25.00 per week when nut disabled _ Up to ¢z5.oo per week when not disabled

PAYS

" TOTAL DISMEMBERMENT.

Fon TaAvEL__ ACCIUENTS _ V FOR ORDINARY ACCIDENTS r.r_°i.zmz'i.r_»;.°::s°i_f:~is:.i»».°»=- i; F” u°_°;st°a::i.fiiB_n‘as°rs:.i »...»»°.-»

PARTIAL DISMEMBERMENT.

ForloaaofaHand...._. ..._ ............K5,ooooo ForlossofaHand..f._. _ . . . . . . _ . . . ...52,5oo.oo ForloasofaFoot...... . . . . _5,ooooo ForlossofaFoot ._ _._._:,5oo.oo Forloaaofone Eye.._... . _ _ 3,5oo.oo. ForlossefeneBye . . _ . . . . . . _ . .._ ..._.I,75ooo

-1"'

PAYS -

50 1>.c_ AccUMU_LATIva BONUSES.

After which policy will be kept in force and remain at&],5oo, and _ for Travel Accidents 515.000 without any extra coat. premium.

_ INSUIQES THE BEN_EFIcIARv

lf injured in or upon Railway Train, Street Car, or any other Mechanical Motive Power Con- veyance, Steamship or other Vessel, Elevator or Burning Building. For loss of Life, Both Eyes, Hands or Feet, or Hand and Foot. . _ _ _ . . . . . _ . . ._ _ . . _ .. _ . . . __ .Q5,000_00

INDEMNIFIEB THE BENEFICIARY FOR BURGEONIB FEFH, NOT T0 EXCEED $l00.(X]. 1

1*--1,, I F - 1 ulxmuialr nt in-an ‘ in-I

INSURES TEN' DISEASES FREE OF COST

' --i--Pars

$25.00 PBR WEEK FOR LOSS OF TIME RESULTING

From Typhus, Typhoid, Starlet Fever, Smallpox, ,Diphtheria. Appendicitis, Pneumonia,

_ Brain Fever, Hernia or Meningitis.

- , I aan PA YS

HOSPITAL INDEMNITIES.

‘ $r2. 50 additional per week while in Hospital. U" ‘““"”‘°",§?,,'};‘,,’[,°,§}},‘§,§2‘},‘§3}§f§§,”° “"“““ ““=

OPTIONAL IINDEMNITIES.

A ' For Fractures. Dislociitions and Sprains. ' '

Tho following Amounts are paid iggipucgg; caused hy;_

For the Complete Fracture of Bones :

O th Pl'i ..... ._

g;thgSl?ii‘ll,sbotlitables...__....____.___........_......._350.00

the Skull, with complloationii.._...

gfthoLoworJa.w.....b............._._....._.....

f the (‘.nri\ooid or acmn ioii process of aeopulii

Oi' tgo §`capula (shoulder lalndo) other than nbovo. ._ ._ .

Ott o |fli;h,ahnple Oi' the I high. cunipounil with auppurution_ _ _ _ _ _ _ (>st.hoLeg,aimple 0 the Lag, curnponrid with auppnratfon. Ott oPot»ellotiLnoocap) .....~_....' ._

0rt§e Foreami, aluiplo.._.......,.._.._...._...... .

Of t e Foreami, ooinpounri with auppuratiion. _ ._ 8H5£ogppo1'£r'm. a mple...d...mi__._._._..d...

o r _ com un w an iura on.

0l't`6dppere|'lIiIl1 . . . . . ...

w rmo a _ .

Ot two or inaro Fingers or und, including Wrist...

Of' two or more bonos of the lltzxcct or Tous.. ._ _ _ _ _ _

For Loss:

Of one or inoro Fingers fat. least cnc ontlrc phnlanx)_. _ Ofonooi-more ontiroToos . . . _ . . . ......

For Hernia :

_ 37o.00 _ 100.00

'll l ..._ 50.00

OI gliii'liililftiilltlllfhbgildlliiontimiind with anppiirutioii ilflfll

_ |2511) _ l{l0.00 _ 325.00

4 L

sees

Izso at 260

s-_°.5i§§.`.5 $538832

It .12 .I1

For Straiiirnlated Harnfn, caused aololy and diroctly by .

accidental injury and requiring operation 125.00 ‘ » C0l1tl1Sl0l1S '

‘ For Complete Dislocatlons : Oftholiowcr-Juw__.... 8;£;'i_lifi 0i'ihoSho\\lder Initial OfthcElbow,rndiiis.___..,.__..._.._.._... liitwi Ofthclilbow,iilun._._......___.... 5t»_iin _ OI the Elbow, with coIiipliciit.ioiis._._ 17.3.00 Gttho Vlriat.. lzmiii OE any bones uf the Hand or Fiiigers .. .__ _ _ |t|_m 0 :wiim ofthe noo_... imiiii (lfr.hoKnooCnp. Illini OrtheAnklo.__.,___.__ i.-'nm t)f’tliebonei~xufl_lic l~`cctor'I`ocs_. will For a bprain with Complete Rupture of Liga-

] ` ments:

Oftiai flf'thcKncc_.... _ i2.'»_iii ()ft;hel-Iip.......___.. "

tlrthawrlic.__..._................_..... __ flttho Elbow OrthoShoulder.._..........._........__....._.._......... .I _ Fnr Sprain Other Than Above : (lftlieAnklo__......_.............._.___.___....__.._..__ 0flhcl{ncc,_..-.... tif'thul~llii.__...... ._ 0i'l5ho\Vrl.~It....... Ortho Ofthe Shoulder.._..._........_._..... . For Lacerated ,and Punetured Wounds

1iI.(l| -"lf|,| ll ~"»fI,lll .mini

:ir__'ii Ii7_.’»f| zur..-.ii 2:._no ‘,5.'\,|ll :mi and

Atloasttlircc day»<'To\.nl lllaiibillty _ _ _ _ ___ ~_g_;_iii

The above Amounts are Doubled if injured whilst on any Passenger Conveyance, Elevator or

I _

Burning Building.

' 1 ADDITIONAL INDEMNITIES.

The following amount; are payable in addition .tn Weekly Indemnity. _

[Also paid in addition to any other indainiiltyto 'which the liiaurorl may be entltlcd.]

roriiw AMPUTATION oiT'nigiil.l__.......... ._...._r.im_m

LeiorArm.__.................._...,..... Forearm.................._.._..._..:_....._ Foot.oi'Hand......_.._..._..'..._,................ l~‘i|igororFlngora,'1‘ooorTboa._..._......_..._

For DIiiL(‘.,`|CATIONS.-Reduction of lllp

ll B . . . . ...» . . . . . . ..-...ii..-~.....-....-...

I1}llli)ow,I{neeor Anklo.._.._.._............._..._ Wrlsit.orLower ._ 'rnuinbori\‘innei-ri.._.__.__.__...._....

For EXC ON of Sh uld r Hip or Knee Joint

iiimmiiflnniinraniria.iulni____......._.._...I_

'I`oeor'I‘ooii . . . _ . . . . ...

Jolntaothcrthaii thoi\bove........_.._._._._......._.

_ Ioonof

. ZILUO I ziiiii

. 50m _ fllfll

secs sas 8888 S88

For FACTU ES.-Reduction or Lower Jaw (Jollnr

no or Slioiilder lllado '

niioor nitiii.........____...IiIIIl1IlIlI111"1Il1I"I""

FW" ' ` lion.” _

..viinmi°::.°f___.___%'f’2‘f”.;;-:;_ _ ~

gaviaorSacrum_...__............_..

KnecCap0rLe¢Bone,ona orborh....... BoneaofFoot..............._.. . . _ . . .

012.,-go per week in addition to Indemnity w

f=i?>f?-=?935`_='i53J5?5 88888888888

For QUNSHOT WOUNIIS.-Trcntninnl. lint iici'i-saifiitiiig

f- ityglutatlondt la}parot.oniy. lirofliicing ai-roi-is lcui-iiii: ~ o cali ofl.eg_ 'I' i_ii;h, lforciirin, Ai-in oi~ ’l‘i-iiiik_.__$ -.4.'»_iio

Minorauiiaiiot Wounds ...... iii_"t»

_ For FIERNIA tAbdoniinul)_~/tny ciittinir nperiitloii for p the radical cure of llc-diiclblc, li~i~cdui:iblo or Sf ruinin-

lntcd Foriii..... _ _ . . . . _ . . . . _ . .__ li»0_|~i

l or LAPA R()'l`0M\ _-f)pcniii|; txt tho Abdominal ( iivity

for an operubloéi on any acc itcntally inJni~c<l orgiiii >.cont_alnodtl.ier n ....... . . . _ . _ . . . . . _ . . . . _ _ _ . . . _ _._ |nii.f|| _ (lpening o_£Abdomlha}('i\\‘ity for Tmiiniatlc I"critoiiI-

tis due to external \' olcncc and not to any nflier dis- eased condition iuuni Explomwry Incl.-»lnii........._........_._....___._..__ 7.f'._iii

For _\'Ef_'lI()%IS tilcath of bone) Scqnr-_almtmiiy frciiiornl

of dead hniioi _ _ _ _ . _ . . . . _ . . _ . _ . _ _ . . . _ . _ . . . . . _ _ . . . . ... Il.'»_lli Pcrltoiiitlic-Seo Lnpnrotniiiy. Skull Trephliiiiig for Fracture ................. __ 110.011

For SYNOVITIH (liiflainmation ofthe lining Mcuihraiic

of ajofntl incision. _ ._ _ . . . _ . . . . _ . _ . _ _ . . . _ _ . . . . . _ _ . . ._ _ ‘.'.'»_oii

For Tl\Z'l`A_\'l'S_-liijcvfloii of Aiitl-Totniilc Hi-riiiii into

frontgllobcof brain ._ lni|_‘"I

Si-nip or other pni~t_- iint included iii

For WOUNDS of e. nt.urfni¢_ _ . . . . . _ . . . . . _ . _ . . . . . .._ Mui

bile in hospital in lieu of above if preferred.

-@1h _PAYS -| `

_ IDENTIFICATION

If iitiurod and away from homo and unable to communicate with relntlvoa they are not iffcd and up to Sllll paid for putting

inaurodln camo! friends. , _

H-Ili*-*Ill-1 lihil-' I _-in

SPECIAL INDEMNITIES

Frwrlns. Slinltroko. Bomnnmbollam. lnvoliirli-;\_i3~‘plr£gé1Iri<i4§i;_`¢{§»l\:i~ Inhalation or one or other i»ninnnni.~i \’in»or_~

Septlcaemioi Hydrophobln or Poisonous Blboa-'flair Principal num paid.

illluggltlgtrgi Ngtiifgzligibutbondittona e ce t d iilenh d i 'd

- x rn _

muariiicafamaciafidoec or easier its _ P . °" “ °" °' °

COITB £5.09 PER Y AU. FOI SELBST KEIK. _ _

COSTS 130.100 PER YEAR FOR PR BFERR IJ RISK " '

We want men to buy these policies. ga wut men to nel _them

lther proposition will pay you

W. K. ROGERS Co., Limited,

» _.Ch’i9“§‘i-¥2_`9__5m3l_ __ _L Q`r;§§ieI;al Agents for P. E. Island.

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