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. BANKERS. Masses. BARNET, HOARES @ Ce. SECRETARY. ANDREW HAMILTON, Ese. ACTUARY. ts FRANCIS AUGUSTUS ENGELBACH, Ese PHYSICIAN. JOHN R. HUME, M. D., Curzon St. SOLICITOR. JOHN M. PEARCE, Ese. SURVEYOR.

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BRITISH & FOREIGN

Life & Fire Assurance Company.

BARTHOLOMEW LANE, LONDON.

Established by Act of Parliament.

CAMTAL FIVE MILLIONS STERLING.

BATABLISHED MARCH 1824

Board of Direction.

PRESIDENTS.

SAMUEL GURNEY, Esq. Se MOSES MONTEFIORE, Barr.

DIRECTORS.

JAMES ALEXANDER, Jun., Ese. GEORGE H. BARNETT, Esq. Sin KE. N. BUXTON, Barrt., M.P. Sin R. CAMPBELL, Barr.

Nae ee

WITH Parzicipation (as hitherto)

THE EXAMINER. iis

aE aE =n eee mnenmnmmmnmmmmmmemmmimmmmatian mentite in the profits of the Company. On this principle the following is a specie" of the rates charged.

SINGLE LIVES. Whole Life Assurances (Wita Participation). Age Annual Age Annual || Age ~ Annual |) Age | Annual {{ Age Annual ; next | Premium next | Premium next Preinium next Premium } next | Premium _ Birth | per Cent. Birth | per Cent. Birth | per Cent. || Birth per Cent. | Birth per Cent. Day. |during Life./| Day. during Life.|} Day. {during Life |! Day. (during Life | Day. {during Life. cnninge i samen bee wil ~~ picinn hf Seren Oem nee | L. s. d.\) “ L. s dij Lh. & di a d. i Mt Me M5 fA 1S 85 for Dh oB% of) Bin Bou Mbngher pid wads. OMe BB Acodbnd 1} mist 0 Th DD | 8M Th 4! dict Me ed os oman ee | 6m EST AME:

WITHOUT PARTICIPATION in the profits. Creditors and other classes of society will find, under a variety of circumstances, this class of Assurances highly convenient.

Sin GEORGE CARROLL. BENJAMIN COHEN, Ese.

Tue Ricgut Hor. G. R. DAWSON. JAMES FLETCHER, Ese. CHARLES GIBBES, Ese. WILLIAM GLADSTONE, Ese. JAMES P. HOWARD, Ese.

JOH™ IRVING, Esa.

Baron L. DE ROTHSCHILD, Sin A. N. DE ROTHSCHILD, Barr. H. M. THORNTON, Fse. MELVIL WILSON, Ese.

AUDITORS.

JAMES COOK, Esq. SAMUEL GURNEY, Jun., Ese. THOMAS CHARLES SMITH, Ese.

SINGLE LIVES. | Term and Whole Life Assurances (Witrsout Participation).

Age co | Whole Life. | pe bw __| Whole Late. | next One Year. | Seven Years. | annual Pre- {| next One Year. Seven Years. | Annual Pre-

Birth | Premium per | Annual Pre- {minum per cent}} Birth | Premium per | Annual Pre- jmiuni per cent} Day. Cent. mium per cent.} during Life. |} Day. Cent. mium per cent.} during Life. ea a ee Age ey 9 eee 6... tht Wid Geta a Gd &... © 15 Oi. MB <6 0 18 § [in 40 2. oe 2. = 2 ee 20 4% t+] Basi @ ... mele 45 ee ee es ee ee | 3.16 Il 25 a 6d ee 2118: 3 50 2 15 10 Zo Qing a @ 3 30 A DB § B: wA®,,..° 8 2.,8;9 55 a. 4 0 10 5 16 10 35 ih &@ bs MHivi® 2 146 2 @ & Ui a... et:

Assurances for the Whole period of Life—the Premiums to cease at a given period to be agreed upon.

THOMAS ALLASON, Ese.

act froma Letter from the Secretary in London, aa th September, 1848, to the Agent in Charlotte-

town.

«‘{ have the pleasure to inform you that with a view to facilitate the business of the Life Department of this Gompany, the Board of Direction | have determined on the introduction of several new lables.

One of the leading features of these new Tables is the establishment of a NON-PARTICIPATING SCALE in eonnexion with the ordinary class of Assurances on single lives; and to persons desirous of effecting Poli- eiea for the purposes of security In money transactions, tke introduction of lower rates of premium will offer peculiar facilities. For Joint Life and Survivorship

‘Assurances, non-participating rates, you will perceive

jso been calculated. "The Board have likewise sanctioned the acceptance

i im) ber of annual ef Assurances upon which a limited numb: nnual | payments may be aaald, and for which clags participa- ting and non-participating scales of premium have been computed. ‘Tables of rates for Assurances upon which crease or decrease is made in the prem- owment Assurances in@ nan- articl pating Scale, have also been prepared. By this last wlasa of Assurances, you will observe that the amount assured is paid ata fixed period, even though the party

be then alive. « Enclosed [ beg to ha

a progressive tr wm, and for End

nd you copies of the Tables to

have referred, and which you will be good oe ao biti into operation forthwith. The increas- ed facilities far effecting Life Assurances which the Directors now afford by construction of these new Tab-

SEA 5 ARO IRI ak OE ST Gi ETCH TEINS TOPS Se EE LI SINGLE LIVES. SINGLE LIVES. ! Whole Life Asesurances (Wrta Participation). Whole Life Assurances (Wirnour Participation} Age Annual Premium per cent. to cease after os Annual Premium per cent. to cease after ff next | : 1 next x ; Fifteen | T'wenty , Fifteen | Twenty Birth |Five Years.|Ten Years. Pe Ah Riaale Birth |Five Years.)Ten Years.) “y.1 won © oe. | i Day! [: maCiimes & b ¢. @) i. 6S hie 4) hie G&G) he 42) f.-0 J, 15 1631) € 7 6G) og 4 Vi ZB 5B '74 2) 3B 9} 218 4)2 8 6 20 812 2}.46.-1)- 8311.4),219 5 20 795 27°46 FF) Od 424383 7 25 a. 2 es 2. ee ore ee oF 25 812 0}; 416 6] 31110}; 3 0 0 30. {1012 8| 519 7} 4 9 4131410 30. Ci Oi-s.7 814 0 513 .2.5 35 we. 2 ae 419 21;4 3 2 35 1010 9] 5 18 Il 49 3;3411 400 1'13°0 9} 7 7H} Sh 1/4B 6 40 }1114 8|] 618 2; 41911|4°4 2 45° 1:14:66 10°} 8° 2 6 t' 4@ @ GS iRO Gre © 21 280 4 90 {1519 0; 9 TIb} 50 1147 2; 8 3 9 55 | 18 3 10 65-116 ¥ 7 a Any other limited number of years than thoge above} {Any other limited number of years than those above specified may be fixed upon. specified may be fixed upon, ALOE LAS EA LEL ONE EAL LIES SILT, 3 ’ EERE DOA UW

Assurances on Ascenpine and Descenpine Scales ;—that is, where the Assured pays smaller or larger rates of premium, during the earlier years of assurance, to be periodically increased or diminished during the later years.

LLANE 5g UR a

SINGLE LIVES. SINGLE LIVES. Increasing Premium (Wirrovur PaaticiPation.) Decreasing Premium (Wirnovut Participation.) Ae Anoual Premium per cent. for the a Annual Premium per cent. for the next | First | Second | Third | Fourth Remain} J yext | First | Second | Third | Fourth ||Remain- Buth Five Five Five Five der of Birth Five Five Five Five der of Day. | Years. | Years. Years. | Years. | Life. Day. | Years. | Years. | Years, | Years. | Life. Losdi\L. 3 a|b. 8. d[L.s. diL. s. d L, 2 dif. s. dibs. djL. 8. diL. 8. d. 15 {1 2101 7 4/111 9/116 3/2 0 5 12 4 4/118 9/113 21.7. 81 2 ¢ 2 |1 8 1/112 2116 3.2 0 42 4 20 |2 9 62 3 5117 Bia O11 4 § 25 {1 2 6117 3:2 202 6 A211 95 1217 3/2 9102 2 5115 O11 7 30 {1% 4/2 2 82 9 01215 33 1 WE 30 13 6 6217 5/2 8 5119 4/1 30 33.121 029 217 13 5 YS 1 33 (316 733 5 9214102 3111 13 40 |}210 1219 03 710316 94 5 40 |410 2316 7/3 3 02 9 FE IS 45 (219 9310 24 0 7411 015 Ll 4 45 15 4 2:4 7 9311 4/214 11'1 18 50 1313 64 6 95 0 1518 46 6 50 |6 4 65 3 94 21113 2 121% 95 6 |4 13 6) 5 12 9611 11/7 IL 1/8 10 95 (7 15 66 7 8419 DAU 4 ¢ 60 |611 6711 0,810 6910 O}109 5 GO ,915 271s 16 1 G4 BL2 6 ¢ Assurances may also be effected subject to Premiumsg Assurances may also be effected subject to Premiums increasing at any other periods than those specified. decreasing at any other periods than those specified. nen —eS 5

Ennowment Assurances, by which the Assured fixes a period for the termination of the Assurance, the amount being paid to his representatives, should he die within that period, or to himself should he outlive it.

bies, induce them to believe that a very considerable aequisition will be derived.”

LIFE DEPARTMENT.

quic Directors, with the view of giving increased facilities to the Public in the transaction of Lirs As-| aunxance Business, have directed the construction of several New ‘Tables, of which specimens are annexed. It will be seen that, in the use of these Tables, Assu-

ENDOWMENT ASSURANCES. . ayy Amount payable on Death of Assured under the Age of 60, or on his attaining that age. (Witnour Participation).

Annual Annual Annual Annual

Age next Age next Age next Age next Bitch Day. Premium |} pith cat | Premium Birth Day. Premium Birth Day. Premium

4 L. 8. d. j : 3. d. \ } L.. 8. d. | iL. 8. ad,

15 | 0 a | 25 br Se 91 35 ‘de a ig 45 a §

20 | cide Aen 30 ce tm 2a 40 i .9. 33 30A17 | GO are «(64 Any Age may be fixed upon, at the option of the Assured, for the Payment of the Endowment.

a ws

*.* Assurances on Joint Lives and Survivorships are also granied on equitable terms,

The Directors conceive that considerable facilities will be afforded to the public by these various modes, of As-

surances; and they are disposed to entertain Life Assurances generally, adapted to such other contiagencies aa, ie at all times at the Office of GEORGE BIRNIE, Esq., the Company’s Agena;

‘ a : ba ~ rances may be effected with the Company in the fol {ging varioty of forms :—

at Uharlottetown,

&

may arise. Pro s may be mac $ Fon PIN FRANCIS AUGUSTUS ENGELBACH, Actress,

eat