. fizz-gal; v

i wash, no» farther.

6 envoys ‘iteliabiem

It‘

snow ho|n'@oimdll‘i_i7stslo:. - PROFESi-Oli HLA. arm-rou- V°1°0 Wocisillt. Teacher of Plan

Orson and Voice. Studio 146 Ores George Btroet. 109749.“

vicron Y asoucso IN PRIGEJM! »._ douhfb _ sided‘ 85c, records now for 75o it Miller Bros, Solo Agents.

McGLARY "8OFCO" Plpalggl furnaces mean‘ summer warmth the winter through Phe Rogers Hardware 00., Ltd.

WINDOW LIGPLAY the Ailey guaranteed school boots are caus-

For Sucocesiul Bakin§ A ER FLOUR

l,

lag a lot oi‘ attraction-this week. - - 2i

THE EMERALD CO-OPERA- TlV-E FARMERS will be loading ‘live hogs, and lambs, Wednesday, Oct. 15th till noon Oct. 19th. ‘

200020-1041

THE LADIES of Kelly's cm“ ‘Institute are holding a lottery and dance in their hall on Thursday, _‘the 19th of Qctober, doors open at halt past seven. Admission 25 cts. Clsildren,‘16 cts.

FIRST o? season ——At, the whist party held in the K, of c Home last Wednesday evening the ladies prize‘ was won by iivligg Belle McDonald and the gentle- men‘s by Mr. D. J. McDonald. On next Wednesday the regular Fall Tournament. will open.

BAY IT WITH DONATIONS" —!l‘he new Pnotestant Orphan- age will open soon and many thinks are required to furnish and stock it. The ladies auxili- ary- will appreciate if friends of the institution will supply some of tfhe foilowllng items:—-Pre- serves, picliles, jellies, apples. groceries, roller towels, _ hath towels cup towels. blankets, quilts, rugs, m-lt-s, stocking, netts, caps, yarn, sheets 60x90, pillow slips

"kinosnosn-rsn New ones pupils should enroll st onoo. 80086-3681.

TEA 4 to 7. —in Y. Ml C. A. this llll€f‘ll00ll-—35 cents. Come.

- ~ octil-ii

MoCLARWS PIPELESB furnac-

es hsvs proved tne best, for sale

£1351’ by the ‘Rogers Hardware 00..

Y. M. O. A. TEA. éltemembsr the ‘tea. -thia afternoon 4 to ‘l d5 cents. .. can.“

COME ,TO THE HALLOWEEN Bean Sniper in ‘Hamilton Hall, Thursday" evening Oct; 19. if uot fine Thursday, come Friday.

P. s. i’. INQUIRV.—A P. E. ‘l. company has written the local board of trade office requesting in- formation. concerning steamslilp sailing and arrival ‘dates for the approaching winter. The Island company expects ‘to do some im- porting. The information asked for will be forwairded.— St. John Telegraph.

Qniflvable event took place Friday evelfllltl when the employees of Prowl-e Bros., met at the home of Miss Dolly Toomhs to shower up- on her many useful presents and their kindest wishes for s happy future, Miss Toofnbs was one ofl the principals in an interesting event yesterday morning. -After a very pleasant evening snade 10v- ial by the genial presence of Mr. PatAMcTague, refreshments were served. The party broke up after singing Auld Lane Sync and For She's a Jolly Good Fellow.

PROMINENT ISLANDER.— Mr. William L. Best of Ottawa. the Canadian Legislative Representa- tive of the Brotherhood of Loco- motive Filremen ' and Engiunmen. is at. present on the island. Sunday Mr. Best attended a meeting of the Brotherhood of Locomotive

than: in l

A Pniirrv SHOWER-A Ten-F

Canadian in...

(C. ‘P. R. October Bulletin.)

tin the development in Canadaof agriculture, which is the first and most important industry of th country, the pursuit has rapidly manifested itself as a business in-I voiving the application of ‘business, practices, and it has been found necessary to provide for those eu- gaged in it such facilities for bor-l rowing as will enable them to have their credit requirements sat-i ‘tolled according to their needs. Ad-- ‘mirable as is the Canadian bank-‘ ing system conceded ‘to be, farm-] ers complained that it was not, framed to meet their special and‘ peculiar needs, and to meet thesel nearly all the provincial govern-l meats have devised systems and put into operation institutions for meeting requirements for rural credits. it‘ we are to judge by the ‘manner these various systems have ‘been taken advantage of and ‘the promotion they have effected in~ iDominion agriculture, Rural Cred-l its systems in ‘Canada have been a SUCCESS.

‘The following ‘briefly describe the various systems, w-ith the am- unt of money loaned through them and with some variaitlons they will be found basically the same.

Manitoba

The ‘Rural lCrediis Act of 1917 makes provision for the organiza- tion -hy farmers of rural credl-t so- cieliles through which they may olr tain short-term loans tor productive purposes. Before commencing business the society must receive subscriptions to its capital stock from at least thirty-five persons actually engaged in farming. Any member desiring a loan makes ap- plication to the secretary, stating the purpose of the loan and sub-l ‘mitting a statement of his assets and ‘liabilities. lIf his application is approved, he ‘ls granted a line of ‘credit for a year, and all the per- sonal property he acqulres through the proceeds ‘of the loan is subject

Every drop is nourishment

R. Andrew Wilson, the eminent British authority, once said of the cocos-béan—"lt i:

a kind of vegetable egg which contains all than is needed to build up a living body." Tea__ and coffee are mere infusions-but cocoa is an actual food

T‘ l-l -TAYI.OR@

l0 a "B" in ‘favor of the sociely- in itself. Business men should remember that. The ‘rate of interest payable byihe

borrower must not exceed '7 per

30x42. or anything that will help the Orphanage-an institution we cannot do without. Donations

Firemen and Enginemcn, which

AAITED . was well attended by local main-

. , Ll ' CHATHAhA 0N1: Cocoa, made the FRY way, from the world's

should be sent to Mrs G. -D “Wight president of tlhe auxiliary, 1b Kings Square.

hers of the order. Some day this Wlcli he will adipose a meeting ll) Charlottetown on th- Workiut-ifs Compensation. Act, which is in

cent. pcr a-nnum. Until March, 1920, the banks furnished the loans at six per -cent., but when they de-

choicest beans, is pure, extremely soluble and of

RE oagliifits‘ most delicious flavour. Nearly two hundred years’

cided to raise the interest legisla- tion was passed establishing the Provincial Savings ‘Bank, which ac- cents deposits from all sources and pays 4 per cent. interest. Long-term or mortgage credit is provided in lManitoba through an Act. Passed in the same year, which created the ‘Farm 'I.0ans Assoc-ia- t-lon, to act, as a loaning agent be-

knowledge of the cocoa business stands back of FRY’S. Of course, remember '

also av g,

5.!

“ “Nothing will do but IFRYS”

force in all"of the provinces 0f Canada, with the exception of Prince Edward island and Alber ta. in the latter province a bill has already been prepared fur iriro- vluction int: ill’ Legislation. tin 'I‘hursdsy he will addsess a meet- ‘Jig of the ‘ '-~ of the different orders on the Wnrkm v.1‘ Coinpen-I stiion Act, Mr. Bust is u Prince, lsdward .s..1iidor who has Milli‘ at|Fxffignjl‘eqfiflavfglglgfgihonalzg ma‘?! ' i ‘n a ‘i r '. - ‘ ~ ' ‘ lhtlllli? Cyhlnhfilal.‘ LgvhsVll-lrlsiistl-figed bl’ "- board "l five membersfl ‘ ‘y one at m“ 89mm. engineers onThe capital stock is $1,000,000 dlv-| - _ __ ______ ‘ .-... H A...

__ , G . n runny]; from lded into $5 shares. iEvery borrow» _ . ~ Angus MoRae; 4, "Florence Beaten. girth 1-5:‘; rghllalfiim and hugs bwyper must. subscribe and pay cash for Act: long-dated loans for i5, 20. er parts oi‘ the province, the maxi-Developing,“ A“ and m, p-“rn, K- *M‘"°h|9°“~‘ telchel‘ absent [mm .1115 native pi-Qvinceishares to tile extent oi‘ 5 per cent. or 25 years, and shortterm loans mum loan being for $500 and the Loans lAi-t were pu o“ providing , > for quite a numb,“- uf yeAfE_ He oi’ the amount of his loan and loans for not ‘less than 3 and not moreirate of interest living 6 per centQior the granting oi‘ crm mp1 l 1s a clear‘ logical and cunvlnemgnrg ‘secured iby n, iflffill, mprtgdgsathan i0 years. A short-term ‘loan The [Co-operative Marketing LO8.l\‘,Sll0l‘l-i.0l‘lll ‘loans. TllL ilGlTl for

speaker, and tzhc fact that he ha: Loans must not be for more thammust not exceed 155,000 except in Act, passed in 1920, autlionizes_‘grnnting short-torn] lulu is lll‘lti'il- been chose“ Qflnadia“ Leg]51uq,;ve;$10,0l)0, must not exceed 50 poqspecial cases. About .550 loans lorioans to cooperative associations cziily the same as that 0i hlaniinha, Rgprggantatlve l5 n high tribute tn|C6llt..,pf the value of the propertylan aggregate of $700,000 have been engaged in cleaning, storing and the ‘main (lificronrc tbsiLg ‘that in his ab|,u'ty_ He reams,‘ permanenpfmortgsged, and-must ‘be usedsoie-‘made in this ‘province. marketlngisced and potatoes. Tll9‘O~l'(lGl' to secure funds the -Prnvin~ 1y m Ottawa and M; duties are wily for agriuiitu-ral development. loan must not exceed $3,000, to bvj-cinl Treasurer is authorized to op- keep a close watch on labor lcgls-,5lli(=e‘1917 more than $7,000,000‘ Ontario. free of interest for two years, afteryeu offices in the provinces to re- lmén W, on," n,._,,,e,,, p.,,.,,,|,,.;nas ‘in this wise been loaned to ‘In 1916 an Act was passed auth- which 6 per cent. must be paid. |__.___________i_ -

‘one Min-mots Prescription, and in mg to ‘he interests 0g ramvay\lvia,nitoba_ farmers, orlzing loans to set-tiers in the new- lln April, 192i, the Agricultural (Continued on 12.1w 5,3,;

_ lstill more indebted for the reduction "

of this harmless effective obesity mam ' sauknchewan-

FLAT RIVER SCHOOL.‘- ‘The standing of ‘Fla-tuftiver school for the month of lSeptemher‘ is as fol- lOWH.—Gl'fl.(l9 VJl.—1, Martin Ross; - 2, ‘Oelba lBeaton; 3, ‘Louis Ross; 4, ,' Annie IMdPherspn. Grade V.—1, ' Mary G. ‘Ross; 2, Stewart MdRae; 3, Frank Ross. Grade-IIV-l, Cur- tis Benton: 2, iLauretta ‘McDonald; 3, Jean \MdKenzie. Grade ‘l|iil.—1, Jemima Wight: 2, ‘Christina ‘Beat- en. Grade llil.—-1, lRuby iMdDonald; 2, Donald IRoss. ‘Grade ll.—1, Dug- ald McPherson: 2, ‘Will MdRae: 3,

Maura"

l ’ SPLENDID VALUES 1N‘

fliiRTiGfl-THEATERSQ

All? Fat" People ‘vShould ‘Know This

_ The world owns n debt of gratit- ude to the author of the new fum-

mlremedy to tablet. form. Marmola _ . ‘Pglesffllatia? lgagllsi‘: fildmfi 4 ' ' ' ' ' ' ' ' w This‘ province has no legislation ‘ a no - - -‘ - am?" |‘_%"1f§ mnmfaflmlfiféa" . for, short-term credits, but an Act oo wa .. . -. , _ _ their reasonable price (one dollar ‘i A iii 19,1"?! provided for long team cred l" 3.111;? :':‘"*;’..i:::r":.::..::"is: - —-— ‘tr-g: ‘p ‘g ‘grgriay 4,5; 11g; or . -. ~' e anoa c. ' the reduction of the overfat body ‘ llylclflflllllpplidflillntlltflll gfifferences an? (n Nowmudmln“ 1° “mm” propomuonm ' opeumruug" ism up . is stated for any individual loam. hi. (2) All the money for the board's - , purposes is provided by the Provin-l instant relief-no waiting. Your clogged nostrils open rigli't up; the air passages of your head clear and you can breathe freely. No more

cial Treasurer. (3) First mortgage!

received by the board are handed hawking, shuffling. blowing, head- ache, drynesc. No struggling ior

over to the lProvincial Treasurer

as security for the loan. Up to a breath at night; your cold or catar- rh disappears.

recent date _ the ISaskatchewan

board had completed 3,754 loans Get a small bottle of Ell/‘s Cream Balm from your druBBlBl IIOW- All-

for stints] amoun-t of $8,407,456. ply a little of this fragrant, anti-

septic, healing cream in your nos- trils. I-t. penetrates through every air passage of ‘the head, soothes the inflamed or swollen mucous mom- brane and relief comes instantly. 01's just fine. Don't stay stuffed- up with a cold or nasty catarrh.

-.\

I l 0 >

the things that make

goon. Pickles

Bploss chiefly. tlnloss tho

.Do you know that by using the wrong kind of cooking utensils, you can waste dol- lars and dollars of good money every year? It’s true! This money can be saved if good enameled ware is used, such as Diamond Ware or Pearl Ware. The secret is that they heat up more quickly and hold the heat.

Here is a good test. Take a Diamond Ware or Pearl Ware saucepan and a saucepan of equal slize made of brass, copper or alum- inum. Into each pour two quarts of cold water. Place each saucepan over the burner or fire.

_ The water in, the Diamond or Pearl saucepan will come to the boil in just half the time it - takes the other. Think of the money that can be saved by women using good enameled ware for all their cooking. No heat is wasted when Diamond or Pearl Ware is used.

With fuel at the present prices, econo- lnical housewives should not forget that by using SMP Enameled Ware kitchen utensils nearly half the cost of gas, coal, wood or elec- tricity for cooking can be saved.

What ware do you cook with? Are you saving money and enjoying full satisfaction by using Diamond Ware or Pearl Ware uten- sils, or are you still using all-metal wares? Equip your kitchens at once with economical Diamond or, Pearl Ware.

Sold in every good hardware store.

Alberta.

Under the Livestock Encourage- ment Act lflve or more farmers may form an association and apply to -the government for a ‘loan to be used in ‘purchasing cows and heif- ers, and, if desired, the ‘Joint pur- chase of a pure-bred ‘bull, which must not cost more than 10 per cent. of the loan. lEach member may borrow up to $500, the money being borrowed on the joint and several notes of’ the members guar- anteed by the government. Sliort- term credit is provided by ‘the, Co- . operative Credits Act, which is l)‘ very similar to the ‘Rural Credits

Act of Manitoba, the chief differ- ence ‘being that the rate of interest ‘i; to be paid by the ‘borrowers is not ' n. nixed rate, but is decided by agree- ment between i.he society and the bank as lender. il‘n 1917 the Al- berta vFarm ‘Loan Act, for long-term credits, was passed, but has not been put into operation.

IBrltlih ‘Columbia.

A iLand iSettlement IBosrd has ‘been constituted under the Act of 1917 which receives advances from the |Provlnclsl Treasurer amrl

oinecr ~saom HOL\LAND 8W1" 4°“! m1 "is “Wriiii “fir”

.~ q _ mortgages for any purpose which

will maintain or dncrsase agricul- ture or pastoral production. The install a Pipeless Fur- - l ‘Iace a’ , . . Our ‘annual, importation of ' ' ' ‘- ' Flowering Bulbs dir-

lllllllmlllll’ loan is $250 and the v ,_ act. from Holland has just ar- t nir- ~ ‘i

maximum $10,000, and must not -be rived. The. nnsat lot of first y‘: anti-b " * i o‘

for more than 60 per cent. of the vnlue of the property mortgaged. also Ian's Flowering Bulbs X‘ a a. A , we have ever ‘handled. every e 4a satisfied cus- . Call and see us write if f interested. Eileen and terms .ar- .

The rate of interest on ioiins is ar- Iulb‘ in perleot condition. to suit custom- , 1-1 .

I This It the Heater you requlre when you want to psi: a room hosted quickly, especially now in the fall wosther when It Is not neceua y .to have a dire sil day. By firing one of those heaters for on hour or two, you have your room sufficiently wsvm-‘ilor the rest of the day. They srs very economical as they burn sil kinds ofwood, knots, - blocks, ete. We are selling these beaten at tho exceed- ingly low prices of 32.00, $4.25, $4.60, $5.00 and $7.00 each. You would do well to look over our stock before pur- chasing. . ' .

lh llngeitiiaiilware (in. lid

Queen 8t. Wholéhile snd ‘Retail Grafton 8t.

spices sre fresh and, VIPY strong, they esnnot produce the flavor vdlus. But’ dissp- ‘ polntmont is overcome when you buy your splees hers ho- csuss we ssli only the best

m! ‘ there are and‘ l hslvo them

n mo: New nan ipeless‘ illrilflliili!

.- If you are going to

l whole or ground, In bulk or in pseksoss. Other‘ pickling

nosds too. <

f iThe Two Macs ‘

1 ‘149 Great iloorpo ltrsot, 1

of Qsnols Llrnltod

Wlcnnl s;

‘Ins shoot Mots! Produots 0o.

ranged as nearly as possible by ari- Ilossrosl zonnollro Hysolnthl, Tulips xvouble

ding not over 1% per cent. to the

rate pald_hy the government. Two snd Single) Darwin Long Stommsd Tulips, Nsrolssus.

kinds of loans are made under this wot-i Nothing To Daffodils, Trumpet Daffodils, Polysnthuo, Nsroissus, Ore-

Equal 1140, Pussies, eta, sto.

AR 0* 5, sins for on» nu. m» y

‘metronome-orgies

The fix-Yd’; Li},