The Guardian. Charlottetown, Wed. Oct. 31, 1962. 13
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. - or
ritoriissioiiiaii RESULTS Home-made Santa extends greetings
to all who pass
' purchase, a form of conveyance
Legal advice essential“”V“""““" °“""“"'" °°‘“
when building, buying,‘
protection repays cost’
Competent legal advice is es- sential in building or buying a house. The prospective home owner would be well advised to consult a solicitor or notary be- fore any agreements are sign- ed. Professional legal service ensures a successful transaction and enables the home owner to sign contracts and mortgage dccds with complete awareness of the rights and obligations on both sides. The cost of legal aid
more than repaid in the pro- tection of the investment.
The purchase of a house usu- ally involves three legal docu- ments. These include an offer to
or transfer of title to the land, and an assumption of the mort- gage indebtedness.
The offer to purchase is wiitteii contract which usually states that the owner agrees to sell and the buyer agrees to buy. and binds both parties to agreed terms and conditions. It should include all necessary de-I scriptions. the purchase price
d terms of payment. the dates on which the deal is to be clos- ed. and when possession will take place.
TAX COSTS
Other relevant conditions such as how the cost of current taxes will be shared and agreement covering possible loss by fire between the time of making the offer to purchase and the actual closing of t deal, should also be included. The prospective home owner
3 include a clause
,, with the purchase of the land
should also find out if the cost of the services such as water. sewer. and roads is included in
the purchase price or if he will litles. A “Survey of the Land" : :’:xe‘s°‘::I;°_da '9 rmiy 0fl“;£:S5°d ‘by 2 certified surveyor shouldl , l .
The second document is thejbe made before construction be-, "Deed of Conveyance of Title to:§"‘~“- 5° “'3' the I0t find ill 9 , the Land". Although the proce-tposition of the house on it will‘ dure for obtaining a clear titleibe properly noted. 1 hgirtlgeirlagll lliol/)lrfla(:ceI:,:al.IlIl)eIl'e ttlIlI‘:l A '“P‘“IIdI"E COM!‘-But" is es- ‘ provincial Variation, - the 3 scntial for the protection of the laws regarding land ownership. lhcme owner. It is an agree-
hen the deal is closed the mem to my a certain Wm for purciiaser will be required tolm I t. 1, .‘ . agree in writin to assume the; 9 "ms we '°" ° 3 I““Id"‘g I" mortgage debt. ,accordance with certain plans
The procedure for buying agand specifications. The c on- Pififllally ¢0ml”1€“_?d muse lsltract identifies the parties con- or purchaser should obtain a writ- l to I’? ‘W19 and the fimolmt and ten agreement covering the }m"‘I‘°d 0‘ Payment. Reference W<'!‘k to be completed. _It should 1 is also made to the drawings cribes or identifies l‘l’Il;II(llI’I0l‘l(l:isg:and specifications’ and to .tI.Ie drawings and specifications to‘_g‘_"‘°”'I "‘g‘I“5 3"“ 1'°5P°“51b1I' winch the house is to be c on- i 11195 01 130311 Parties. stlruct:d.f'l;tns iarocedure should Finally the prospective home asri c o owe lne8I;l“)aI1giItl)§l0w'ne-I.‘ §hqu]d discuss mg n:m_
. .cli¢:n-its lifenhor workman s lien .. ~saues o t e province with a ientuof drawings and specmca liawver to ensure that he is pro-
‘ itected against claims against SEEK A[)v]CE ‘the property ‘by unpaid work-
If you plan to huy a lot and
men or suppliers. have 3 house bum by 3 can. in building oi buying a house tractor you should seek legal 9 16881 agreement between YOU advice before proceeding at all and the builder Will Pmtecl both
parties‘ and prevent misunder-
and the actual construction ofisiiil‘-fill‘-ES- the house. TIN, legal documents required in this case will in- zude those already mentioned. as well as a "Survey of the
ii ", a “Building Permit".5 and a “Building Contract".
A “Building Permit" may be obtained from the local author-
Tliis jolly Santa. holding a
lighted lamp aloft. extends 3 greetings to all who pass. By. following the full-size pattern :
oiieicd below. this 6 ft. Santa can be cut out of weatherproof panelboard at very little cost.j‘
Since this pattern provides. cutting and painting outlines ‘ which show where each color; is used. professional results are assured. The mouth. nose. eyes. beard and all shadings are; outlined on pattern. These are; traced directly on the cut out.‘ Santa then painted in sequence suggested. Step-by-step direc-; tlons explain what colors to use, where and when each should be applied. .
if on have admired the col-; orful decorations other families. used at Christmasiide, here's your chance to make one that‘ will create enthusiastic ment. Place Santa at your front . door. or out front and he'll help make Christmas a gay and cheerful holiday.
By following the step-by-step directions outlined, a small electric light can be wired be-
ind the translucent lamp shade. This adds a wonderful touch children love to see. The shelf on the back of Santa pro-" vides space for placing dummy. An-arve etc, packages. Step-by-step direc-: tions explain how to wire SL7 Nick’s lamp as well as build‘ the necessary stand for out- door use ‘
Semi $1.55 in coin, check or money order for Life Size Santa, Pattern No. 575. A cata- logue illustrating over 300 oth- er Build It Yourself Projects is available at 55 cents. Son to Toronto Star Syndicate. 80 King ‘ St. West. Toronto 1, Ont.
SIDMOUNT GARDENS
. . . NOW'S THE TIME TO PLANT TH!EMl
for fall planting
we have:
0 Tulips
O Doffodfls O Hyacinth: 0 Crocus. etc.
0 Peooies. etc.
Shrubs of all Itlnds
Seeourl-lot!-louse: . .
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SIDMOUNT GARDENS
4-3219
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Are architects necessary?
Itis possible to build a house without the services of an architect, just as it is pos- sible to acquire real estate without first lawyer. But in both cases the advantages of having the ex- perts on your side far out- weigh the costs involved.
The services of the archi- tect are manifold. Following
. discussions with you. and
visit to the building site. he will prepare sketches for your approval. from ' point he will proceed with de- tailed working drawings and specifications and will ensure that they not only meet the needs of you and your family but also conform with muni- cipal building by-laws and regulations.
You should let your archi- tect know if you propose to fi- nance construction w’ a mortgage loan under the Na- tional Housing Act so he can make certain that your house meets the building require- ments for loans under the Act.
PERSONAL NEEDS
The architect is profes- sional. but he is also con- cerned with your personal needs. knows, probably better than you do, hoiv im- portant is it for you to stay within your budget. He is well aware of the cost of "extras" and will help you trim down your desires to the essentials,
Satin 8.
kitchen .
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Here is the best of the Fawcett family of fine oil ranges. In spark- ing white, tempered glass Back-panel, with color accents of gold. Full length fluorescent lighting. clock controlled oven, Perma-Vue non-fog oven window. deep easy to clean storage drawer below oven. Here is the range that the modern housewife is proud to own in her . . Plenty of room warmth combined with fast ovenheat oven. Factory list price $399.95.
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Fawcett 22" Electric
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Deluxe 22" Here are just a few of this ranges features; Hi speed elements, automatic clock controlled oven. deep easy to clean storage drawer. handy This range when installed is
if you have a limited amount to
Most of us would like to have all the attractive fea- tures displayed in modern home-making magazines but some of these items may be beyond our means. The arch- itect, who is also a costing expert when it comes to building. can tell you in at what you can afford and what you should put off until later.
By calling for competitive bids for the job, the architect. in many cases. can save you substantial amounts. Further-
I
more, the fact that he is iis- ‘
ually well acquainted with local builders enables ‘m to choose among those whom he considers the most reliable.
Whe it comes to mater- ials. the services of an archi- tect again places you in a fa-
applicable building standards.
B. C. beauty site will be spared
PORT ALBERNI. B.C. 'CPi —Cathedrai Grove. a site of breathtaking beauty on Vancou- ver Island, will soon workman's shovel. But not 8 single gigantic Douglas fir will
out. Many things can go wrong during the course of construction. Having an arch- itect on the job is your best I In ":9 Dame 0‘ Pl_‘0El’95S-_ guarantee that the builder , The 332-acre grove in the is- wm follow accurately the [land's s ou t h ern interior. do- plans. specifications and the ‘hated to the province 18 years ‘ago by lumber magnate H. R.’ lMacMillan will be the site of ‘part of an overseas cable con- ill(’(‘Illlg Australia with Canada. workmen will ’ Tit)-fnoi.
Not the least among the arguments in favour of hiring an harchitect is the question of “.1 es‘ em“ _ giving -Vm" muse .trcnch for a mile through the tech ggraztéfig If°‘:I}‘1' h ”°l"' lpark to bury the cable under- th ‘ up ° ° ""595 lground. No trees will be cut
ey design and try to bring ldnwn - out the best appearance con- __._.;_____.__.._._.-...__-_._' sistant with what the client ;wlth the general appearance can afford and in keeping - of the neighborhood.
voured position. You can be ; sure that he will not allow in-
ferior material to goin- to your house. He will see to it that only sound materials suitable for the job are used
and that they are applied in ‘
such house durable. and attractive.
HE'S AN INSPECTOR The architect can also be your inspector. He is the on-
ly one paid to look specifical- I
ly after your budding inter- ests. Noi only does he pre- pare theplans for your house
a way as to make your j comfortable
but he visits the Job when the i construction is being carried ‘
A TIF P T HEN begin with NGE
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From the Syncro-Matic Draft Control to the highly polished, inter-
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done just right. Factory list price 359.95.
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A Man You Should Know When Buying - Selling or Renting a amt Phone 894-3268 #97 At r)”.
in the Front Line of All Real Estate Business Lists of Buyers and Sellers.
City and Country Service Call Day or Night
For experienced and confidential service without obligation —CALL-
John W. McicKenzie
Real Estate Consultant -— Appraiser & Broker 269 Queen Street Charlottetown
Member of Canadian Association of Real Estate Boards.
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Phone 894-5559 _ '
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