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BRITISH & FOREIGN Life & Fire Assurance Company.

BARTHOLOMEW LANE, LONDON.

Established by Act of Parliament.

THE EXAMINER. 127

WITH Panveeseacnes (as hitherto) in the profi ) ee ae es . profits of the Company. On this tiple the foll : of the rates chaneed princip é tne fo owing sa specimens

SINGLE LIVES,

Whole Life Assurances (Wits Participation).

Age Annual Age Annual Age Annual A Pf ! g ge Annual Age Annual

next | Premium next Premium next Premium next Premium oak Premium

Birth | per Cent. Varth | per Cent. || Birth C i ; i é ' é per Cent. || Birth er Cent. Birtl r Cent. Day. {during Life.|} Day. |during Life.|} Day. |during Life.|/ Day. cutee Life. Day. ouie Life.

ae &. d.| L.. Ss ys 4 . 15 | iis ul a {3 6 ol as | 32 ll ee Glogs | Oat 4 te 7| > ; Oo | 45 . . oo oo oe ue 3h i os 214 Wy 40 2k FS | . 2 ae | g 10 3& AF A TSA

GAMTAL BIVE MILLIONS STERLING.

ESTABLISHED MARCH 1824

Board of Direction.

PRESIDENTS.

SAMUEL GURNEY, Esq. Sim MOSES MONTEFIORE, Barr.

DIRECTORS.

JAMES ALEXANDER, Jun., Esq. GEORGE H. BARNETT, Esq. Sir Kk. N, BUXTON, Barr., M.P. Srr R. CAMPBELL, Bart.

Sin GEORGE CARROLL.

WITHOUT participation in the profits. Creditors and other classes of society wi!) find, under a variety © circumstances, this class of Assurances highly convenient,

SINGLE LIVES. Term and Whole Life Assurances (“VirpouT Participation’.

yontere

BENJAMIN COHEN, Esq.

Tue Ricut How. G. R. DAWSON. JAMES FLETCHER, Esa. CHARLES GIBBES, Ese. WILLIAM GLADSTONE, Ese. JAMES P. HOWARD, Ese.

JOHN IRVING, Esa.

Banos L. DE ROTHSCHILD, Scr A. N. DE ROTHSCHILD, Bare, H. M. THORNTON, Esa. MELVIL WILSON, Ese.

AUDITORS.

JAMES COOK, Esa. SAMUEL GURNEY, Jun., Ese. VHOUMAS CHARLES SMITH, Esq.

BANKERS. Messas. BARNET, HOARLS & Co. SECRETARY. ANDREW HAMILTON, Esq. ACTUARY. FRANCIS AUGUSTUS ENGELBACH, Eaa: PHYSICIAN. JOHN B. HUME, M. D., Curzon St. SOLICITOR. JOHN M. PEARCE, Esa. SURVEYOR.

THOMAS ALLASON, Ese.

Extract froma Letter from the Secretary in London, dated Sih September, 1848, to the Agent in Charlottle- town.

«| have the pleasure to inform you that with a view to facilitate the business of the Life Department of this Company, the rd of Direction have determined on the introduction of several new Tables.

«One of the leading features of these new Tables is the establishment of @ NON-PARTICIPATING SCALE in connexion with the ordinary class of Assurances on aingle lives; and to persons desirous of effecting Poli- cies for the purposes of security in money transactions, the introduction of lower rates of premium will offer peculiar facilities. For Joint Life and Survivorship Assurances, non-participating rates, you will perceive have also been calculated. :

The Board have likewise sanctioned the acceptance of Assurances upon which @ limited number of annual payments may be made, and for which class participa- ting and non-participating scales of premium have been computed. Tables of rates for Assurances upon which a progressive tncremse OF decrease is made in the prem- um, and for Endowment Assurances in an_non-artici- pating Scale, have also been prepared. By this last class of Assurances, you will observe that the amount aasured is paid at a fixed period, even though the party

live. ' a aan | beg tohand you copies of the Tables to d, and which you will be good

e referre which I hav o operation forthwith. ‘The increas-

evouch to bring into Op n ed facilities oe effecting Life Assurances which the Directors now afford by construction of these new Tab-

bles, induce them to believe that a very considerable acquisition will be derived.”

LIFE DEPARTMENT.

PE Dinecrors, with the view of giving increased facilities to the Public in the transaction of Lire As- sURANCE Business, have directed the construction of several New Tables, of which specimens are annexed.

it will be seen that, in the use of these Tables, Agsu- rauces may be effected with the Company 10 the fol-

A ‘Term. | Whole Life. | Term

ge O Y . _ Age —---—_----->

next ne Year. | Seven Years. | Annual Pre- || next One Y nie .

Birth | Premium per | Aunual Pre- jmium per cent)| Birth | Prec. tal Pree scenti

Day. Cent. mium percent. during Life. |; Day. | ! Life. f Es. 2.5L. Soe ew” ooh © Beat |

15 oe «Mm «6 | QO 18; *3 7 -— 2.) aa Te a ier eS lh eps oe 11 I

ae 4 t>-} % $916) Fe dork Bl a6 0: Goby Dolo Abel ao ft

25 | F 5 7 hor Fond S ere Oo othont indies Al vba Mic cakue i

301% 9 5] 110 4 |.2 8 9] 55 |

= :°3"*t 2 8 e- o@ oS @. 2 i OF | !

Assurances for the Whole period of Life—the Premiums to cease at a given j.

>» (ALR PR RE ACR AE PES ney etn A at ah A IE PAY Sees ”y € J

SINGLE Li VES. SINGLE LIVES.

Whole Life Assurances (WitH Participation). Whole Life Assurances (Witrout Pantin

———s +

Age Annual Premium per cent. to cease after Age Annual Premium per cent. to cea ; next , dhe r Fifteen | Twent aT ; | a Five Years.!Ten Years.| “yo oi3. der a Fier: Vdate Pam feut: ng Ln a) ba ad| Cs dibnw a Se Oke O40 OLE

15 71611) 47 6; 3 4 9;218 10 15 | 7 1 9 "16 : Sis 4 =a G 20 812 2} 4316 1} 8M: 412-19 6 20 4.182:406/6 7A Buh Bi Be

25 Sar as 87 1 ew ein es 25 812 0; 416 6; $11 10,3

30 11012 8] 519 7} 4 9 4131410 30 Oii Brig: 7 81:4 8 Sis 7 5 to oe. ee eee, oie 35 1/1010 9| 51811) 4 9 38)314 li oo 'mweyvi tet ee Tita 2 Tar te 3. ee et ewe. 2 Ss im 6HMi 32 6) 6.9 G — (ww et) eo elie 50/1519 0; 9 IN 50 ;14 7 2; 8 3 9 5 55 | 18 3 10 65°10: 74 |

Any other limited number of years than those above} [Any other limited number of years than those above specified may be fixed upon. specified may be fixed upon.

ASSURANCES On ASCENDING and DescenpbiNe Scales ;—that is, where the Assured pays smaller or larger rates of premium, during the earlier years of assurance, to be periodically increased or diminished during the later years,

SINGLE LIVES. SINGLE LIVES. Increasing Premium (Wrrnour Participation.) Decreasing Premium (Wirnour Participation.) pee | Annual ere cent. for the , ial Annual Premium per cent. for the next | First Second Third Fourth |Remain'} f next | First | Second | Third | Fourth |Remain- Birth | Five Five E ive Five | derof§¥} pirth | Five | Five Five | Five der of Day. Years. | Years. | Years. | Years. | Life. Day. | Years. | Years. | Years. Years. | Life. Lsal\h. waiL.s. dj\L. s d.iL. 9. d. so ee 15 |/1 2140/1 7 4'1 11 91116 3/2 O SF 15 J2 taris atts a7 7 Sr >% 2 |1 8 1/112 2116 3/2 0 42 4 2 129 62 3 5/117 2111 01 4 a5 |112 6117 3/2 2 02 6 921 GP B |217 32 9102 2 5115 O11 7 30 |116 412 2 82 9 0215 33 1 7 30 13 6 6217 5/2 8 51119 4/1 10 42:3 .03.9 tae 13 5 3 1 35 (316 73 5 921410:2 311118 40 1210 11219 013 710/316 9.4 5 AY 40 1410 2/316 713 3 O12 9 51115 45 1219 91510 24 0 73411 015 1 4 45 |5 4 214 7 9311 4/2 1411/1 18 50 1313 64 6 95 0 1518 46 6 8 Bo 16.4. 05. 3. 04 2182-2 218--] 55 14 18 6/5 12 9611 11/7 11 1/810 4 55 35715 66 7 8419 DSU 4 60 |611 6711 0,810 6910 0/109 5 60 |9 15 23718 116 1 0/4 3112 6 Y Assurances may also be effected subject to PremiumsJ fAssurances may also be effected subject to Premiums increasing at any other periods than those specified. decreasing at any other periods than those specified.

Expowment Assurances, by which the Assured fixes a period for the termination of the Assurance, the amount being paid to his representatives, should he die within that period, or to himself should he outlive it. INDOWMENT ASSURANCES. Amount payable on Death of Assured under the Age of 60, or on his attaining that age. (Wirnour ParricrPaTion). ¥

Annual Annual Annual A co Age next Age next Age next ; A vt Premium Premium aoe Premium Age next Preminm Birth Day. per cent. _ Birth Day. _per cent. Birth Day. ner cent. Birth Day. per cent. ' BD *& . at (L. sd.) ay ge a 15 2 0 2 25 216 9] 3 [4 6 45 | 716 5 20 ae ee ae 3 9 .6i.. 4.15.18 10} fo. )| ame 4

Any Age may be fixed upon, at the option of the Assured, for the Payment of the Endowment.

*.* Assurances on Joint Lives and Survivorships are also granted on equitable terms.

The Directors conceive that considerable facilities will be afforded to the public by these various modes of As- surances ; and they are disposed to entertain Life Assurances generally, adapted to such other contingencies as may arise. Proposals may be made at all times at the Office of GEORGE BIRNIE, Esg., the Company's Agem at Charlottetown, : FRANCIS AUGUSTUS ENGELBACH, Actvant

jgwing variety of forms ;— |

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