BANK 0E "MoNTREAL

BUY YIIIIR

IT TIIE

THE GUARDIAN. CHARLOTTETOWN-

One dajayaﬁme

Almost everyone lass s "dross: vocation" in mind. but many folks have to postpone it year after year because —for one reason or another-the ready cash. is lacking

‘when holiday time comes.

Whynotmske auzeynwill lsavstheaoeded cash this year . . . Decide now to put enough money aside nab fomaigbl st the BofM so cover the expenses of one day of your summer holiday. It's fsreasieb-and surer-to pro-l

wide for your dream vacation this '

Over s million Canadians are saving at the B of M for

the things they want most.

Buy one day of your summer holiday tbs‘: payday . . . open . s "Vacation Account" st your nearest B of M branch.

Charlottetown Branch: N. L. FORD, Manager

WORKING WITH CANADIANS

IN EVERY WALK

o i '48 VACATICII Bur M . . . savings‘ way. I N! III/Ill (“MINI

OF LIFI SINCI I 817 ‘l2

200R HUSBANDS GET THE BLAME

"What does your husband do Int annoys you most?" A farm ritual asked farmer's wives that

uostion and found they were most Bmvydd by husbands who track in lirt, forget things they are Suppos- Id in buy. don't pick up their alothcs. nap right after dinner, Had at meals instead of talking to Niel: wives, and neglect to wash Ito hath tub. Any woman, who has nothing

to to complain about in a hus- nd than such minor faults as , p———-——--———n

I CUTICURA i

I | SOAPond OINTMENT | | roi- PROMPT RELIEF |

I Pl M PLES I

I ICZEMA I

I BLACKHEADS I

I Cuﬁcurs Iiclps clear up skin blem- I ilhes. Buy today-economical! All

u druggists. Scientiﬁcally medicated.

I IIIIHERS! §...°..':s'2:::..i:i".9.l!: |

those, should not regs-rd them as annoyances writes Ruth Millett. so, her husband tracks in dirt. Well, that proves he doing the dirty work in the family, doesnt it?

He forgets things he is supposed in buy. That ought to be simple to remedy. Give him s list and s pencil, so that ho can check of! all the errands he is supposed to do when he makes s trip to town.

l-Ie doesn't pick up his clothes At the most that can't make more than rive minutes‘ extra work s day for a woman. That is hsrdly worth mentioning.

He takes s nap right sitor din- ner. That only means he is tired out from a hard Job. that ho has been well red, and that he is rea- sonably content.

He reads at mos-ls. instead of talking. Why not? Mter all if he didn't road and get some new ideas, he would be dull to live with.

Arid he donut wssh out tho bath tub. Well, that's not very considerate of him. But. berhap-‘v. it his wlie would quit being sn- noyed by the other things on the list o! annoyances, sho could train him to do that;

srsnss

‘mouszzcc .

For enough doily-frgqi linens "to go ’rounc|" . . . ‘and your worlr to us rogu- lﬂrlv- low-cost, best-result service!

Prompt,

LIMITED '

xsur snssr

1r. omuwusn w. u. s.

The Women's Missionary Society held their regular meeting at the homo of Mrs. Emerson Mutheson on Monday evening Jan. 5th with eight members and two visitors present. President presided snd opened the meeting by singing il-Iymn No. m, followed by Scripture Reading o! Mark 16th chapter verses 14-28. Hymn 252 was sung followed by the ‘Iprds Prayer" in unison.

The President read a very interesting letter from Mrs. George Morris telling about a Missionary and his wife, Mr. and Mrs. Norman

MacKehzie. Devotional period closed by singing Hymn l 502 followed with prayer by Mrs.

Horace Taper.

Minutes of last meeting were reed, approved and slgued by the President. Roll call was answered lwith s verse of Scripture. Correspondence read regarding a letter from Missionary Monthly. s card of thanks frcm Mr. and Mrs. Fired ‘Baylor thanking members for card of “Sympathy” also a letter o1 thanks from the Tgylor children Ior gifts received by them hi. Christmas time. It was decided to send for Easter cards, also twenty-five copies o! the “World Day of Prayer.” Bills were passed in, but were left to bo paid for st Milt meeting. on account of the HOIYIe Fund ‘treasurer not being present.

Mrs. Horace Tspor snd Mrs. Emsrson Msthoson were gppolntgd delegates to attend the Presby- terlal in Bummerslcle. Mrs. Horace

TAPE!‘ kindl invited members to M!‘ home or the next meeting. Lunch committee lids-s. Everett

Taylor and Mrs. George Dunning and hostess, Roll eall for next meeting is to be answered by a verso or scripture containing the word "Saviour? W. M. B. collect. ion so cents. Home Fund so cents. Man's donations 50 cents. Miss Myrtle 'I‘uylor sent a donation oi $2.00 to the Society. One member Plld he!‘ lees. Meeting closed by repestlng the Mlzpah benediction.

assisted by Miss Ruth Ball.

Patricio Munsol, has started what may become s habit in the Los Anseios srss. Ilse appeared in the city wearing s surgical mask, ss ncdorsd by ha: doctor. to protect hersel! status “virus x", s mysterious innusnss germ that is reaching opidsmio proportions. Miss Mun- sol will wear the mask until she

loaves 10s Aweits.

New Cay Coaches For The Scotlan

141101001 Jan. 28-- Making its first run in the Maritime Province! on the Bcotisri. the first of thirty new day coaches was inspected hers today by principal officers of the Canadian National Railwpvl- Others srs expected to go into service between Halifax and Mont- rosl, snd serving Sydney. Saint John, Charlottetown and other trsvsllers to the metropolis. Costing more than 83.500.000- tho thirty flrst-clasa cars are part qf the gun's program to provide new equipment for its patrons. Al- ready the National System has in- troduced s number o; modern din- ing sleepers. parlor and bedrrwm- buiett-lounzo ears in service 1n- gludlng many new feat-ll!!! 101‘ the comfort and convenience of railway travellers.

The new day coaches include "may fostursa never introduced be- foro inCansda. Bpaclousness. tho m." s" largest yet havg fewer goats, harmonious. bright color gchqmes, glarelesa, incandescent lighting, automatic air-conditioning control and the latest "smokey hollows" rotating and Yﬂlinlni typo seats to make travel restful i118 801119.

The interior layout o! the couches provides a section for smokers sent- ing 28 persona and another for 32 non-smokers.

‘more are two spacious lounges.

lll:*.:l Tokens lisad As Railway Tickets

MONTREAL, Jan. 3'7 - The evol- ution in railway ticketing practices duly the past l0!) years was out- lin by A. A. Gardiner. General Passenger nettle Manager. Con- adlan National Railways, st I. club luncheon here yesterday.

To demonstrate the chsnse. Mr. Gardiner presented to the president o! the club. s facomilo o! the metal token used as s third class ticket on the Montreal snd Liachino railroad in 1847 with a current coupon ticket s yard snd s quarter long covering a trip from either Halilax. sydney. Saint John" or Charlottetown to Florida",

Meeting Ilp, with white vinegar tor the first time determined his railway career, said Mr. Gardiner. and in the course oi his forty years’ service he had stood in tho shoes of a British Prime Minister.

In the last forty years. times have changed, He said. and railroading too. Ono o1 the most important changes, while not so readily measurable. is the very great im- provement that has taken place in relationship between the public and the railways. Where. forty Y9!" ago the railways were regarded as open gsme with "Free gunning" all the year round. the public is now much more sympathetic and has a better apprehension of the rail-ways and their problems.

one st each end. They are equipped with full length mirrors. Alcove lounge seats stainless SW91 ‘lash basins. denial bowls and Bullets for electric razors. In the ladies‘ luonge there is a three-way mirror vanity dressing table Ind ﬂdlu$iabl° boudior seat.

Of Lil-steel construction the cars are streamlined with rive-

Ellcn’: Diary

(Continued jrcm Page s)

have COCTIB to respect since it often precedes rather unsettling news he said! “A registered one." “A yogi;- tered one!” I repeated blithely "isn't that nice?" "Humph!" James snorted "his own and ours are well

theads eliminated through the use bred enough“ Jane I _

v1 Wvldlllilimd Prwelmngh“ p?” stwrciLv believe isiifn ‘dddwrliaolatloll ‘lCC."€’ ‘u- _

S??? gnoobirlglalzﬂeeatelet “qdevgnd 131M registered stock are not for

will!!! was Ilfvld by the hostess .

mm linear. I

allow the passengers an unres- tricted view. Even the undcrczlrrl- ages arc the most modern six-uhccl casy riding, roller-bearing main‘. Included among the CNR Atlantic Region officers lTILk-llg the in.- spection were: P. H. FOX. Gﬂﬂefﬂl Superintendent oi Transportation, representing J. P. Johns-ton. Vice- Presldent and General Manager. D. V. Gander, General Superin- tendent of Motive Power and _Cﬂl' Equipment, Frank I... neuron» GP” eral Passenger Agent. E. A. Robert- son, Superintendent of Transport- ation, R. Ambrose, Superlnicnrlcut of car Equipment. and S. J. Lock- hart, assistant io viCrPKWPSlKIPIII and General manager C, W. Rand. Superintendent of car service.

NORTH RIVER. Y. I’. U.

'I'he annual meeting oi‘ the North River Y.P.U. was held at the home oi Mr. and hire. Bruce MacKlhley. The meeting was op- ened by singing the hyrmn "My Faith Looks Up To Thee". 1'01- lowed by the Lord's Prayer.

The devotional period was led by Ma's, Ray Bruce. consisting oi Luke chapter ‘.3. Iollowetl by the hymn, “Jesus Calls Us Ovcr the Tumult."

The si/udly consisted 0i question from the Bible led by Isabel Mutch. A story, "Love Finds A Way", read by Aubrey Butler. I1. was moved and seconded that Joan MacKinlcy order a hall doz- en hymn books for the ‘fvuiit! Peoples.

It was decided that the next meeting be a social evening and to be held st the hall. Mrs. Bruce MsoKinley was to invite Rev. Mr. Clmmian as tho guest speaker ior the evening.

me following committees were appointed for next meeting:

Devotional. Grace Casnplsell.

Program. Verna Younker. Dotkelldﬂflf. Keith Owem. Jwk MacEaohez-n aind Leroy Mackin- ley. Each family was to bring lunch.

‘There were l’! present snd the collection amoimted to $240-

Business period was closed by another

hymn "Safely through

week."

' ‘The evening was spent in Play- ing various games. Lunch wns

served by the hostess.

A hearty vote of thanks was extended in Mrs. MacKinley-

The meeting was closed by re- peating the Mizpaih Benediction.

maroon (c?) Fatal rot-d accidents in Britain during November 1947 - 476 -— were the lowest for any November since i931. Abolition of the basic gna- ollne ration {or motorists was held largely responsible.

Final

Hero's your ohonco for o rooI o smell sin-or o very lorgo

Sizes 42 1-2 ALL TO CLEAR AT ONE SPECIAL PRICE ...

LAIES’

1C GIRLS’ WARM WIIITER COATS

Fur or Untrimmed-rSizos II in l4x.

a vmirsn suusvsmrus Costa) Size I2 Only '

2 CIILY-LAIICE VICMEWS CCRTSI

m "CREENCAIAIu-II

ordinary farmers like wo are, but instead are only a rich man's hob. l1)‘. “Well" he said "now we'll take one of ours the same age and he has this new one. ’l‘hey‘]] be usgd pretty much the same and we'll sec which o! the t/wo will bring in the best returns in a year." This will be an interesting comparison for me and the outcome will perhaps heln to lay this strange theory of James.‘

set

Cur visitor tonight "the young lad from the house on the hill 1.; one in a nice succession which ‘W5 hﬁﬂdﬁd by Pat on his Morley evening's “kaleyﬁ This is the man -though to James and. myself l (loubt if he ever will be adult since he has been pretty well reared be. side its-who in the war years was ‘a. member of the Ground Crew in the Air Services. At Alderlea we have much respect for his skill as n mechanic. We have often watched as hB explored the make- “P 0f B bﬂulkl’ “mine and present- ‘ly set it to functioning smoothly ‘as if in a way the outcome had gbeen a sort of surprise even to Jiimsclf. And now he and James chat not as one might suppose oi’ the present, but oi a. past peopled ,\vlth folks whom the younger 1nd scarcely knew but enloys hearing

about, of u. time when “the mill would be full to the door with grists oi’ wheat or crushing", and

hearing one forgets the confusion of the age at hand and goes back in fancy to those peaceful lovely years.

i Until tomorrow -- Diary -Goocl- night

LINCOLN W. I.

The January meeting of the {Lincoln Women's Institute met at | the home of Mrs. Wilirod Doiron. I Meeting opened by prayer. The ‘roll call was responded to by nine ‘members and one visitor present.

The minutes of the previous meeting were read by the secre- tan-y, approved and signed by the president.

' Plans were made to hold a. bingo at the home o! Mrs. John L. Doiron, each member to bring s prize and lunch. The sick and ‘school committee had no report.

The newly appointed commit- tees are: Sick. Mrs. Frank G. Gal- lant and Mrs. Ernest Warren. School, Miss Dorothy McGinn and Mrs. Angus Gallant. Program, Mrs. Wilfred Doiron, Mrs. John T. Dolron. Mrs. Angus Gallant and Mrs. James McKenna.

Next meeting to be held st the home of Mrs. A-ngils Gallant. Roll call answered by exchanging valentines.

Meeting adjourned.

Lunch was served by Mrs. Doiron.

. .;x.:.: v._m-—e .

Clearance GIRLS’ wmrsn costs,

$985

Coot Bargain if you con woor one.

and 44 I-2

LTI.

a l

W hﬂi FOIIOW

Beoury Treatment

llegulor 251 Jar

w K011i“. wit“, ‘qvaliﬂ

I091 ‘at m“; this Q.

I'ry ep

“ﬂit ﬂ eomﬂldw‘ choulllld‘ °! on!

[GI

Crown Life Assets Top $100 Millions

Reviewing the 194'! progress at the 47th annual meeting of the Crown Life Insurance Company held in Toronto, Friday January 23rd. Mr. H. D. Burns. President, pointed out that the past year wal u very active one for the bile In- suriance business.

The Crown Life Company, he said. participated fully in the expansion of business. The amount of our policies in force Increased during the year by $76 millions to a total o! $541 millions. The assets in- creased b_ over $l1- millions to a total of S 0C millions. Both policies and assets have nearly doubled in the lust five years. Crown Life policyholders now own over 200-000 policies in iorce.

Mr. H. R- Btephenson. Vice-Proa- ident and Managing Director, ro- ported on the years progress. Re- ceipts totalled $24,4'15.940 and in- eluded first year. renewal alnglo and supplementary contract prem- iums of $18.638.'135.85. and invest- ment income COmDrlsIng interest, dividends. rents and profits on sail o1 securities and exchange, amoun- ted to $3,707,150.36.

Policy payments wars at an all time high for a total of $7.03G.223.bi made up o! Death and Dlsab lity Beneﬁts paid o! $3,042,746.75;

°°ml>rlsed of Mr. H. D. Burns, Mr. H. R. Stephenson, Mr. G. 5.

Braden. C. B. E., Hon. Dr. H. A. Bruce. Mr. C. F. W. Burns. l\'l.-~, F. llrrichscn-Brown. K, 0., lion. A, N. McLean. Mr. G. A. Murson, liir. C. St. Pierre, Mr. G. E. Spraggq Mr. Clarence Wallace, C. B. E., Mr Walter 1i‘. Watkins and Mr. Nor man I". Wilson,

T/yscorrs EMULSION

‘ ‘THE II/ﬁl/ [II/MY Till/l’

matured and surrendered policies $2.1ﬁ,57‘!.0'l; annuity and deposit account $2,288,796.41; dividends to D°I1°¥holders $594,104.22; The total amount paid (I credited to policy- holders and beneficiaries during 1047 amounted to $i8,484.780.l'7.

Referring to the expansion oi business in Canada, Mr. Burns re- marked that while official figures were not ye vallable there was no doubt that his expansion was in pLtI‘. due to an increase in the nat- ional lncome-and production. Em- ployment was at s record levcl with a million more men snd wzmen at work than before the war. ‘Vhlle 194?! was undoubtedl the most active peacetime year n the history of the country. it brought two ser- ious problems to the iorefront. these being tho shortage of U. S. ilollsrs and the rising trend of prices,

On the question or rising prices Mr. Burns felt that perhaps one oi the rQk-IOBI for this trend was our

tho system, Mina build resistance to

penchant for spending too much coldasndinfoo- snd saving too little. The wise lion. Rich in course would be to increase still "mmlml" further the efficiency and volume ‘ﬂmf; fag’: of our production and st the some lltosg bonaa,

louadisoih and sturdy bodloa. In! Inn's luulalon iron your dnaggisl

time spend less in an effort to increase the rate of savings. The old lasloned virtue o! thrift should still be encouraged by young and old.

The Board of Directors was re- elected without change and is

gold . . . a sing boauiy, veluo.

Ihrso sparkling alie- monda mounted ' In unique manner In 14k ‘yellow gold.

Exqulalts carved sorting of rich HI! yellow gold . . . shimmering dia- mond-

M c d o r n m s i I I forms the theme of this lovely l-dla. m o n d w o d d I n g bond. '

3 diamonds.

0W sold and.

. A

WELLNEWS

ll/Zﬁﬁ/

IN GORGEOUS STYLES

Tailored simplicity In NI: yellow enduring

_ $1950

fsllerod WIIII r I I h. lty Incl dssmsllttly oatmeal»;

live soinlllloilng sﬂgmqnjg ?I°'IIY "I s gorgeous 14k yo].

.*WELLNER’S.

JEVIILIIS sinca ma ,