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m" Georgina Kelly. lfllllltt at [iiice of inn-t coueso. spent the nook-end n1 lwr home in Valley.

m; lunar: Praugiit. Albert‘! P151... “is in Iona on Thursday lnsppwn; potatoes.

I .\ir riztil llzs. .\ndrcw Murphy m“, [v51 \- r-nd at Iona. guests cl lir. .\i\irpli_v's parents, Mr. and liis, Frank hiurplrv.

The rcsirbnis of Iona were sorry m hrar of iho dnziih of Mrs. Cntli- time llrlsini- on Friday. Iler fun- eral, \\'llli‘ll was largely attended, was held on Sunday afternoon. lfiec- nnibcr 5th at 3 p.iri., to St. Mich- ael's Church. Iona.

Most farmers in this area got their fall's threshing cleaned up within the past two weeks by Mr. Finley MacDonald, Pinette, and Mr. James Connolly. Iona.

ltir. John Connolly and daughter,

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The rush of gravel. sand and stone for this year seems to be about over. During the last couple of weeks many trucks were engag- ed in hauling stone from the road sides and fields to the approaches at Pinette Bridge. Mr. McQuaid finished his contract there on Sat- urday, December 4th. Many bitter complaints were voiced from the many truck drivers re the disgrace- ful condition of the roads.

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.. rue GUARDIAN. cusnnorlggwuy ' a (E c; Ghatoau Sinister l: r s, G Leslie Bcrcsford a ll __ l:

B- C- G"d""- M. (3.. President. and Gordon R. Ball. General Manager, who addressed shareholder; ut the Bunk of Monk-mp. 131st. annual meeting.

increased Saving Essential

To Further Economic Progress --B of lll liripiileni, Gardner

Good Business Practice Seen As Basic Essential Of Good Public Relations

GORDON R. BATTEERAL MANAGER, rrtts or RECORD DEPOSITS WHILE LOAN RISE LESSENS

A stronger rein on prices by means of more flexible interest rates and a greater proportion of equity capital in corporate financing was advocated by B_ (T. Gardner, president of the Bank oi‘ Montreal, at. the 131st. annual meeting. Underlying Mr. Gardner's comments ul-"WSIIOIII. was the emphasis he laid on the need for increased irssv- ing. "Capital." he said, "is the product of thrift."

“Whatever the form such capl- a grggptey pfopQy-flon 0g corporate l-Fll "WY lflkf‘. b‘? It Plum. miwll- fiiiancin! should be done in equity inery. agricultural equipment. pnw- form 11mm» 111.1“ [hfgugh the 1;. n" devciopmcnnw. iransporint-ioii we of gdjitigiigl debt" facilities or anything else design- ed to improve the productive pro- cess," the speaker observed, "lt cannot come into existence un- less the community in some way RCItJ-Fllilil to the agitation of or another saves something out. "dootriiutnre socialists." Mr. Gard- of its current.production." ‘ ner pointed out that the Canad-

spefikmg at the same meeting. inn people ire-re asked to taketlie Gflfflon R. Ball. 8909"“ K131138913 benefits of socialism 0n faith, stated that B of M deposit nc- since it. was “an incontrovertible counts had increased rapidly dur- fact that. the living standards ing the yeruj Deposits of $1.877 achieved under our present system millions were at l-llC highest level are the envy of nations subject in the bank's history. Commercial to the biiiTfllilCifiilC yoke." No one loans amounted to $403 millions. could hope for “some form of sel- he reported. While largere’ than ective economic dictatorship" that. the Clirrt3<DOIid2Ytg total at the would apply to others but. leave end of 1947, the increase showed him unscathed The experience of a. "levelling-off of commercial other countries showed hhat cmce loans" WllEll compared io previous regrnentntion was established, no post-war years. class in the community could es-

“Lookizig back over the year, cape its toils_

Lhe dcmiizant impression is one "I hold no brief for any con- of almost. feverish activity," Mr. cern that. in this day’ and age op- Gardner said. “The nation's pro- crates without regard to the public ducllve mechanism has bccn taxed interest." the speaker said. "Good to capacity, bul its temperature, business practice is the basic es- lii terms of the price level, dine scntial of good public relations." been rising a good deal more Ar a time when opponents of pri- rapidly than its actual output." vale dfnt-erprised wekre vigorously "flsprea ng the i ea t at a success- ful concern must: be a social men- ace. “business must tell its story

Emphasizing that, with praciical- more completely, and 1n terms iy full employment in Canada, more readily understood by the the limits of further economic ad- man in the street. than ll; has vance were physical rather than done in the past." financial, the president called for a wise and energetic immigration policy and. particularly. for "speed- ing up our rate of technological "'I'be volume of banking transac- advance." tlons continued to inciease

He pointed also to the fact that throughout the yea-r." Mr. Ball the gross value of Canada's pro- stated in his address to sharehold- ductlon had tripled. approximate- ere. T0 hell! 60W Wli-ll 1K5 0X- ly. since i939, while "our national peudlus operations. the bank was output has. probably increased dur- Operating schools for entrants at lug this DPFIOCI by something like liiontreal, "Toronto. Wlnnlries and 50 pm- cmp" Vancouver. extending lis educa-

Turning m the causes of infla- Hem! Work in the vast year to lion, Mr Gardner comrnriiicd that. llwlude senior staff courses at the for two years, "we have been ex- lififltl office. In the 60min! 8'95!‘ perlenclnz in Canada a boom ti: 7-119 B 01 M llllellds i0 broader- ciipltiil expenditures m new plan‘. the scene o! these schools by 1n- Mild oquigmieni. of all kmd<."C.'1pl- stitutlus classes for intermediate ial expenditures, including oullziys EIFHIIPF- rm housing, had mounted to nn Th" ‘JDWRYKI liffllil U180 i155 S0 esmnaled $3900 mmmm (his ye," far characterized business activities as compared with “an annual 11) U19 Poet-WEI Period has wri- average of sroo millions in the lmued- bu: with seetimdneflden- five News“. yea" 1935493- ccs of some readjustment, Mr_

While from the stand-palm or Ball‘ emphasized The average the necessity of steady technical eilrllmfi Cl "i050 fiiliployed l" lil- progrcss this capital program was (ll/MW 11nd TIE?" 1° Peal! levels. encouraging. Mr. Grfirfllliii‘ observ- I10 Sill?‘ and lafm lllwme W85 ed. evidence suirirested that “the 515° luf-"JQT- y present siibblflfiilill diversion of M1" Ball Observed All". W111i! resources Into capital expansion l-he UDWBICI movfinlem 0T FY1098 has not been male-lied by an off- 1154i P91351641 llimillllolli the Yell’. setting increase in saving tn its “WHY-lie “I Edi/all"? had $911493 i0 various forms." The result. was be Somewhat less rapid iu re- compeiing demand im- bath Capp cent. momhs. Sales to consumers, m and comume, goods “and n higher in dollar value. were small- mwg impetus to the upward er in physical volume, and con- m-l e wee - fii.“'l...'.ff.ifli"ii...‘.t.lléli‘.i’lfli.it

more“ .i'“.°5.".£.'.'".'t.".‘f...1§“'i.? a;

ll t‘ as, two M" m; proportion of sales financed on i-‘edIZlxglrIgGovIel-nllnent has yoperated “malt 931d we" w" ‘m “M15494 M‘ ‘ HubSMntJBIJM-phgm “z-‘hjfhnog number of commercial failures.

re uce n e- llglrlldgypgiesgillilfccs yby drawing off 99 °I 5"’! l,“ 3 "E M "l!" purchasing power from the econ- Alllhfll‘ "ll l-Wlll! omy," the speaker said. This was n _ _ u sound policy under the clrcum- I" °_"- Binejal lendml W116i’- stances, bur, he urged "governing 551d M-I- BBI- we hi1" been PB?" bodies" to trim all but “absolute- Alma-I'll’ 503°"! t9 m?“ the N“ ly moessary outlays" from their (iulfflnems (l)! will!“ 15115111950 60B- budgets. Existing levels of taxa- 0911151 w“ "ll "l1" D°YF°W¢TR lion had an adverse effect on the 1365p i0 i-lile. lb i185 been eileeed publlcs saving capacity Action mi 370m “"19 m m"! m" 59°51!“ he chartered banks o! a concentration of financial re- the part of i I m l” in modifying their policies of lend- will?“ ‘L 1° B" @0119!» 05' trig for capital purposes had also m‘! l“ ""19" WW9?!"- "l4 dampened "the inflationary ele- small "l" In Wflmulll- l" l! l ment in a sitifltlon of over-ln- dllldliflnidi° l“ 4951i"! Wlm vestmmt m remuo“ to mvmgg- IJTRIIOJ banks in the smaller cen-

Umm “more eflpcuve measures" ires, the inference being that only vhan those. Mr. Gardner recalled mlilllwll’ m” have “"955 “l "W".

.. . the times when. with demand for WW1 Illlfi View I Bmiillfli-lvfll-Y cam,“ straining the communny-s disagree. Tghc fulllfaciiittes of the resources. the Ililerest mic would out e'Ban are paced at the cus- gradually rise. stimulating snvlnir [film's dlspofll 5t’ F11 °T 01" and retarding the rnie of capital blillwlws ""11 "l9 "limb" 0f b01- out-lay. Coiling for a return to mwlni “~‘°°“"'5 m‘ W1‘ b°°k5 l5 this practice. he admitted dnuht to us n clear IHdICBIIOILLIIBI. our M m ‘Nymvher i-xuuh a move would customers requirements are being appreciably stimulate saving". but PTWEIY ‘mil Pmmllhly mel- added that "a more flexible Hill! I may w’ the! ee ei September lmmmure wwm be o; m.“ mvcho. 30th. last, of the total number of 1081c,‘ value M an jndlcgtiqn p; loans on the books of this bank. the business crmmunttv tint capl- "V" 99 i?" "l" W9" m“!!! d1- tnl expansion is nrQQfledh-‘g a; m, rectly by and at. the discretion of abnormally high rate." our branch managers and local

Th, B h; M prmdsni, 515.. superintendents.

wail la iia-A-ui- Jq~|4a_B\q ‘in

Regimentation, Once Established, Applies to All in Community

Technical Progress Needed

General Manager's Address

"so they were all shuttered up and barred in, were they?" (Ti-ram seized instinctively on this plecg of information.

"Just. as if they were expecting a. police-raid. or gangsters. I put. it that way to them. as a matter. of-fact. though quite politely, of course."

“They d.ldn't offer any explana- Lion?"

"No more than a couple of ay- sters would have done" Rltten- burs laughed. "Anyhow mm what you've Just told me, they were safer from outside than they were from each other. Matter-of-fact, of the two. I'ci have betted on old Fayne as the cuter. However, what- ever happened to either, the old Chateaus better with a girl like Miss Fayne owning 1t. She's not WOFYYIYIK- I guess?”

“On the contrary."

O'Hara briefly outlined the exact situation at. the moment with the other listening intently. more and more alert and interested,

"Oh. why go to fiction writers for u. scenario. when we've one right here. carved straight out of life?” he gasped in the cud. and suddenly sensed O'Hara‘s instinctive im- patience.

"I know what. you're thinking!" he said. "But. you're wrong. my friend! You can do much worse than approach a story like this from the film-angle, believe me! It's an angle that gets right to the root. of things. cute out all the snags gives motives and reactions the fullest play. Now, just what. is this story of yours as we have li. at the minute?"

"Briefly, the main issue is that Miss Fflyne is clearly the victim of a. vendetta, which was pursuing old Fayne till he died, and now is tol- lowing her up as his heiress." O'Hara put the case.

"That's the main interest!" the other nodded. “The main issue goes further back, before she came on the scene. The cause of the ven- detia and the people originally concerned in it. That's old Fayne and Burnaby and someone or others. so far unknown. The last might be this Egyptian crowd at the villa, here, as you say. That. doesn't matter at the moment.

“What we've got to worry out, as I see it.” he continued, "is the exact relationship of old Fayne and Burnaby. Were they both being followed by this vendetta? If. so why weren't both of them murdered and not only old Payne? If, as you seem to suggest Bumaby killed Fbyne, what ‘was the motive? He didn't get. any of Fayn's money. Miss Fayne has that."

"It's quite possible of course. that Burnaby didn't murder Fayne." O'Hara admitted. “I merely suggested that his com- plete disappearance, although he must have read in the papers of old Fayneks drowning arouses natural suspicious. Why. after liv- ing with the man all that time, hasn't: he turned up, and given to the police all the evidence he rould?"

A “FILM" 0F PROTECTION Rittenburg lit another cigarette,

chain-smoker fashion. “My film-sense suggests several

explanations. These vendetta-guys

may have killed Burnaby when they killed Payne. Both SNOW P05‘ sible escaping from this neighbour- hood together. Or. assuming that to be so. Burnaby may have got

away while Fayne went under. In

such a case Burnaby ‘Noll-Id PW‘

bably be too frightened to come out of hiding.

“Again. there's another ch91?!"-

nilon that. tits in with my own op-

lnlon of the strained relations be- tween the two as I saw them that one night I stayed at: the Chateau. Burnaby may secretly have ivifled those avengers, rind-til t1 W199“ delivered r‘a,vne into their hands. Then he certainly wouldnt go to the police. This storys a reflulal‘ jig-saw puzzle, and needs a lot 0! plgclng together before we get 1t» right."

“The main issue still remains to my mind. the position of MISS Fayne in the matter." Ofiara tn- sisted.

"I think she slis QUIIPVCOIRIIIJE‘ tably on top of the ivorid!’ Kitten‘ burg chuckled. "If those messages do mean business she's Prepflfell- you say she's getting police- protection. AncL-with our crowd around up at the Chateau-J’

“I'm glad you look at it that. way." O'Hara offered a handshake "M153 Fayne did ask me 1! I meant to tell you all this when she tn- viged ygu up, but. I dldnt. see the need. snii. as you met Fayne and Burnaby which I didn't know then, it changed everything for me, end I had to tell you. I don't think I'm asking you to take too great risks.—"

"Risks?" The other lmlflhld- "There's no-one-not. even the women-in our crowd afraid of risks. You'd be summed whet chances film-folk have to take every day of their lives putting over thrills for peolple sitting snug in comfortable seats. so if there's a spot of bother gatng—"

01-11:; gestured him to silence They were being joined by Caryl and Virginia West. Caryl was anx- ious to return to the Chateau. the others being more or less ready to move right. away if Julius Bitten- berg gave the word. which he was ‘willing enough to do.

"Name of all names. this ts a iiice trick to play on me. m'sleur.

tribute to the B of M's staff. He recalled his l3.000-mile tour earlier this year when he visited 135 branches in Canada, as well as the bank‘.- offices in the United States, and declared that he could not speak too highly "of the fine

spirit of teamwork. enthusiasm and. devotion". of which he had

Mr. Ball concluded by paying mum "rldmce on ‘u ‘mu

. PAGE NINE

]anuary 1st, 1949. "k

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taking all these nice guests of mine away from me!" old Baclnlofs high-pitched voice presently salut-

cars preparcd to set out. in pro- cession up to the Chateau. “If I'd known what. you were going to do to me and my poor wife. 'l‘herese. I wouldn't have been so pleased to see you here again!"

“Come now, Badinot. I'm not al-

secing this point oi vicw for the first time, and feeling "The invitation really came from mnd‘niolselle——"

"No. n0. She says it was your

his lime.

CHAPTER VII DEAD MEN'S DRAMA

O'Hara welcomed the light-hear- as the baggage-piled ted and common-sense company of the film-crowd Their natural 1n- stinct for making themselves at home anywhere and their high- splrits. gave to the old Chateau s new atmosphere dispelling its ear- ller sense of brooding drama.

During the next couple of days to blame!" O'Hara said. O'Hara saw little of Caryl. Kitten-

awkward. on with the real purpose behind their stay. In Caryl’s company he we; choosing the locations for the various scenes. as required by the But old Badlnot was scenario, and discussing with the

over his face 110W. others all the "What docs it matter, mou chcr anyhow? What. matters is work. that. romance should come once again to the Chateau! Aleardy. I am quite sure. it is on ihe way- wcll on the. way!"

arrangements for rehearsals, lighting and camera-

Havlng no interest in this O'Hara roamed around the Chateau which had changed scarcely at. all since trig into old that fairly

new and very strong window fastening: and door-looks had IOI placed those he bad known of This seemed to explain the Rtttenburg had thrown out about his night's visit. when the Wh place had been shuttered. barred as against. a siege. From old Henri he learnt sevml facts which supported the report that old Fayne and his companiol had lived in fear of their lives 1o! burg was wasting no tlmein getting some time. Facts which ha had gathered since he and his wife had came here when Caryl took pea session. Certainly they consisted statements from local people, and might have been merely gossip. BuI their sources wore so varied whiil Lneir substance remained so mtinld the same, that. O'Hara wondered why the police had taken no sp- parent notice of them when enqulsw Andrew Payne's (To Be Continued),

drowning.

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An appropriate Christmas card will be mailed stating irorri whom

SCIII.

Rates oil the Island to any purt ot Can ado or the U. S. A. area-

One year $7.00; six months $4.00; t Saturday copy -— One year $2.00;

Rates on the Island:-

hreo months $2.25 one month 30c six months $1.00; three months .50:

City-One year 6.00; 6 months $3.50; 3 months $115; 0"! "Will ~70‘

Country-One year $5.00; 6

mom!“ $2.75; 3 months $1.50; one month 50c.