THE GUARDIAN. CIIARLOTTETOWN

PAGE FIVE

Fl-TE CENTRAL ,ouAaDiAiv

column is reserved for new: ,,n::.'cnl interest. but advutiaing M , newsy nature may be Inserted I; live cents a word. strli-tlv pay- able in Idvllm-H V ,,”g,,,gg, ECl MENT just arrived. c. it. Horton, Murray River.

Milt the Polyclinlc until Septem- Jcr 10th.

l-:NGAGElllEN'r -- Mr J. Wit- hnr Wood of Alexandra announces the engagement of his daughter. nulii Mable. to LAC. George Doug- Lis. son of Mrs. Dan MacLean and the late Mr. MacLean of Glace gzpt-. N.S., marriage to take place in the near future.

IMPBOMPTU CONCERT - Guests of The Charlottetown were treated to an impromptu concert, and also tool: part last night when 3 group of visitors to the Province gnlllered in the music room. One 9: the group. Mr. Ralph W. Hal- iclt. Mattapan. Mass, sat down at mo piano and for a. muple of hours that-oiighiy entertained everyone I'.'llll his excellent playing of old and new favorites. The crowd of fellow hotel guests joined in a siiir-song which they enjoyed as much as the music provided.

CELEBRATED ANNIVERSARY .Mr. and Mrs. J. D. Kennedy, formerly of this city but now re- sfliflg in the winter in Windsor. NS. celebrated their golden wed- : anniversary over the week- .-:;n at their summer home in Rocky Point. Mrs. Kcnnedy is the for-nicr Miss lda Riggs. daughter o.' the late Mr. and Mrs. W. N. R:.:s. Present for the occasion urrr theii- two sons and thclr .i.iu:htcr. Marjorie. Mrs. Mcilish l..l”P, Windsor. NS. The sons tmziic with their wives are Doug- ',:i-. Shawinigan Falls. Que.. and siaiicy. Halifax. Also present ilP!( .1 E Cameron and Mr. Cameron. yd hcr sister-in-law. Mrs. J. ' ..-2.-. Fredericton. N .

Personals

Mr Miller west. Eldon. was s Ylslfor in the city on Monday.

ilrs Paul Doucette. North Rus-

lirn. was I visitor in Charlotte- tnwii on Monday. Mrs. Roma MacLure. Moiicton.

i. the guest of Mr. and Mrs. Char- ki MacArthur. City.

llrs. George Myers. Hunter”-i RUFF. who has been a patient in the Charlottetown Hospital for Illn past week. underwent an op- rrnlion on Monday. August 27th.

iii. and Mrs. Wilfred l.nrki.t. tiimr son Stephen. of St. Peter's liar and daughter Mrs. J. W. Mr- Quaid and her little daugltlcr .iiiriv of Charlottetown. motored to harden recently for 'a visit with Mr. and Mrs. Frank Lnrkin.

lir. and Mrs. Clyde Holmes of 'l'oninto. Ont.. have returned home iilt-r spending two weeks holtdnv with their parents. Mr. and Mrs. Tyrtis Holmes. Kingston. and Mr. and Mrs. Danicl Mcifinnon, Chiir rhili

Mr Borden MacI..tire. of New- tnnville. Mass. is visiting hlslold home at Brackley Point. .

Mr and Mrs. Robert Richards, tlwir daughter. Miss Ethel” Rich- nrits. and Mrs Stephen Richards of S.vdrie.V- N. 8.. and Boston. are now visiting relatives at North River and Cornwall.

Mr John H. Mrkinnon. St. Peter's Bay. accompanied by his mother. Mrs. Mcl-(lnnon. his aunt.

Mrs. John D. MacDonald. his sis- ti-rr. Eileen and Jean. and broth- t-r Francis. were recent visitors In Grand River. the guests of Mrs Mr-lx'innon's sister, Mrs. Alphonse Mclwllan. They also visited Mrs. Andrew Mrliinnon in Kcnslngton

IIRTHS. MARRLAGES DEATHS Soc par Insertion

E BIRTHS MT HOGAN - At the Charlottetown

Hospital. Aug. 26. lD6l.' to Cpl. 1- 1'-51119 and Mrs. Hogan, Rocky

Will. a daughter. Marlene Pat- ricia.

IlIIARl(EY' - At the Charlotte- lloun Hospital on August 94. W51. JG Mr. and Mrs. John Sharkey.

0i'Cll. a son. Reginald Law- '1"- 8 i'lw...i:i oss.

L MARRIAGE!

Lgggzjg Mlrrcn . MIoEACHl'.'IlN - At zlfiwnal Parsonage on August 11. IPL by Rev. A. S. Weir. Marlon wuth Macllachern. Mermaid. to bc1r1th'ed Gordon Mulch. Mt. Her-

WILLIS - COLES - At St.. John's Church. Milton, August; 9th, test. d Rev. A. E. Plercey. Thelma Ruth t;11E1ltBr of Mrs. Erie Colas and mciate Eric Cotes of Milton. to cldoii Hollis. son of Mr. and Mrs. it-rlox F. Willis. Charlottetown. L- .... ,x DEATHS 1iAM0N'I' .. At Churchill o ;m:"'1ld6y. August 2'1th. 1961. Le- ” t Lamont in his 62nd year. Re- rains transferred front MacLean Miineral Home last evening to C; 1a1e residence. Funeral from mildlchill Church tomorrow. Well- i -Y. service starting at 2.00

Wei k. cmogmylnterment. Argyle Shore L

ll.Ii. Itlaclean

tmannua maauitn Charlottetown, as North mtuatn flour in -

Hg 1 FOR HEALTH. order more Milk IIR. LAIDLAW will be absent,

TOWN TAXI-Phone 1600--322.

CBASWELL for Better i'hot.o- graphs.

TIIE DESSERT that's always a e y welcome -Ice Cream.

"rhe application of compulsory automc-bile insurance will do nothing to improve conditions. and insurance companies have 31. ways been against the applica- tion oi that principle as a means of improving driving habits," stated Mr. Walter Hyndman or Hyndman and Company Ltd. in an address to the Charlottetown Rotary Club yesterday.

"Rather. the industry wants laws which tend to put a pre- mium on safety," Mr. Hyndman 53Id- Judxlng by the experience of Massachusetts. the only state to date which has administered a law making insurance com- pulsory. it inevitably increases the cost of insurance. New Bruns- wick has recently passed n cout- pulsory law, "but doesn't quite know what to do about it.

today. .

R. I. S. MEETING - A general meeting of the Benevolent Irish society took place at the Knights of Columbus Home. 21 Water Street last,night at eight-thirty. An open forum and discussion on 'gcncral business matters was held.

LEFT FOR HALIFAX .- Bdr. Henry Doucette. who has been at- tached to the Recruiting Station at the Armourles since it was formed last Spring. left by plane yesterday for Halifax. At Eastern Command Headquarters he will receive his discharge on the cessation of his special call-out.

ON LEAVE - Several Island

Suggests introduction Of

Life Underwriter

iisibility Act

V1"C1i1 Sllperlntendents oi Insur. ance. who exercise a considerable influence over both rates and forms used.

T00 Much Hurry

"If I were asked mended methods" of reducing rates." Mr. Hyndman said. "I W011111 Iussest first that you and 1 Per5pnallY spend 10 per cent, more .in' travel time. I mention this figure as reasonable, as it is believed that the average man Spends 64 minutes a day behind "'9 W11”1- Experts in the busi- ness believe that if each drive)- 10013 lust 6 1-2 minutes extra 1 1133'. and spent it in more care. fui approach to intersections and other known danger points. that 100.000 accidents a year could be

for recom.

completes Exams For, proceeding, In

Magistrate's court

A truck driver was fined three dollars and costs. or five days. in the Queen's County Magistrate's Court yesterday, for operating a truck with one headlight and no tail-light. The defendant. in a speeding case, was fined ten dol- lars and costs or ten days.

A resident of Marshfield, charg- ed with driving to the common danger, was remanded tintil Sai- urday. Sept. lst. after the avid- ence had been heard. A charge oi intoxication and assault on I peace officer against a resident of North Rustico was remanded un- til Wednesday. August 29th. and an Excise case against a resident from Pleasant Grove was further adjourned until the same date.

On Saturday morning. three speeding cases in built-up areas cost the defendants ten dollars and costs. or ten days. A resi- dent of Borden, charged with fish-

Humplon and i and yicinity

Miss Elizabeth Ferguson, Mont- real. is spending a pleasant holi- day visiting relatives and friends in Hampton.

Mr. and Mrs. Albert Best and son Clifford were visitors to Don- aldston and vicinity on Sunday, Aug. 12th.

Miss Betty Moncton. is spending a month's vacation wltli

her parents, Mr. and Mrs. J.l-I. Myers. Mrs. Clifford Sherren, Hamp-

ton, is visiting in summerside. tiie gliest of her sister and brother-in- law, Mr. and Mrs. Ira MacDonald

Mr. and Mrs. Harry Colter left for their home in Moncton last week after being the guests of Mr. and Mrs. James Campbell for sev- eral days.

Mrs. Reatha Lava-le. Manchester.

WESTERN GUARDIAN

.. PANTRY SALE 0 Keir Clark's. Kensington. Saturday. September 1st at 3 pm. Sponsor- ed by New Annan Women's In- lstllute. lJohn MacQuarrIe presided and ithe regular order of service follow- 'ed. Lunch was served after the meeting by the hostess and com- mittee-in-charge and a pleasant evening was spent.

Two of DeBsble's oldest resid- ents. Mrs. Roderick MacKinnon and Mr. Hector Macxay passed away recently. The bereavlng fam- ilies are receiving the sincere sym- pathy of the community.

Their many friends are extend- ing heartlest congratulations to Mr. and Mrs. Heath Delaney. Tor- onto, who were married on satur- day, Aug. tlth. Mrs. Delaney was lthe former Doris Myers. daughter .of Mr. and Mrs. J. H. Mvers. Hamp- -ton. Both Mr. and Mrs. Delaney lwere successful school teachers.

Mrs. Kennedy's sister. Mrs.,

soldiers have arrived home on leave from training in the 27th Brigade and within the next three weeks all troops who have not had previous leave will be home for 7 days. Among those ar- riving yesterday wcre Sgt. James Hogan and Sgt. Lorne Cass. this city. and Sat, P. Sonlcr, Summersidc. Thcy arrived from Pctawawa.

ARMY Ill-ICIIUITS - Another 1l93V.Y rccruitinil l'ush was noticed yesterday at the Armourics with 16 men appearing to join Canada's 3-.'7th Brigade. Therewasa smaller group of eight new recruits leav- ing by Maritime Central Airways for No. 1 Personnel Depot. Hali-

IIIVES - The Mobile Team from the Maritime Depot of the Red Cross Blood Transfusion Service at Halifax under Dr, Potter, newly

arrived in Borden yesterday after- Inoon and immediately set up a clinic in Borden school.'Mrs. Wil- cox is the nurse in charge and she is assisted by six nurses' assistants. -n laboratory technician and three drivcrs. The team has no small task ahead of them in the next week. which is the longest. mobili- ever undertaken. when they will visit thirteen centres in the prov- ince all the way from Tigtiish to Souris.

REVISITS l'ROYlN(?E - 11liSt Visit in his liailvc llrovincc in over scvcnty ycars came to an end on Saturday. when Mia R. S. Campbell left on return to his home in Lns Angelcs. California. While calling on family friends in Souris. Mr. Campbcll visited the Lcnnox Hotel, which his mother and grandmother once operated under the name of the Fuller House. Only six months old when his father, Harry C. Camp- bell. a conductor on the old Prince Edward island l'lailway. took the family to Colorado. Mr. Campbell is now Traffic Manager of the Union Hardware and Metal Company in Lns Aiigolcs.

Funeral Yesterday Of Mr. Percy Walsh

from the A. A. l-lennessey Fun- eral Home to St. Dunstan's Basili- ca, where Rcqulcm High Mass was celebrated by Rev. F. Bolger. who also ofiiciaicd at the grave.

Whale-n. Representatives of the Charlotte-

town Branch of the Canadian Legion. B.ES.L.. attended the funeral. The Legion graveside service was read by Comrade

Whiston Smith and the Last Post sounded by Comrade William Chaisson. Ilitcrmcnt was in the family plot in the Catholic Ceme- tcry.

LP. certificate For Island Bred Holstein

cord of Performance test. with I total of 119558 lbs. milk contain- ing 4141 lbs. fat. She thus GU61- lfies for n lied Sr-nl Ccitifirilte of Longtime Production on present:-ii by the Holhlcln-Frlollllll Associa- tion of Canada.

age All of her records were made on twice-a-day milking and In two of her lactation: she qualified for thr- 305 day dlvlaion. She has been classified as Gold Medal in Select- lve Registration. FALL FAIR

Canada's first fall fair was held

at Windsor. N.s.. in 1765.

IN MEMEORIAM

In loving memory of our dear mother. Mrs. Reuben J. Vouay. who departed this life August 18. 1081.

Gone but not forgotten. Inserted by fatally.

”I hope that Prince Edward Is- land will instead consider the so- called Safety Responsibility Act now operating in Manitoba, Bri- tish Columbia. Nova Scotia and

eliminated."

He also noted that in Ontario. during last August. so per cent of all accidents occurring in that Province were caused by in.

ing without a license, was fined five dollars or ten days. A Brad- al-bane resident was fined five dollars and costs or ten days for operating a truck without a license,

-Mr. Gerald E. F. Stokoe (above) field representative of the Mutual Life of Canada in Charlottetown.

has successfully completed the third and final year examinations.

N.1-1.. motored to Hampton and' spent 8 week with Mr. and Mr.-.1. Hampton school has re-opened George Cannon. she also spenfllillef the summer holidays with some time with her o new teachers. Mrs. Edwin Fer- Mr, Thomas Cameron, cmpnucl, iizuson. Principal. and Mr. John

dividuals under 25 years of age.

leading to the title and designa-

of

Iappointed Director of the Dcpolf

in part in Ontario and Alberta", MP. Hyndman added. ”Thls form of Act.was originated in New Hampshire and twcn-ty-two of the 48, States have since followed suit. with the Canadian Provinces re- ferred to led by Manitoba."

(la rcless Driving

Taking for his subject the problem of automobile insurance. Mr. Hyndman said his purpose was DF1mBT11Y 1-0 draw attention to the consequences of the cur-

fax. for final attestation. Among foul can-1.3,.-5 driving and seem. those going werc: U. J, Dcs- in: 13311 01 Special interest in this Rochcs. Misc-oiichc: A. Simon. danger on the pan of the law 50U111D0i'1; C. J. Doucette. RuS- eiitforccrrncnt oilf-iccrs. "Apart tico: and the following from rm... 3” other considerauonsy he Charlottetown. N. J. Egan. D. D. emphasized, "it is hitting almost .Bur.ke. A. J. Arscnaull. A. J. cw...-one In me pocket book 1- ;D01T0" 31111 11- Kr w1Bm9i'9v 1ll1l'0llRll increasing premiums (Oi: g' '; anionic-bile insurance. and the

"1309 ('uN”' TEAM 511' overall economic waste following

.in the train of so many accidents lis certainly worthy of everyone's iailcnlion at this time."

4 in Canada in 1960 the insur- Iancc' companies paid out 552,509.- (200 in claims. an amount 510,- 030.000 higher than the previous year. This does not include costs of investigating and defending

the hundreds of thousands of in-.

dividual claims.

3 Stock insurance companies in lthr United States in 1950 wrote nearly one billion dollars of

lauto liability and property dam- .agc premiums. and reported

statutory underwriting loss c more than 312300.000. while in- dications for the early months

-.21

11”. are reported as even worse. Tncscl

land other figures indicated the tpro-bability of increasing rather tthan decreasing cost of automobile .insi:rancc. "That means that you lmay be asked to pay higher rather

than lower rates." Mr. Hyndman 4 emphasizecl.

Taking the ten year period of I939-49, records indicate a 350 per cent increase in the number of automobile accidents against an increase in registrations of only 55 per cent. in the same period auto selling prices were up 100 per cent and repair costs 66 per cent. Against this the aver- age auto premllim had increased only 14 per cent.

How Rates Are Made

Describing how auto insurance rates are fixed. Mr. Hyndman ex- plained that the whole country 15 divided into rating areas by Pro-

vinccs. then subdivided. in the

"w- a case of most Provinces. into rat-

Tlic funeral of Mr, Percy Walsh in; districts. The density of took place yesterday morning ira-ftlc is much higher in met-

ropollian centres. and a man in ri.iral Prince Edward Island or Saskatchewan should not be ex- pected to contribute as much to the insumnce fund as a car OP91"

The pail-bearers were: Fred ninr in, say. Montreal or To- McTague. Dr. J. E. Corrigan, Wil- 3-onio, llam Maclnnis. D. A. Mccannell. separate statistics are then Frederick Dc-Jcoste. and Frank maintained for each of the rat-

lng areas. All companies report to one bureau their Premium and losses by areas and class - that is. the figures are divided into private passenger and commercial vehicles, with subdivision into special classes such as taxis. buses. long and short distance hauling. etc. Actuaries ta-bulate all these results and present them to I central committee as soon as the previous year's statistic are com- piete. This central Board has elected representatives from the companies. both Board a:c1 non- Board. and from the area associa- lions regulating the issue of auto- mobllc insurance business. ,

"I have sat on this committee. representing our Province. and I

Marttiiiio Betty. a pllI'(511r!(l can tell you it is most unpleas- Holstcln bred by Henry J. Stet-rant, to be presented with the son. 0'I.cnry Station. P. E. l.. and nctuarics' rcpori on results gin owned by Edward W. Dlckic. this province g. with yhci; in- Truro. N. 5.. has completed her V,-mania recommendation that seventh lactation on official Rc- rm” mu" be inc.-used to cover

the mounting losses." Mr. Hynd- man said.

other Details

Ways and means are discussed

at these committee meetings of

Betty's latest record wits her ., . larxeat. ahe producing 29584 lbs -'i9C1'1l";,51 fcaflgfml: r1:,;nl:::1'1”;'n' milk containing 749 lbs. fat. aver-' n11” 310,", 13 1 test 3.82 per cent htitlcrfnt. Underwflllnl PT!"-1003 101' 39 99'

tioii of risks. and of improving protection and service to the pub- lie. The desirability of modern- izlng motor vehicle laws. and ways and means of interesting the leg- islatures in the public's dilemma in this matter. is also a perennial item on the agenda.

Rates are finally promulgated for the ensuing year. based on a formula originated by Mr. Justice Hodgins in the course of the N- commendatlon of a Royal Com- mission held in Ontario in 1981. This method of rating the in- dull-fy is always at least a year behind in its rates. these being based on the previous year's ex- perience. Attempts am now being made by the actuarial to pro- vlde for anticipated trends in the loss ratio. and apply the in- dicated trends to the rating for- mula. statistics and rats: an subject to scrutiny by the Pro-

Of the 3.064 which occurred in that 310111-11. 2.56fi were on per- fectly dry highways; 497 on wet

tion. Charteted Life Underwriter of Canada. it was announctd in Toronto today by the Life Undel-

P3V9'men1-. but only 48 were Writers Association of Canada. caused by defects in the road- Mr. Stokoe was one of 106 Life way. Further. more than '13 per Underwriters in Canada awarded

cent were travelling on straight highways al. the time of the ac- cident. "This information seems to point again. and to emphasize. the need of caution at all times." he added.

Rotarians V. A. Ainsworth and

the C. L. U. degree following ex- amination; held in May of this year. More than 600 candidate: wrote the first. second and third year examinations this year. Studies leading to the C. 1.. ll. degree now extend over 'hrPl'

i Lesniaii. Halifax. Clarence Niclzcr-f son, Montreal. Also present were.

To Discuss Laiger

Messrs. A. Allison MacLeod. H.i ' . ?...F”l;:::::..?.,"”'aS;"”.::;..h.:.' School Unit Question

Annapolis. G R. Howard. Fredeiir- , ton, Ralph Dunning. Ottawa. I

Discussioiis dealing with tiir i19lC10Dtncnt of larger school units will feature the national i'(tnlci'- ciice bc.ng held by the Canadian Education Association at SEl5lli-l- toon. Sask.. September" '10 and 21

The conference will be attend-

ltlttawa Paper llas

'pl:liitcd in some youths of today.

and fifteen dollars and costs or twenty days on a further charge of speeding.

BULLETINS FROM BIRDLAND I

wiuiracb 2. mason

Mrs. F. A. Merrill accompanied by Miss Helen and Master Nat Merrill returned home

Mel'rlll's mother Maine.

Mrs. George Dunsford has ar- rived home after spcndlng a few days in St. Eleanors where she was the guest of Cpl. and Mrs. Charles Dunsford.

J. J. Boudrias were J-aim chair, years. llnderwr-iters. such-as Mi Mrs. Margaret Hire. Wilmot. men at yesterdays luncheon. The Stokoe. were guided in their study N H.. is visiting in Hampton. following guests were present: tor, 111". 1”.e5"”"1d 1”” 1h"””1z1', l1i1E51- 01 1V1T- 31111 MP5. 111. M.Ve1'F

393,.-mans A, J, MacEach.3.-n,:M10"-fill" fj"1”"5” i:""i1"l'1"1 1” Mrs. Hire. who taught school in! Hin,fham' Mag.” George walker, the '1-Atclision llcpaiinicntgnt. Ill-t mi. vicinity mnny yen” 33;, 1,5 be.

St. Thomas. om. Stewart Lud- ;'",””(j”-”. f” d”””.""- -”'””"f Iniz cordially welcomed by her 1am' Leamingmm 0"" Harry les In-lull E 1l1'lllrBniCk' When we consider dlir ancestor-”, """1Y 171911115-

E. Teller. San Francisco. John pummlfp hm) nxir9p(l1:11d(:('f;ri"i':' ma; uiincces,saigv slaughter of birds be-f or" 'r g - Jackson. Clarksburg. W. Va, Ma- sMesmAnshn') pswholon, hu1:i"m.g; fore there were laws to protect: Mr. and Mrs. Clarke-Capwcll andr jor Bob White. New Glasgow, nnnnm, busing; Enznsh r;ml;.;,ihem. not to memion me megniihfrs, Boyd MacQuarrie left re- Capi. George Cuthibert. Ti'uro.iMm.mS'.,H”.,n Md ,,..s,,...s5' ml tlcstructioii that still flourishes, we CPHUY lfll W00d 18131155 V Howard Lough, Brantford, Ont.. lwmnre. yonder at the number of remaln- 5130" V15" 111 1'10Df3WP11. NS. W11BY6: Stanley Craze. Burlington, 0nt.. i ,"g,", ?ing North American birds. From I "1103" Will be the KUCSIS 0! D11 W.-'1 ' E. H. Charieson. 01-WW3. A. A. ithe time of the earliest settlers MBCQlIMFlC- -

til the ll-li,rzrator,v Birds Conven-4, rm-

. ii Act ueut througli in the early; Mr. and Mrs, Douglas Staple part of this century. there was ntvand young ,0" 19", recemiyl for ihought of conservation. Without i meg, home in Hams, an" 3 men. Ila-.rs there is little doubt that sev- .53,” V151; Wm, M,-, same-S sistpr I"”11 01 01” be” 19"” 5139195 W911101 land brother-in-law. Rev. and Mrs. be as extinct as the Passenger tbs, wvoolgn...