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Ae' r.lieE'1fw0~` " _ . _ _ _ __ _' THECHAR1.0'i'1*E'rowN GUARDIAN _ __ _ _ __ _ ’JUNE_16.1917» f

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PROVIDER F R W _ F()R

EVERY LIFE INSURANCE PREMIU 1

I ---IS A---

co TRiBU'rio“ To DEEE GERivii-in

$1.

In the United Kingdom the life insurance companies subscribed for 111,-f_» per cent. of the recent war loan of $5,000,000,000.

In Canada the life companies took nearly 11 pei' cent. of the recent Ciaiiadiaii war loan of $260,000,000. * ’ In Australia the life conipanies took over 13-',f_»_ per cent. of tliewar loan of $90,000,000. .~ ' ‘ 1 '

IN WAR OR PEACE JUST TI-IE SAME

~

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..... ‘

These ratios indicate the t.reinendous iiiiportaiice of life iiisurance to the country in time of war. It is equally as iinportaiit to the_couiit.ry in times ol peace. but its work then is less,

` ' 1 d' t l small suiiis to help the Iarincr and thc general

sensational. and goes iiiii‘eniarked. The life iiisuranee assets then, instead of being used to assist the country in its agony, art iver et iii ' _ _ __ _ _ _ __ __ _ community by such things as loans on mortgage, loans to niuiiicipaliti_cs, etc. ’_l_`lic public generally does not hear much about_ that woili, but it is aliiio. t tqually .is iiiipoi .ui .is otiiis o ic Dominion Governnient for war _purpose_s. Insurance _then is developing the country, whilst now it is saving it Iroiii destruction. _

1Ns_URANcE Assnrsi OWNED BY YOU AND Mn. _ `

Now, the average inaii, in coiisidering these life iiisuraiice loans to the Governmeiit, is apt to think of them as the contributions_of wcalt-li_v coi'porutioii,i~t, owned by a few rich men. They

are nothing of the sort. A few rich iiien do not own life iiisuraiice assets. They are owned by you_, a poli_cylio_ldci°, and _every o_1__l_ier iiisiirril I"1_"~`*`U'\ 1" U10 DUm"U0l‘-

'l`1{EI{I:} ARE Jl'S'l` AB()Ilfl` 73,300,000 Il\S[<R»l5D 1’I§()I’Ll$ Il\ CANADA \-\ H0 0\Vl\ Tllliitsh Lll‘l'. li\.‘~l'R.\.\( lu i\h&iI',_lS Ol' ()\ lull él14l)0.0iNl.000. __

1 EACH _INSURER HELPS TO DEFEAT GERM/lNY_

I Insuredipeople have the satisfactioii of knowing that, although they inay not have subscribed foraiiy war loan dir_ect_, that tlicir_liI`c iiisiii'iiiicp__pri-_niiiiiiis have largely used for

that purpose by their insurance- conipanies. Thrs was at first a matter _of _\_foliiiitai'_v_' p_at1°iot1s__ni tl_ie__1it_e_ coiiipaiiics, b_u_t _itis i_io_w_ a _iiiat_tc1__ ol if0'__1ll1_l\ N011 _N `_l0{'_1\_!|D\10"__lH6l_i,‘ ' AND QHFI I To 1 EVERY 1NsUn.»\NcE riiIn\i'iUii1. WE R1~3rEA'r. Is A Dinner tuiviniisu rioN 'io inn tA.\.iui.iN om Liin.\1Lsi_ io i1io\1.n1. soLDi1.ii. . . . . . . .._

D_ErE,xT THE Ei\1EiuY; _ _ _ _ _ _ _ _ __ _ __ _ ___

. Probably, many years ago, when life insurance was in its infancy, this useful function of its assets was not foreseen at all. let it is not f1_ii_ly_llic sav_io_i_ii of the CULIIIUY HOW- Ill lb, JH

hasbecn for long. also the saviour of families, protecting the widows and i_ii~pliaiis when a husband dies, or providiiiir for the old age of the iiisuici hiinse . _

if ~ ff' ~ Thousands of people in all parts of the civilized world owe their start iii life to it, or owe their coniplctc sustciiaiicc to il.. __ _ _ _ _ 1

We would like to point out., that-whilst the average nian has a iiatiiral olijectioii to paying a preiniuiii Ioi' a lile policy, _and has often to l_ic dragooiicil ,into it by the lifc iiisurance

I' t l 1 t istence of e ualiziiig the wealth of the country and of keeping

a ent, that the whole system, iiradditioii to being of use to the <:ou11t_1'.v. as we have exiilaiiwd. is 0119 <1‘ iw as 111911115 111 611 ' _ fi ' 1 ' _ _

3 _ . us democratic. If life insurance did not exist the money now saved in pi'emiuins would largely be spent in luxuries. . ~

IS YOUIQ HOME PROTECTED ?

You know they are protected while you live. But what if you die? Would you leave your wife and cliildi-en sullicieiit to provide for their welfare? Y;o_i_i_tflioulcl consider well the

fact that a principal amount which might have been considered adequate three years ago would fall far short today in providing suflicieiit iiicoirie for the present high cost of living._

The modern method is to purchase Income Insurance payable in inoiitlily instalments and not leave a large amount of insurance payable in one suin to be iiivosted by a widow or

otliers`inexperiencediii linances. _ _‘ _ _ _ - _ _ __ __ _ _ _ _ _

I.ncome“Insui°ance is receiving much attention at the present time. Let us emphasize the iniportaiice ol the tact that undcr (wcat-West Lilo policies the income will be increased

b rofits from surplus interest earnings

.Y P ' . . . ' '

The following, out of many letters of appreciation received, speak for theniselves,-- _ , _

Ci-ufioiieiowii, i>.if._i.. _ BR.-\CE .\i¢KAv si co., Liiiiriin _ 'f\CTL'.-\L RESULTS

; (,harlottct0\\1n, P. Ii. I.,

5th August. ic-16.

Messrs. Hyndman (ii C0., Ltd., '

CITY. ,‘ _

POLICY NO, 5699

lieiiilc-ineii :-

I beg to ack-noivledge your letter ol the 4th inst..

stating the dividends on my lilc policy uhiih ni-.itiiilrd on thc _grd inst.

I may say that I am nioit than pleased uilh the

returns of this policy. I~had a policy for a like aniuuiit on the same plan with another coiiipaiiy which iiiatur~ cd about the same time and thc rrtiirns on the lirciii- \\'cst policy are about one liuiidicd pci' cent. greater than that of the other Coiiipaiiy. l lia\c niurli _pleaisiiizf in recommending your Company to intending nisnri rs. I beg to inform you that l liuvc dctidcil_ to aitccpt A paid up policy for the amount ol' thc policy and pio- fits.

Yours truly,

fsgfiy DANLEL JJRILEY.

“NOTHING (IIVIEH (iRl'2ATI'_`»R PEACE OF MIND THAN '|10 KNOW TIIAT Il' A.\'YTHI1\!G I[AI’_l’I5N-‘L 'l`lIA'l` AN AI)EQUA'l`E PROV

_luly (ith, 1916.

Hyndmaii & Co., Ltd.,

Provincial Managers Great-\Vest Lile Assurance

Co.. (`,`harlotlctu\\'ri, P. E. I.

(iciitlciiien :- '

I ani in icccipt of your letter eii-.closiiig clicque

lroiii the Greiit~\\’cst Life Assurance (onipaiiy, licing the deferred dividend on my Insurance Policy for $3,000, matured today. .v

l tliiink you very niiirli for _vulir p1'oiii|itiie<=<: ol

payiiieiit and iioiild like to cxpi'ci.<. my appicciiitioii through you to the Conipany lor the \'cr_\' siitislartory results. a

The older I gel. the more i:oiivii|~:c<;l I am that'

eieiy iiiuii who is not already |iosscs_~c<l of ~iiill`|i~iciit nicans to ensure a coinforuible living for liinisell and tliose who nmy he depending on hiii'i_ should i:ari'_v l.i lc li1<~i|i';i|ii1r‘. uiid my c_x|icriCiicc has liccii that the (iieiit West is ii good (fompaiiy in which to irisiirc. `

Yours very truly,

' tsgtii THEODORE Ross.

wlio ARE Lm'-1' iii~:iiiNii.°' .__ 1.0111 sri-atiicoiia.

` A1_1_ Insurance ig gi, r@mei_l_y against losses that arc certain or possible. It_is a' device I`o1' distributing_ aiiionir a coniinuiiity tlii-__losse,1i of u few

b the iiian In ceitain iarticulars LiI`e Insurance is like other branches, but it dilfers from all otliers in one l`eature-

_ Siiiiiiiieiisiilc, P. l".. l..

1' .\l:iri~h io. 1916.

Messrs. Hyiidmaii ti; Co..

/\gei1ts_ (Lrcal-\\'c~l liilc _\-siiraiicc Lfii,.

`t'li`arlottelo\\ii. l’_ lx. I.

Dear Sirs 1 /

I was zigrcealily surprised :i few days ago wlien

_\'our i'<°pi'cs<'ii1;iti\'c lic-rc, .\lr. \\'. (I. $i‘liurii|;iii, liaiid- ed me zi <:li<:rk lor 1I1~.;_;,.‘o, i'r‘|vi'r_sc1itiiig iiiv scroiiil quiiiquciiiiiral divideiid on one ol my $a,ooo ‘ironi- \\"‘cst l\\'cnt_\' pay lifc piilii ics, 'lliiwisiieaii'lydoi|bli‘1lic dividend paid nic for llic lirsl tivo year period aiiil needless to '~a_\', is |1ei'l`eclly f_»:iii:,l;iilo|'v.

When I coiisidcr that tlic;»r~ wiibstziiitial and iii-

creasiiig iIi\~ii_lciulf» do not iiiipair iii any way thc spleiie did |»i'otectioii lealiii'<‘- of the policy, l coiilil not lccl other lliiin lii\'oi';ibl_\‘ iiirliiicd lo the lii'cat-\\'c~l Life, if coiisirlcriiig lz_il<ing out more iiisuraiiitc-piii'ticiiliirly when l lincl that on :i liltecii _rear endoii-inciit policy lor $|,i_Joo-willi zinotlicr cn1ii|iiii|_y which iiiiiliircd last _vc:ir_ l i‘ci~civr=il iicai‘l_\' $..’uii.rio less zirviiiiiiiliitccl pro- lils than thi: firc:it»\\"csl pai-l on ii similar |»olii'_\'.

Yours very truly,

(5gd.) C`l{lf`.l’.l_.i\l.'\N .\l.\t_'.»\R'l_`HL'R.

Liiir 20 i>.\v'.\iEi\i1r Ai\ioL'.\ii‘ or i.vsi_1ii,\.\ici~; ...s5,0oo.oo

_~\gc 57. Aiiiiiiiil l‘ii‘iiiiuiii . . . . . . . . . . . .._ 1’/7.35

lSSL`l'.l) IN 1897

'l`OtIll Cash \`aliic iii Milf . . . ... ...$5,065.00 Total ol l’i'cii|iinn l‘aiiil ... ... ... ...., 3,547.00

'l`lie iiisiircd thus icceivrd $1,518.00 in 4‘xcc>~s ol

the amount of premiums paid and had thc bcnelil ol 5135.000 insurance during :i period of zo years.

I

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' lf`_i\i D()\\"l\l liN 'l` .20 Yl'.f\ IIS

Ai\_IOL`N'l` 1)l~` lNSL7R.\NCli ... . . . ...$2,ooo_o0 .'\gc 28. .»\ni|u.il l’icaiiiuin . . . . . . . . . . . ... 95,54

lSSL`I§l) IN 1897

Total Cash Value in 1917. .. _ ...$3,176.00 lotal of Vrcniiiiiiis paid . . . . . . . . . . . . .._ 1,906.80

The Insured thus received fL1,26g.2o in excess ol

the aniouiit of prcniiuiiis paid and had thc benefit of $2,000 iiisuraiice during a period of 20 years. '

ISIUN ~lIi\S IlI']l'}N MADE l"()Il~ THUSIE

people so that .what would crush _the in- it dcals not with the possible or probable,

dividual will be felt_ lightly y A ' y- ` _ I _ " _ _ _ - _ » _ _ _ . _ _

but with the certain. A house may burn, a ship may sink, an accident may cripple, a trust may be beti'aycd, but death sometime or other is sure to come.

Life Insurance is an anchor of security. It is an alliance ol’ prudent men against niisfortuiic. ‘ _

_ ` , wt _ _“_ 1 r

It protects wealth and removes poverty

The poorer a man may be, the greater the need_foi' Insurance. 'l`lie rich man needs Insurani_:e to protect his estate. - _ . _ No man dies twice, if he could he would be heayily _Insured the scco_nd, time. _ _ _ " _ ___ . Very few men at fifty have the fortune laid aside that their optimism of twenty thought they would. There is one sure Way of having acertain amount coming to yoiil when `mid-

life is past, that is by taking out Eiidowincnt Iiisui'aiice_wlicii young and increasing it as your Income permits. ' _ _ _ _

We sell policies of Insurance to_ meet every requirement, and _at the lowest net cost. I _“___ ____ __ _ ~ . ,_ af- W. .fe-»»v~» _ We will be glad of an opportunity to quote you. All inforniation submitted free of cost. ‘ ‘ i_~_=,,Q;i‘1=?$__'__”_'___“ -' -'vi' ~~---. ~

w,G.sciionii1,iN AND s. ii. mens ' ‘ _,_ B_ HUGHES

District Agents at Sunmierslde . .’ gpg(-ml Agent at Mm Cove

" J. F. W~HI1'E,Jr- _ ._ . ’ » Eimnson wnimm' ~ -_~;~.fi»""”‘1*1r“~"f 11* '*"‘"*"“ ' » 1 Qharlottetown, _ Managers for P. E. Island »\»r°»11‘»1.-\1~»w f11»~~i_¢»w. er.-1.

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