/ if \ pt _.1

T’hveEducational o I ss for Life nderwriers°

_ HE

,Cngre t

Now in Progress of _Great Interest to Local .Insurance _Men and the Insuring Public

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Prof 't '

Beside oiflordlng proteetio fo F :nil ll l

are very prohtshle. n T your n y our pn c es

4 .1Ml'¢“_S¢S lil illllidcllds for eight consecutive years. _ Insure with Cannd.i\’s largest Company.

. _ /

_T he Sun _Life Assurance

' Co., of sl Canada

Assets over s4oo.ooo.ooo.oo. ` _

Insurances in force over Sl,500,000.0tl0.00.

` _CONSULT OUR AGENTS OR

Jo A-0 V _ Div' Manager

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The Dominion Life A Assurance Co.

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representatives extend sincere greetings and best wishes to the assembled life underwriters and to the insuring public generally. May this educational congress bring to both a maximum benetlt. `

C. M. WILLIAMS, B. Sc., Charlottetown. ~

_ E. C. JOHNSTONE, B. A., Long River.

_' ' REV, J. C. MARTDV, B. A., Itoscneath. _

W. E. BROOKS. 0'l.cary. GEO. W. Ma.cLli0D, Charlottetown. ~ S. K. TODD. Summcrside.

Major J. A. MacKenzie

Provincial Manager,

Bank of Nova. Scotia Building, Charlottetown, P. il. l.

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FOOL 'THE FLU l

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Not only do we extend heartiest good wishes to the

assembled Life Underwriters. but we hope the insuring public generally will now realise the ndvlssbllity of “Pooling the Flu" by taking out adequate Life Insurance.

A. R. Mcinnis

DISTRICT MANAGER.

~

Imperial ~ _Life Assurance Company of Canada

vo Prince street. cmruvmuiwn, r. la. 1'

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` The Crown Life

Assurance Co. _

Extends _to its policyholders throughout the Province Best

Wishes for the New Year. V

B. " Roy _ Holman

oltusluu. Aoanrr CHABLOTTETOWN

Tné EMPIRE LIFE INSURANCE co.

0|-you all ttsltolicy-holders and Share-holders with _ L_ -A no rnl\‘ou'im:§ow“|isI:Y :nw Yun" We niniioder a 00lPl¢\° UN 0* 7°“°7 °"'""""° monomial.; runs. srl-INDI!! UWFDFNW

J; 'rd 10. ` v.¢.‘l.£"3.‘!»........i.v~»fv»-f ww wi

by imma-lu A030”-in 1"‘°""‘7"°"'

Eiidowment Policies-nov Cooddued-_ nm W. INVESTMENT;

~» _ ° Co-o-’l'llkl'i‘0Vll.\vithi_

R. fH. McNeill

" ~om . 6l\°'l°“°*°"“- _“nm me foremost it would visit Protecting. YOUR' Family P 7 " mu V _ som: smrson, as-ua., .___ ~_’w.\ __ _ I » _ . » / \ . .

_/‘

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Timely Advice

About Some Ways of

Wasting Money _Need- c`d for Insurance.

The Secretary of the U. S. 'I‘reu~

SUW. Andrew Mellon, is the author of thc following paragraphs of ad- vice:

l. Never buy stock in mines you

know nothing about. `

2. None but the rich can afford to

trifle with oil wells. There are many good mining and oil investments, but how can you tell the good from the bad, or know the intentions of the

promoters? _ \ . , .

3. Schemers take advantage of

every important discovery or inven- tion; recently, in the wake of radio. came countless stock selling schemes. Many invested and lost, _

4. Do you want to buy a swamp?

There are real estate promoters who will sell you a swamp as "Shore I-‘rontage;" if you buy property, buy near home. _(

5. Look out for new companies that

are going to "sell by mall." No money will come in ~ until sales orc made.- and sales require a good organization and time. They may never earn more than salary money, and that\is paid out first. '_ ' ~

6. New mq,nufa'etuxing methods

should alwaysbe personally checkcd and investigated.

'l_ “Invest quick, or it may UC 10°

late." is a favorite urge of the wild- cat stock salesman, That shoulo make you suspicious.

8, Look with suspicion on cficrs

with special inducements in cash discounts or stock bonuses. Such an offer may .be a irab. and HIMW have been lured to misfortune by it

_9. Your banker will fell you that "tips" on the stoclc'ma.l‘ket are worth- less. Those who have advance in- formation will -not tell you, when they con profit themselves.

10, The rich man, can afl`ord io

specunfe If he loses, ne has other moneyl-D the bank. Not so the snmli investor, the_mBn_ on o. salary, with c family to support.

C I "se ‘ Pl ‘1> '

Bt|mentininaysMenrl1tl2

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DR. CHAS. J. ROCKWELL ERIC CHOVVN

L(-cal life ulldt-l'\\'ritors will have an opportunily of in-aring' un inter-

nationally famous author and lecturer on liile underwriting in the person Uf DV- li0<‘k“'¢|\» oi' Chicago, who is to conduct three-day Congresses in 14 Canadian cities under the auspices oi” thc Life Underwriters' Association of

Cninuda and the local Life Underwriters' Association. Onc oi' these (kin

,zresscs is ha.-ing hckl in (‘l\:lrloitctu\\'n, January 5, 7 and il. Dr. Rockwell is

art-.ompuniccl on his coast to roast four hy Mr. Chown, general secretory oi' the lliiv Underwriters' Association of Canada, who is visiting various

association centres in tlleliniercst oi thc association work.

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To be Broadcast from Station

_CE C. Y.

lu thc banquet room oi‘_thc Victoria Hotel Dr. Rockwell will deliver

nn .1l`l4>rdinncr speech which will be of 31-cat interest to the insluing pub- lic, as well as to the rcprt-si~nixlil\'cs oi life iusuranrc gatlierrd round the

hotween il and '7 I'. M. on 'l‘uesdoy, nnd`hear this excellent speaker.

_ f - >-

iv~st.i\'e board. ol: the closing night ui' the Congress; so tune in on (P F (7 Y

eterm g

Invest.

'Some claim that life insurance is

\ ‘ ‘~"""f, “ /_/’.'\ Esrantrsn »

_ _,_ __/ . _ en mf.

Assurance Co. ~,

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Insurance ° With. M°”°" Give” ree .. Day “Md The Great West Life '

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l b _' 5 ropositiou, there- ` ' ‘I :_ :'.:;“ii° ..-.. ' . iff lon mv-»f~G

` e is w ut" . - , ,_

not the case. Life insurance in most , __} 'H J/.5 instances ‘rs all sentiment. It is sug- / 'WI \__ \___ gested and prompted by sentiment. _ /__ _ _ POLICYHOLDERS..

“SERVICE T0

1 Q

Men insure for "Mary," in whom all -'/' , ` \ their sentiment centres. Sho may _,ig _ ` .f~_ ‘_

bc wife, mother, daughter or sister. _‘I ." ._ . ‘ \ P"~“l“| R*`P""9‘“¢°|il/C51

Everything, however, must have

its business or commercial side in

mae thstn ms be mues1_<1.ove, -'AMES B. HUGHES, usltotn M. srewsnr.

1' Y D

marriage, homc. all of which is me ALYRI-I ARSENAULT

embodiment of sentiment, must nev- ertheless be cornmercialized in the

eiment that _thc_material_ things also I @ (I0.

ull be provided Charity which iS prompted by sentiment will not main- °‘ 9

tolli itself; it must be organized and MANAGERS F0!! PRINCE EDWARD ISLAND

put on a business basis. While there may be no sentiment in business, there must, neverthelefs be very 1

much oi' a bu.=_int-ss side to sentiment. In life insurance, selltlmcnt is first

and last, the business phase being 7'

only a necessary adjunct or incident

=_\1~ _If \g§f_;_;~f»~¢ H; d"f?“§1f‘;;“,_“'°v,;_§ Life Underwriters of P. E. I.

|‘n ind xl ron is so o s _ there would be little. if any, life in- surance. It would not be in dcmnud

si

as on investment only, _ 11:11- there are many other safe and profitable

investments. I_iut no other Dion has “be;vt‘:o"";'|;j;l';";)c-"':)‘;n"?ng|;:':)='i";’|‘;“w “y‘;‘| :aff

CHARLOTTETOWN

In Congress

'ever been dvvlsecl by which wo con _ protect Mary. Men still take lite "°"°yh°ld"$ as “f`"'

insurance primarily for Mary. just ns they did before cash and other

surrender volucs were l<no\\”n_ Mrd-

ern policies, with all their improve- ments. only serve to make life in- surance morc popular, of greater voluc lo the insured, and easier for the agent to sell, since they serve the double purpose of protecting Mary and also the insured himself. 'Every mon knows that life insurance is a qood thing; that he ought to have it, and thot it is a mistake to put it off: but all the investment features und policy privileges in Christendom will not alone induce him to Lake it _ today_‘ Investments can be had at \ any time, but this is not true of lite _

Association SINCE 181i

W. G. Hogg, C. L_ U.

Provincial Manager.

insurance. It is only the tear that e -

Mary may be left unprcvided for that will induce a mon to Lnsune \no`w. Mary is the "look, stock and barrel" in life insurance.

.FROM THE NEW YORK Ei/ENJNG rosr, JANuARYz4, 192.9 . | CANADA LIFE

A I

Established 1847 _

has always tlken a leading part in the better |¢¢|m|¢,u

INS N education oi the Life Insurance Agent, and enthusiastically

/ | endorses the Dr. Rockwell Congress.

Insurance Called Ideal Investment for Worker, Who Creates K. S. Rogers

The numerous annual statements

being issued every- day now by insur- ance companies should indicate to policyholders and holders of insurance stocks how intlmatelyithese financial organizations are oonnbctod with the ' growth and development of the coun-

try. flew business organizations have

such excellent statements to exhibit to_,those interested, and it is a cause oideep wonder that _the general pub- lic has not long aio seen the value oi insurance as a pure investment aside from its protective feature.

Insurance is an investment. It is

probably the safest investment in the world. In fact, we know of none safer For that great class of ,middle-class worker and for the working classes mgunnu oder; u better investment than any other in existence today.

smau savings create 'Lam Estate

The mall salaried mon con G0*

through insurance an estate that lil? can never hope to attain through SUV- lngs. For instance, on a~=l\'i118S-°l about $10 per week. he can create on estate oi’ $25000. and Dfw! he UBS mm this gmount mm the insurance company for more than two years hc can borrow l. certain portion of it back if he should suddenly need lt.

lin may/borrow up to thc full loan

value of the policy at a rate of 6 pci cent and still retain the DOHCY in force. It he should die before he P010 hack the loan his estate is P014 we full mount ot the volley less the amount of the loan.

If he leaves his dlvidtnlia with the

insurance company he is guaranteed on lntarbst income of from 3 to 3% per cant. ond fs. throillh the lm' .3,-|,1 prectloe of most insurance gqmpsniee, paid 4 or even 5 NY

cegt. in some lnlvtalégioé __ mmm

oppose every.. “lit

put ul his nvinu un investment funds into insurance. 'must would it benefit him and bo¢__ __ ld it benefit we country et large! _

Iioeneinl Lenders Invest Funds;

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Estate and Gains Security -Buys a Share in Country ' I “‘*°“"°‘“- MANAGER

BY GEORGE A. MILLER. » _ ____

funds into the hands of the most skill- ful financial minds in the countri’- The men who invest insurance mon- eys are perhaps the best trained fin- ancial minds in the world today- The larger companies often invest as much as a million dollars per day. They must know their business. A glance at

ings of any of the larger life, tire. casualty, or surety companies Will show how nearly they have their in- vestments scattered so asto cover the entire country, and in some instances the euth-e`world.

The investment list of a great in- Some years ago during the bucket

surance company comprises the most shop scandal, while interviewing complete and fundamental investment Charles E. Mitchell, president of the trust conceivable. largest bank in the United States, the

When a mon buys an insurance writer asked him why the American

policy he is buying into a. portion ol people were always getting trapped by all the securities that the insurance sellers of blue sity and bucketshop company owns. He is getting a share operators. His answer was that the

any of the printed mtg of the hold- ,of the profits of all the investments American people had no respect for

scattered throughout the land. Why established institutions.

should he not rather trust his moneys to the hands of experts, than try to

increase his mere pittance by buying P“W° R°5P°°*'S I"5““'““°°

blue sky, sure things that pay 'i and _ 8 ber cent, and genelfally go broke. m;;;d§gdu’:;5;ea_f;pbei§“;grh}e§m'glLl£;’§

._..`,, _ __ _

_, _

`.\~\ if -had purchased something like $16.-

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' f _._\»--- -\- ‘_\,_,e'»_ \_ _ If they can be further educotbd to

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of \. _ff ' AN¢~"`-mil so f/"buff !!"?’5'-R--sf'o’ff»»J;»>vf /

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"' institutions. That is Seen in the

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enormous purchases 'oi insurance. Yesterday it was announced that they

700 000,000 last year, making the total in force equal to $8'I.0000000fi0

trust their funds to the insurance companies this total will soon be sefv- eral hundred billions.

It is the _duty of insurance agents to

sell the idea to the public that they can get au absolutely safe return from their funds in insurance. Safety is better than insecurity. Speed in ob-

Th

HEYRY LAPTHORNE L. S. STEVENSON _

W. G. SPENCER E. B. MCLAREN

J. W. TURNER REBER MCLEAN

_ The

North American Life

Assurance Co.

Extend to all

e Season ’s Greetings 1

taining a loan on a. policy is equaled by no other financial institution. The writer has obtained loans from his l>°il¢Y Within twenty-tour hours after the request.

The advantage orinnlronee com-

pany handling the investment funds of the small earner is that the insu.r~ Uwe company oiilelnls have a better Judument of investments and win our

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`Is_ the Strong Arm of Life Insurance

to the country than will the small earner, who is often tempted to cm- bork his small savings into a financial ship captained by piroticsl crew of financial cutthroats.

There on nlunerous policies now

obtainable which can take care of almost every need one can conceive of. and if the insured wants real nn~ an~ial securitv for the, future and Wliitetolltlsthimlelfbyhelplngthe 'count-fiiooovlhoietogrovetaodiiyhe can find no better lvl ur~ chgling imuroiloe iloul

S it 33

The Maritime Life

771e Home Company

T. W.»Bentley

MANAGER

' REPRESENTATIVES!-

J. JFIIOINBY, (illrlottotovl. D. M. MOTION, Clllllfitktlwn. E. KIITB CAHIION, kills. HIATB F. CAMPIIIL, lofi( INK'

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Cameron liloek Charlottetown, P. E, I- X .

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