4

Q}. _ i1, In‘ coonosua! i.

Alpvinauhanodnl

big new

by Wall Paper Catalogue

irfleyqvnsnaosadtnswfl #85‘! F‘ 1"‘ lcaliunadsarllsnalfii§¢hll¢v~ WALL PAPER

ggagw“ gap; Priooabnoatlatnebonisiln-

Double Rolls of 16 Yards USE THE COUPON

noon: a UcLEOO, LIHIYEO-N Gardenia-own P- E- l‘

has-m . . P. 0. Alive-an 9191mm

an m: u» s»- wu: PM" firatvaw-

i

P1001155. M°LEOD l" rw“

111"}? QUEEN

. ~ARLOTTETOWN

- -,- wavy". w In out Pmvruv at! nuts wfitr owns

_ f,” y,

A MLRITIHE PRODUCT

Corriltz (o. Ltd

{I'm 101v Hardware Deal?!‘

Seine (tool

Z/Q/g

Pam's fizz/h?

z

>2’

0

n? .

fr: TROUBLE . i

I0 ~Ilur

u.‘ 51D

"x "III b Ions on:

1f in 19101 an

Jlfursvtf, n; in,‘ 5. fig- ‘.1;

I! 4 wsw-fl. ll wnou Mann

"v avvfl w! i-rin loos not

w». .....-..|,.,,4|,-_ n,‘ “Jpfiflgnl vyg y. y. sqss-ily ~~n| u» whoI was‘. "not mu mm: rip-gun q! y‘. ~src‘l xJfu. our lyealgit.

7 In" Innlrlin for diagnosing owl osrrnnls-s lye isollsloa. are wuurpqoud; sr- i-qqq any u, saw-nu Ilvvlnud h] adolu i our van-and.

Thsvys ls wand actually, -_ vii-inning all dines of error.

Tlwn in n. not-ll that comps w» nil-allow Ilvl '5: recall in that hlxls floor» of urination, Iii: 11m! r1~ luv-r 4 flgfit It la-nad. lf you o» snkmg Ila but nrvvo v-i-mis-ri-ls a! a Iod-

ifll Isa-i better u"

D0 Ii not. .

E. E. IZARKMA-N JzivtLzn w; nnolsrlsilo Li‘; .

.llqler

nun

"no.

lfllr n-av upon so IIvIIII.

" Illr. Philip Noonéin Delivers Instructor;

Dezeng Diagnostic Professional Unit

LOIIUKI POI TE PATII.\“I‘

s rn-pvt seinflcs of aeilrlxllz inotrssnruts Optometrist to rover w-ylncly Iss1 main: rumination,

I

srilh owls individual inotvlncni Iilhln instant "nth.

I 1

[notable not, hand mo! lilti- non. ‘flu riuir can be rallied.

MYYICIILWCY POI! “KHZ OFTIJIITIIt-T ‘Ibo. Wellorvrih Cull pveoelio

shat cabin the

2 wflbtfl ho pnlirnt hiring the chair Old

Aa inportart requisite of a ro- rafllll ooili is nboolfla o0.- lrfi for (h! plllfll.

This has incss veonspllsbol in he Wellsworlis l‘!!! Il-lfi Id-

eal in non quietly and

examined.

(Pptvnsdrist la neoouxplishod with [mung dlngloofle instruments of missic precision which no Iflh-

in lnslsnt mach all swing helors Qqfaqyyyhl, Y "P "W" Blam- Horzd ttrect dealers '- - l i BYE"- "I::,'”‘;|':;."b;“‘ l. ‘u ‘Gm UYlZlQUPH hold onto to th‘ ' TM 1'10“!!!

Olive (‘alluvial Will Drllflon

Attlfltilll "Ill?

H. J. MABON

OPTOIITBIHT impugn, P. l. lslnll-

Address 0n Canadian Banking-

,l a: z of the Knights t l! in timir Home Monday -' 'lll"h ‘no largcry av.- JCUW; and lntcrcratlng ‘anadlan Banking" ivau ' llr. Philip Nuonan, Man- or: r o.’ ‘m- l-“rvfnclal Bank. int wtw» trvazed svltfn crltlclims wlWE. t. w ‘h-n lcvl-lll-d at fianadlarl

Hurt}- l? :' ‘w grunt decade and the Pom-v‘: \ d for our financial ill:

T!» ..~ t tplud hv Hon ll. if‘. .\lfii'li“‘ '2 - Knight 3nd at the I-rmr-luslun v |".'..'l_\' vote of thanks was; mow: a .‘lr. if Fitzgerald, we'r- onvlw’ l;\ 2.11111! illjl/Jlsn and '41)‘ wl l . fllmmrn, J, Augusta Mr:-

DOhI-lrl Ill l1. A, Prof. J. ll. rlnrll .1 l Tralnor and othcrs

‘l.- Nnol; n In a suitable reply vrsuioneiy wlsnowledged tho vo-e of 'h4nk~

TL:- fr. "rwlng ls a summary of the t-vldrv-m-t

ll in; loan virmaslorlully urged that r~ . n fianarll ls a monopoly and 1 unsuited to the domocratlc n. . lvllnle" of thlo country They who tr!‘ lurlll this rmntentlon have over- imrkv-d m» fact that the lvglnlatlon of fllhifllil Iv lll: liberal as it can well he. “tflkllifl In (‘anads is not In any sense a nunmpolv In thin country, merely ln orllur m follow the Brltlsh parlia- mmltury mv-lhods, why-n a cortnln num- her uf ludivlduols have complied with certain rvqulramentn, they are sull- poscd lo have applied for a charter. which Parliament theoretically mlght rofuso, but which lg s matter of fact, would not the refused unless doubt existed as to tho "hon: flde" char- acter of the ‘proposed bank. Then upon complying with certain other require- mnnls and obtaining the consent of (hr Trsosury Board the hank lo ready lnr business. Th; subscribed capital must not be IQ! than 5500.000 palll up lo (h. extant of oua hsif or 8860.- 000. sud this cash must be tllnporarlly dvpcsltod with tho Trsuury Board at

uws. The minimum hora is ptocod

_ than in tho United Iillll lllfllld l0 all W701‘ 1° “"7

Blan-

of‘

<

!

l

r‘

on a general barlklnz boxlnr-ai; is at- ulchv-d the prlvllrege to open brunch banks throughout the country and to o q, bank note currcncgv nut s2- -d by special pledge with tho Cov- wrlmL-nt. In the hll-ttory of (Tirnada a- in any other new oountrius thl- plzuing of capital mock by new banks lo; been accumpunir-d by ulI kind; of above The arr-called "raslf with which many a bank bu: begun liUHl- nhgu has sometimes turnwl out tn br- vmnprlscd largely of FlldflsllOltlléf" notcr, or any one of many dPvlcI-r has

hem resorted to to make a "brave oumldn" to the public. .\'o restrictions will prewnt thr-

occurrence of some form of deer-p- tlon but Without. drnflit the firemen’. conditions an, most carefully devlswl ln ordcr that it might bra reasonably certain that each new bank aulhorlzed by Parliamnnt nil he an honest hust- nr-rm vv-ntnro, it ls claimed by some that banking ls not as "free" ln (Zan- ads. so In the lfnlwd Rusted. The vcry term "freo banking" ls a :11!!- nozner and it lo tn be hoped that there are msny who will agree that. a llttln loss of freedom In the ablllty to r-rc-au- a hank and a llttla morr- knowledgv on tho pflfl. of the pecple rv-gardlng thr- trure function of banklng u-oulvl he for the public good.

The first general Bank Am of thr- Dominion was passed ln 1871. This Acr. extondvd all charters for ten years which practice hat been follow- ed thus for. The msln revisions haw- beeu five in number and took placi- ln 188d 1890, 1913 and 1923 and tin.- next. one ls supposed to be 1933. This act with amendment fromulmn to time, whllo still not perfect. his glwn us a thanking system 0f whlr-h any country might justly be proud 4nd l! ls no highly regarded in sonn- of the other countries that. many fI-uftlres of lt have been widely copied. .

Bonk fslluros In (‘Andria haw» been very few as compared with our neigh- bouring republic to the south of us where in the year i924 as many as two hundred sud thirty sevrrl lmnkl iverg in the hands of receivers Th“

106, lira Hood tlia be formn-l fr, whirl; five cups wlil i», D7254: the team, vrimllug the u:

—Gl-IEATROA$.-fmmuu§ simmer. not}:

,1:-ncl3i;z, O: sum-n: o.

Fez-re as 21,71; 32c

—FOflTY HOURS CLOS ‘Vary Barr's Tarot»: 1:1’ Cinch. zooming.

Izzpasimn ‘was rrie‘ Father AJ. Mclntyre at. f?.e1.Ma:1§:. Mariachi: y u Ira/m. jfoCatse as S:?rf)%1.z>!..

rcLior. was rery sauces». ‘viz; 1H7 Cozzunions

‘Xoadsy 22d T36 prions zzten l It lludunaid. 2e . Pun‘. “'11. Bay. Peer. iara R21’. M.

canola. Rev A. J

_1u¢k the prim for the player mak- igg the lclglaest total l: the three games was

.2 team and picked "1 form the lcazuc -

~llou James Qwent '0 I

aftcrrnlrrr; 1111!; Ipnf-rLrrM-rrf.

‘Ship Models

. L0.\‘l')0.\'. February ZZ-lnsdon Md! w la being stripped of slfp modrlt ' ' M u; iuppiy the d-mand m the United Marry. home and Prank and Ell-Wm‘- -S'.at.cs where they are uiéd as d’:-

hc mad". l/mdcn antlqtlc dcalcrs are also "h rwmservlnz thr-ir stock Prory b“ .~ was dc

earthquak .

iron-tacit»:

yam-ruby . -. Srnzziernr} . The it: ruLfi-s

' rvzive new: in Prtnmg.

52s.:

a

and Rev.

T3541;-

hlcaaghan, I Dr. if J

in

Ion =,.y 3dr. Alfred ‘f the close margin of "l ~-- Johnston bv- ‘~

11s, 114.11?

.51 pry. lt is umicr- a w!" .ng league is tn

d u. cal-h m

{ivc tea“ . wzll

PERSONALS

A.

"la-n f t“! b‘:

. people who In lllnr-e and las‘. .

‘He i=4

zabeth l»

mu; wm-y llwpttem was

my, Japaulrsell-‘r, Haw-l.

Homo llarlkffallurr; i= one u.’ the worlt "analla baq known. 5o uttrrly bad that

‘hr.- kind of mhsmanagerr: which '1 ought it about is whorl baron] rmlllutlon. Tlwrr- v-‘I-rr- imprndvsw

lfiiiflfi 0f amount“ fa,- in mums.- u.’ KY‘_ mun jtwtifind M‘ thr- Ilanlfv rH-"lurI-f-R Hntl (hi: and‘: Wi-f- no ’Ik"".' than a farce insofar a! it purported ' ‘drou- tbr- trur» puslfinu o!‘ ‘he in Th!" lallurc ‘with "Ofi$l'!||l“nl u to a largo nurr-Yicr o! dvtyttrnirrlre hm suqgostm] a propcaal that all (bar ed banks mxuvllll ho mad‘.- jointly"

severally rc-fvlnniblr‘ for vhr~ tnou-y deposited with r-ar-h o! thvm "Lot tt~ have a guarantcr- of dmpoehr“ <-.\»

I-lalm some lmmuturr- r-s-rmomktv" and l: will bc a matter of indlffcrcnvre to the r-rmlllorr. whv-thrr or um u bunk is compelled m hliFpQlifl pannr-ntf‘ just a couple of your» no oahl-r p~r~ son» were convcndirlg for an unli1nlv~ ed supply of paper currcnr-y- in ordv-r that the impecunlous mfgb: obtain all the money they viesirevl. How any one Who hag looked into thw- hinlory of the operation or nunh la“! can .'ld'.'n- rzate mutual guarantor of hank de- pmlu passes all understanding, The plan in un-moral. fundamentally nn- sound, unjust. and froughz with grout danger to banking stability’. lt is un- moral and unjust because lt r-wlts thc solvent to pay tho dobta of tho ln-nl- vent and in practice maycven despot! the honmt to atone fortbe crlmes of the dlnhonr-ot. It ls fundamentally unsound, lrecutlve it lmpmos responsi- bilities while with-holding power: am! lt'would thrcatrn banking stability by encouraging rl-ckhss management and imparius the resources of sol- vent hanks But some mav say thrv are aireadv required by law to guarantor eat-h others not» lllvuldillili. and whv not each filhcrg Ilfitmqll"? For the simple reason tllul lb» two rhlnu are as dif- ferent us rlav from night. Hank hill‘ constitute nlw largw part of the cur- rency of uh:- r-‘iltnfry. tho-y are the medium of exchange and the ready fIlfiIlPy of tho péflplfl To retain their qualify o’ nruiing inchalienged and with the ulmut freedom from hand to hand there must lbs the conviction that their rod-motion ls lsoyond pre- sdvonlure. Accordingly the profor- nnrrr given lhr- claims of rlofeholdorl ' I

"JEASTERN AGENT. ~31. I ~ W. Maroon-ix is not Grslrdil-l I681‘- ?T'€:'b‘_1'Z?T5£ZI Church i: M: rvlrlt. .1‘ wfiuguuid rflbepiaselw 52¢

L»: gr- Err-ne- rm Feb. 14v

. r. Lam}; was men new 5- jifn 37,1;- 53 5n usual lar-

Memoriam

1i load : Johnston. 122. 113. mvr-A thrw: month

‘it Zllitydflljf he "all! n.‘ hm that} h»:- had n1} I-rwrrifrr

, I'll Your chndren.

lilrzokllgfhcrine MCQUII- 1925- 13'1"" mad‘?

period 47.951 2-4 lbs and the aver- 7‘ whi(.,l_ dflmle n“? ace pglfeyaformvglgrpillalzfieason 3311». .ZlldlugfirirT3.$’§§§§Z.§’$Zr”°'

mp3); m; anqw yqnrpiqr-vjgng to unfavorable condition of the roadlrlm lava; larzcly aq/gndr-‘L hur-‘rlziy morning lr- 5v. qr van-m (‘lmrr-h. l/n 6.3. I-r-‘lchralcd

F1

_ justify the proposition

villi

(‘Asser- 13d fiEéds. h}; 61L. is the ‘r 2 fer years m":

('1; mxmgx.

w. Hz

o! l".

“N. r‘ Razors-z»:

home of 35f 56.9.51

‘IE-WE

_ rerjr bad 00'

did unfit . of the ev-

..uart

f’) p3)’

been ill for ul- '-, and altiwrrkl

Jam..~. on and

' Dorcbeszter- “art-tn Mrs. Laura

- cheater. .\lar=.= Dorchester. Mar-

la“ rl'~'-~' H");

of til‘: 143ml.

a-mlw-ri a2"

o2 hand to‘ - kind and- nwon for him a- b/wh r-Id and your:

'l"hi- was evb‘ larzv:

The annual

l l 5

ssaussssnosessson

‘Tuooazhoflanexflfltvlf-ll-d Qicfiewan oooarnalurhehone

lutkpassingollnlfllflill- ‘I1Stzwuxxadvkimyimeaune_ jvftzsfzresdzixas. Amid uumxzmsg mire and squib‘ "a-grrtyiii S! yznofennily romlorhza Lberclfifl

'21s farm in Pixquid. [.1.'?."§ f: arty life m Slim

0f Pitlqufd.

.. 1 .r Thomas. apatite. and firs. Sflex-zsrt. )..fi' Boga-roar. was a s0: of 3dr. Rage-roars.‘ united r213

:1 at the tizne zbe faith! '- 12.5 formed became one o!

war-t»; behind a heritage of b05- .’\%.‘.I;‘(’X which *1; a worth- 1-‘1 the “m: asd lands place Friday altcmcon. Rev l. Pa; xardn. 21-"- past-Jr. offic-

HR. JOHN R. DUNCAN

l‘ '2: .-=.'»..-@u<- to the accidental h of John R Dazc-atl ‘which oc-

wars working at carpenter work Bveton and at. time of accident s-orking on a new building? and in some unac- mtable manner fell mg a distance of about l0 feet» ‘landed on a swinging stage a f»: feet from the ground and was : wd to the Clty Hospital where;

lottewsrz. , :2 died about a half an hour after‘!

-—— ' Th» funeral Irss held‘ l -BOWLING. tbs- ‘riowilrlz Mn‘ PETER MCELROY _ the residence of his Bmtheri contest. a: the I,‘ ‘n1 Allkjr lav. .9.’ (la-can St. Dorchester,

F..day' the 19th to 0=dar Grove - u-here a vast assemblage : and acquaintances gxt~ their ' to one they had so dearly loved. ~ i.“ survived by his Duncan at prevt-cnt in Bast-i three brother"; James W. and l nmrge at Poplar indium. David in- and three sir.- McDonald. Der-l Margaret and “rs. Janet 55‘“-TY"“- "W B513. Buchanan. of Strathcona. P. E. mother predeceased . ffhurrh u! u-hid; d1.»- Emn about 011v.- azzd on“ half yeah" Tr» 1h:- hefeavml family in q.- u-as u manrthcir sad affliction The Gnardan _ no “a. pyl_.ylextend~ he slncvre sympathy.

Annual Meeting New lasgow" Dairying C0.

' meeting number of Glasgow Dairying ('11., too}; place lted him during hhyWednesday. Feb. 11th with a fair.-

1 came to pay their ly good attendance.

hen he was dead. d by a rsorrovringllflwfll by

IEDOPK

Glass. alsnlmm‘ 1924

tn uk placei

Ann-F‘ The cheese A lilllh W385 Oflqqh‘ 1925 and

l‘? ngumanufacturerl

"'3' “MP” the YE-fhuzzer 541s lbs.

-maim-: we»? laid mflrcst in the ad- 31,60 my cm p“-

unon the aséela of fail=d hanks ha.- bccomc an axiom in banking law and Fr-‘encv. and l; no longer called tn ours on. S0 obvious ls the righr of notrdlolrlow to protection but the law -lrroundg them with ext-optional se» I =1r"y: providing in addition to a first ‘- on 445.44g a lzuarantcc fund to l: all hunks contribute _in propor- ' n to their circulation "which fund can be drawn upon when necessary. ‘o mow any deflclnlw-y in assets of an ttsfllvv-t-t bunk m rflrlr-cm in; nmefi. A n-u-unahl» argument can be set up r: tins: 1h5~ muunfity of responsibil- l' but so impcralivr- lo it tn establish u swirls; v-urrenqv that the principle of r lmnmn liability has been BCCPpKNl. 'l‘h-- total of a bank not» lssug in lim- zl-rl by luw: di-ptlzks arr- without limit; so that What l5 pructlcable for llv- formor which are a first mortgage and r-tlarzw- upon the banks asset‘. bocoml-s impracticable for the latter. which ure a fourth mortgagp or lhargfl and are unlimited ln amount. l sav the deposits rank fourth because nr-xt to thc note lrsue the debt of tho Dominion and Provincial governments rank second and third respectively.

AL this point t- mav be observe-d ‘ha’. the security of depnlts does nc’ necessarily depend upon the bigness of a bunk. Tho _ larger lnrtitutlons. with more abundant resources. do in- 112w]. perform ac-rvlccs beyond rhc capacity of s small hank, nut-h a; ac- commodating large Industrial corpor- ations and providing foreign EXClHIIKo faclllflmv but a prudently "l-lnagi" bank of comparatively small vosourc- es ls qullw as sail‘ whhln its sphere.

Primarily and ultlmslely it in not the size of a bunk no much as the sbll- lty and Integrity of Ps management that constitutes its strength,

Before passing on 1mm this mutter of gusranwclug deposits. l would like <0 quote an eminent bsnlter on the Injustice and futfllly of a deposit gusraulee. l refer to Mr. James B. Fhrgln. (‘hstrmsn of the Board of The Pirot National Bank of Chlcsgo, s native of Scotland who wu for many years with The Bank of Nova Sculls and is now one of the leading bankers 0f America. "ls there any- thing in the relations exlsltlng be- twoop banks sud their customers to fill! ll (he

.,'

dent gave the opening address fol-

of

Jgggph aqdlcheese business of 1924-1925 sea‘ Butter season and ended June

210.564 lbs and whey‘

ll

5E

d’

fr; @2545

of Berlin.

of H a ma!

the

rs. DurJng a?! their: . s he‘: mark-d bx ‘t .._ f who prpcsrw- and

than funeral _

he

from the

last respectsI

father

also of

Mother, the Health Doctor, says: Give your skin x dune. Use Iifebuoy regulady—- exclusively-f or casual dansing and for the bath. It: rapidly vanishing clean- ly odour is you: assurance

of its antiseptic value.

LIFEIIIIIY

HEALTH so» ?uri/s'es and Yi-otecta

lzvcr Brothers ljmitnd Toronto

daily

blemish.

by infection fromthc thousand and one things we touch during life-things have touched-by lack of towel fiicrion aftcrthc bath, or the usc of harsh, adulrcmcd and so- cnllcd beauty soaps. From bobyhood to old age the ’ purity and antiseptic qualifies of Lifcbuoy Soap will kccp the skin normal and alive, and free from

Lifcbuoys mild, creamy lather goes into the pores and keeps

. .vn-.qt=w.._a.rv.-..,- m<v~

that others

them ope1r—-a.livc—and pro- tects against infection.

For a healthy, velvety-smooth skin, use Lifcbuoy, the world's most widely used soap.

3 3 tevt make 1 lb cheese. The total receipts

_ . . . . _ l pan; fur the whole year oflgallgiggyuirer and

to 561159.05. The

board

of New

The Pyggi. LoPage. vice president:

butter and

of Mr.

began Oct. signed on account of

4th, durlnk this

year:

ullobl; 11.0: mJImu to

_ Jrc-asurer Miss _ "5 ‘he w“; auditor: ‘YVllliim Taylor, manufac-iesung Brown, sales!

d directors we" eleaelL man. With a competent board ofl

Adam Brown. vNBlllt-"ll?

Andrews. Ernest Houston. Bruno‘ Pineau. Walter Buutaln. and John Clark. the latter taking the Place Artemas Moffatt who re-

Moffatt. 857ml; c. smllh- 3588-11’

Paid to patronsiand J. Stevenson. $554.89.

milk. averaging

Janie

GEOYKE

' a - _ he a hffh m. n: of ttr mlfl are Mrs. Jan. Stevenson. seiclrgxii llline gar-tum‘; ineolk", ‘m!