i‘ UARY 9, 192s

color Cut-Outs .

BEOWULF -’

(A Viking Ta-ie) v pied for lboya and girls m the great English epic. pllgn -by Taveg Maxwell.

QEEFELEBK’ K213: ‘wfi OE‘; BROWNTEQJSERS“ orvzli slllEwclunsl-um’

___.

l r

a Beowulf 1.21mi,

lllrmwlnu: Bcowu-lf Uostulml»)

‘lll ll. goodly ship 01' oak Beowulf mill hi3 {hangs 10H. ilille 511011151 (if (lclltluud and took the occa-u-inltirs to come unto till-l lalllli on‘ ilrocllgllr. Much mglily war illlrncss alld ulauy f-llilrlly ‘swords they carried and il rnllrllller ruost skillful.

After a s-‘hort and czlsy package the luldni-ucr hcadlali in ilhe sllil) illlliil its ‘llllilliilllf-Z rltfllililkii lllc sandy lbclrcll of tllc couultry ui‘ King llrotlhgllr. "iwas trlulre ll in-llrlt walr- dcu. of this sorrolulall king-i tiidfiil"! tllelm and seeing tlreul. wcrllt for- ward to find their business.

iBeolw-ulf spoke lto the coast war- den alnd told him lliillll the Gcu-tlrrcu canrle only on qrcacetiul lpllfpfltie to good Hro-t.ilglrl' rand wilrhed to (rh- taim leave or‘ 1111115 king tu flglu the monster, (lrondcl.

Right ‘giilllly dial the warden pass chem by, instructing llirenl whither to go and assuring rllclul he would watch their lialr tell-lip. Tile Gelltlrnen. under Beowulf. then lmlaircllcd nu toward liJlle gull-ace of tlhe king.

(Tomorrow HIE king and wall‘ lmeet.)

Beo-

(Copyrlght, 1921i. Associated Edi-

tors, inc.)

0->-—-_- N-OT A HEAVY ORDER

A paint manufacturer recently rot-IQ»! lilc following Jitter:

‘iflelitvleuitm: Will you please .~.~eull us‘ some of your striped paint? We want just l-nolurh for one har- hcr D010." 4

_i~- ~ AN UNUSUAL AF-COMPIAIQH- .\il"..\"l‘

Boas (engaging boy): is there any-thing you can do ill-tier tllarl arly one clsi-‘Y

Boy: Yul. sir; rclld my own

1 tic. Photoqflpher 168 ‘or. o». st

.,oolurg recxtlll lrnay be rseen in Mill-

. THE cllrllll llulllnlll

snow FROM rlollllllllrs cllullog.‘

s2: rsuueu. a CHANDLEFPS

l windows for unusual values in NINE CENTS is .. lot of money -- .. . . at Fella-ell & Chandler's first m“ ware‘ 8211711111 "w1‘1‘° w"°" “11111- 82.1'1'1"“11‘ SOMETHING NEW m STAMP-

ED GOODSF-Night gown curses

MARK HAM-BOURG S ‘i811 1'0" ’ quested that he be lwrnlfsfied ywn-t-h “"11 a’ “mum "umber “m1 191°“? wa Holntunan lpiwnlo for his recital when“ m’ ambr°1dery1 315° lle-refrlday evening 142-l-ti-M2i parchment “M” 111 1* “b11111” m1‘ y» ' ention art the Gift Shop. Second floor Riley Building. 836-1-8~M2i

'W.,-M. S. MEETING-There will be a united mooring ofaii the Wo-n men's Missionary Societies of the city in Si. Peter's Schoolroonl this afternoon at. 3.30 o'clock.

HEINTZMAN li-g ilihg ma)“, or ml, Plano used -by Mark Hanllbourg for all iris recitals. Tihe Helntzman is everywhere recognized for its fine quality and tone. Sold only by Mil ler Bros, Great George Street.

842-i-81M2

THE HEINTZMAN PIANO brought there iior the Mark llalrw,

ier Boos. window, Street.

Great. George

8,2_1_,,_,,,2, uamnrou CONGREGATl0N-—.

Rea 'i‘heudore Ross, l1. A., of Port Ellzlrl will [JTBJICIY-iilllllilfy 11th in Tryon Presbyterian (‘ilurch llt 11 and in liurdcrl Hail at 7 p. rrl. R-Jv Goo. Solllers will hold u. Unit- ed service ill l-lllrupton Cirurclr at 3 p-lrl. ou Jlrrl, 11th.

Mr. Thomas J. Walsh, formerly secretary of ‘the Young-Adams C0,, has severed his connection with that com-puny and h-rls assumed ll position orl llllc re-portorrilrl staff 0t‘ The (lllarrliarl. Mr. Walsh lrzls had rlltVtlfill yearn‘ cxpericrlce ill news- paper work in St. .loirll'n, Ncw- lliulldlnrrd and no doubt. wlll make good in this new field.

THE ANNUAL MEETING of the Union Dllifylllfilkt-i Association will bl- held in lilfl llall at Vernon on 'l‘rlc.~lduy. January lfilth, 1025 bcgirl- uillr; at 2 o'clock. The cut-t ng and nlvfillt»: or‘ icl- for the season rwiil .bc 1111. by Lender or auction all L110

PERSONALS

1141* '1*11"1@$ 1111111191511 111111 M1" mlxatarig, S. i. ‘Mal-Load, Prcsidenl. 1111111011 1111111195“ ‘11 Ke11-‘1111171m1 A. ll. ilevrurlds. Secretary

were in the city yesterday. 723_,_35,,,,,_

"——-- 1

Miusrls- llerrfcc Hutchinson dull Pearl Vauuilan are apcrldirlg a wcck ill St. John,‘ guests of Mrs M Ni. Fitzgerald, 165 Charlotte St-

Mss tliubel Newnoul of the Unit- ed liiissbll, Sydney. has retllrrlcd from silerrdirll: her (‘hristulae holi- days with hcr parents lll tilis.city.

HIGHFIELD SERV|CES.—Therc will be Surlday School ill the iligh-l ficld Pllfltlilylfifiilll Church oll Srlll- day, Jill]. 11th at 2 o'clock iu thc llfrcrlloon and service 111* the everl- lll-r ll-t 11,30 o'clock. The Rev. J» Eustace Purdic, 13.D., ldvarlgclfm, w ll preach on thc Lelrvcu which 1th.- wuluzcu pllt ill three l\ll’2I=illl\‘S 0i‘ [11011] till all was lcllverliell a-e fraud ill Miliiilfill’, lll-til chapter.

Kilr- W. S. 1'1r‘l.i\l'l1\ill’l of Terre- holrrlc, Quebec. S1111»; lvlallngler of rho Matthew Moody t’: Sous 00.. who hue been ill the city orl u lulsill ssdlip iPilYPrl this lll01‘llilli-'. ou return.

hilllflrfl Lillllm-nt. lh-lievell Nrllrulirlrl

WGY Program

FRIDAY, JANi ‘ARY i)

Mrs. Arthur Leighel‘ of Connecti- cut alld her brothcr- Adolph lliartirl of Cambridge, arrived in the city uu Sazurjdny, Slllllllllllllflii home by |lhc drlrlgeroms illness of their ruutlrler, Airs. Mosco liiartill-

WGY (Schenectady, N Y!

General Electric (loluparly,

7H0 Kilocycics (38!) hluirl-s) Eastern Standard Time 11:55 a. ru.—'l‘ilrlc Signals,

.1. Niacplrereorl of Hump- grnrlted a montlrs

Ritl‘ Vi. toll h.s been

lcrlvn of zlbsence by his congrega- 12:11" 11' 111-_‘s1°“1‘ 111111111" 1'1"

tioll arld iii-raves this morning for 11111111, ._ _,

Purl ldigirl where he will exchange f "10 11' 111-"_P1"111111e 111‘1111“1 1°‘ with ilcv 'l‘heodlort- Ross. 111111"

ilulpii-r lie will tlrcn proceed to Montreal, for a Nilllfl. visit.

12:45 p. l'l1-—"~\V>Bfli11GX‘ report 3.00 p_ ru.— lMlusll: and tlirlk, "What

Flt Harris llie." ‘Francis 1.. ___ \\ rigllll. 0:00 p. ll1.'~Pl‘(l(lllCt1 and ' stock

,ul.lrkot quotations; uuws .brlllet.u-". lillu p. lu.——-Slnr‘ g for children. 7.00 p. m,—'lirlltltjFIIl-‘lfiiillild Sunday

Sllloul Lesson,

[.45 rp, m» l-lcalltll talk,

Sllectiull, "Palstlorale" _.-. ‘lhonnrla

WG-Y OITfihES-Jfil

1N MLMORIAM ‘

CHARLES BENJAMIN DOWN

Mlilly friends will regret lo i('il1'll of thc (ltnlfll, aftcr two weeks’ ill- ness of Char-lea ilenjdullu Down. son lll‘ lhc late \‘.‘.lIl;r.r'e 'l‘. Down. which occrlrrcd llt his hnmc ill For» eslt llill. O11 Sillllflllff, Jan 11rd.

The late Mr. Down was E_ll hrs rfcruilu-il year. and his llcllth at 50

pry Vote/r Silo-alld Known-Mount "its :Cr._\~ (‘rovenrrlnrerrt." 'Pl'0f'€S~>Or Frank ’l‘_ MoKiibbeu. Heard 0t‘ Civil I~Jllgi..-- clrlug Dopllrllnlcuit, Union College. llilfiY tin agl- will be (iUPIHY lluplor‘ 14-15 l1» ru-Jirwsrarnl by WGY cd. Courteous ill manner, alld plea- Omheslrfl-

Sllfli ill conversation, his C1l8L'l'i'1li1v'-'~'11‘1l 11010. "K111101110" alld hos-pliable home was ever the, social ccutrc of a wide circle 0i‘

_ . . _ . . . _ . _ . . . . _ . _ . .. ‘Siendcissorl Edward A. Rice.

friends. lll illis Ipllsslrl-g rrwny thu Si-icutiou, “Cali-re Waltz" _______ .. illlllli‘ has lost a kind husband and __________________ __ \V‘ili(il€lli\i fllllll-r, the culuullull-ty a good‘ Orchestra.

1li0ii',ili)lli‘ and fricnd. solo. "Adagio arom (Julio

Ccllo 'l‘lrc fuucrul which was largely 111-1 .(}om¢9,10" ,GQ][ef,nH|“ tl-udl-ll was‘ lll-lll from his ‘into rc-, Gjovnnn, Troqnbpn, . sillcucc u“ Mouday- Jnu. 5th to St. S,.|,.,c,|0,,, --,M,,,,,,(,,,~ ____ __ Muzm, l'l~tcr"s Cclucltcry, where his ru Ry“, Sh,“ Quarm,

BATTE BIES

When allowed to - freeze become un- ~fit for use and re- quire to be com- pletely rebuilt. The cost of this repair is high.

Prevent this and ..save money by let- Iing us store your flattery for the llylnter.

,._ [We guarantee to in the

.;1'.¢tul'n it égbrlng in A1 con- tion.

1'? y Storage $9.00 " ei Storage $4.00

Pll0Nl-Z licElVi-IN . 590

h'To'wn Garage lattory and Car Repair Dept, . f _

ital-y

.‘ ti,

l-Mmwfli.

\

i374 .~>“‘°+

NDMACLE 1

IBO arm sr.‘

.- i‘\\'ll )‘t'ill'S.

H,‘ hlflvvfi m binlhcel-io.

Selection from Opera. “1l|ellzl" _.. . Wagner

llrorlrrl ill-sides a Hi)l'l‘0\\'llll-{ widow, tllrce brothers arlll tllrcu sisters uulucly: Mrs. ‘i_'i"'ll ,’,E.l.- , M1111.‘llflxih-rilfrwffoolclfrhdll-lhe; ARK: 0111111111“ 301°’ 11111111111111" "" ""1111 llfillls \V., iiaiilvay Mail Clerk. _ Few1"sc1,1_111'1“11 _ (‘.ilrll'l0tlll~tu\\'ll. Wallace, Alfred‘ llud 51'1‘"1’111°11r 11111111111119 -- 1111119151101 Fnlltlic lll lll-Hill‘ tlr all uf whuru R1139 51111115’ 1111111191

Orchestra

Wu extend our lrl-llrlfci-L sympathy R<‘1°i‘11°l1r "T111131! 94111419" '1‘1101111l»“ lll tilcir huur oi‘ lrorlblc alld sorrow. 0116119911“ MRS. FRANKLIN COTTON (Milo PPOEPIHII) " 10.31) lp, m.—ll'.rogmlul by till- Additional particulars conccrn- lllllclrinil Dlrllcc Orlcllealr-"l. lng the ilulrlcutl-d dclltil of Mrs tl-rllup i, . Franklin C, (lutton illlvc llecll rl~ a, "Spread a 1111119 Sunshine" ___ delved. In ilcr usual health. with _.. _____________ .. ___- Sllssonl her family about her, she spcrlt a .b. “Sillru-tiurs Drag" _..-~......... very happy (Jhristnlns Day. Oll __________ __ ‘Golenranlwarflelrl

the following Sundlly. sllc zlttcrldcll .»_ “sweet in the Evening" Chrrk DlVilIlE Service in St- Peters Pres- ,|_ ~1.,,, a Rendggvoug" ___ Snyder bytcrinn Church. wrote chccry lcl- l-_ "June" ___________ ._ sulltivall ters to ller friends here alld clau- ,_ “Jug, some Romy“ “cxennu where. nnd entertained several vis- Orchesltfa

11°"- 011 11110111111)’ 111111 Tlle-‘11111Ylltcsc-llrcll Nanrlftivc, “A Now Moth she went about hEr household llut- m, n, .Me,,,,,,,.,,,g we Fm,” or i158 as usual. But on Tuesday want“...

night. at about midnight. she slld- ocourumy Enmneerhu, Fmmdand“, dimly became unconscious. A phy- (“mm ,,y .

sicirlu and nurse were ut once ,,_ umnegonw ,4,,,,,,,e Ohhnu Don'-

liulnmoned hilt despitre the slrllful Bowman. efforts of both u nsclousnesa never , ‘,I\','_',;J;,"‘I'u‘, dfnonsuevens return-ed, pneumonia: Bilpeflflénttii “'5” “i, L K,mw.. and she passed peacefully to her 1' fin“ 0w Rossméhiééex, eternal rest. at. 5.30 o'clock on New 1f """""" " P, ., m" You. l»... "l PM“ “" “ ” '“ n.;.;l'.;.;.;.; A daughter of the ilrts Captain "'"" ,"'"‘" C w, Byron Robbins of Yarmouth, N. S. 1‘ 111° J11“ --_;""" 025w“ J she was educated at the Yllrmoutll 1- Wmemle‘ E s” ---- " e “ High School and at Edseilllh. °1‘“11°‘"“

Windsor. After her marriage llrflylllhilc. “How lto. Behave in Sol-- th-e year 1901, she resided for sev- lPiy". ---- --- 9701131101‘ '1","\11"“ oral years in Ciltalrlottetown. (Courtesy 11611091‘! 311181111111’)

Here. by her bright and cheerful Growl) lll. " _ _, “Broken Dreams of 10H ----

disposition she won, many warm a.

friends. To the regret, of all she, _______________ ---—- ‘1/"11111111 with her husband, went to live in b. -- 111111111 Cape Breton in the year 190i). n‘, llfllllm“ There, also, shle obtained the d, "Don't PHLME ----------- -~

warm friendship of il-c-r neighbors

and all those whom she mot in c. “Lady of My 0158-19119" -—-- - social converse. ‘ .................. -- KQIFP-‘l-"li

The funeral on the afternoon of f, "Alt the End o the Sum-rt Sunday last bore eloquent‘ and 7pm" ______ _-».- ___ HWY"

"Evelyn" ._-_ _ Solluan ll. "GPIOM of mellow. -. Dry-Ir" Orchestra SATURDAY, JANUARY 11 11.56 a. m.—-U. S. Naval I Obser- vatory time sililail.

practical testimony to the esteem Q l which she was held- Soveral f those with whom she was ac-

quainted drove twelve or fifteen

miles to he present; and the church

11071151011 the service wlas held was

c w ed. She was ad to rest

in the beautiful ‘cemetery at St. 13-30 ll- m~—'51°°11 muke1f€°asj

q Peters, midway between the Bras 12-49 P. m-"Pflldu" m" e "D'Or lllfl ltlll lleayalld quite llellr vwi- ,,

thb home of her belowved husband‘ 9.30 p. lIL-"DMICB music by P11

and ‘three sons. A suitable Ronmnds Orchestral "'01" Ne” npltllph might bar-fillers rests a Kenlmora Hotel, Albany, N Y" and womam-good without y-oteneo." poplin: amigo. __ , _ WM-j]

8.00 p. arc-Address, "Wlzltrt. Ev.

______________ __ Dgvlis-Romdflo g

n»? The relvblon of muss at r-ezluar

our: cnsntorrnrowu GUARDIAN

YilUNB HALIFAX BANKER iiiNS SBHlliAiiSHlP ESSAY. PRIZE

O

His Theme, Collection Department - The Best Method of‘ Making it Serviceable to the Customer and Profitable to the Bank

(liallifax lChronlcle)

.0 llPzevvills should receive tirl- cure- _ lll atria it‘ i’ th> ‘ --,~ A A 11°11“: Hulllilx bin-i‘ er. ‘Mai 1\- the nuilglgmlligprevtvfffliigufhlbivlfflll .-Cank,.tli - ' . ‘ 1* ~ of ltrpe Reoy l 33:11:? cliifllllllflmxlllfl: °1’°”‘"“"1 ‘F1115 “1el"‘“'1"“°1.11 ‘"1" 111*" la-clrluved n. notabl diatlnotolr i-l Baring-pawns remunerauon‘ “1 1m lwillfli-IIK ‘(the l) ‘R eWiilkie Scholar] '°"“"1".“"‘1“‘* ¢°1“1‘1‘"1"g 111° ""585 <11 .0 ‘Essa Pr, ~ 192, ' 0 individual customers dud ulakilrg l.‘ h - Y ‘la 1.01‘ n bill $10 a.',.]OM-,,.,,(.,.,_, for R,)(,c,,,,,, ,,,-,,.(,u,n_ wlc w‘ . I ,,_, .. ‘_ Jung,‘ Uéiieziltl 11o] l;_dd!'ll;l‘r1l¢l(lh\‘il]lilfitilxl((5 and CfinlliiilOllri |ll ii|('ll‘ Clarke was lllwairded a bonus by the ,t,1,4111.1:u€,,t,:::;-,~wh.h, VH1“. 111.111.‘: Royal Bank 1)ll‘8L‘.1rOl'i<l oi’ $100. Mir. ,0,,._,,-,,,_',.,,‘,5n " ‘H’ *1" "l" Clarke i5 a. nrrtlive oi‘ Si. El ' .,;1< ' Prinlcc Edward island. rufferilgil; I 121111111110" 911 the 01115110111111“ 111101111 ‘vhpuh wlasmlbvnshfl‘ m Emeclolllmfl, correct barlkrnc lines Ml. the luau. 0,, Canaan," Hank-vs Aqsocmmon‘ acorn u; the ibilnkfl 1\\‘Ollit| hclp l.» the ‘linnevlfy 'I"llrr-:l "Wfiilhr Rgy I “My” 1111113’ 1119 "wily fill-fl- ideas- uiun-mfiklglizilln, -,,ll_-U€‘-"sllvb‘t,' cllslirllull-rs llunlc-lirrltw have lll rt". muflows, ' ‘ ' ” " Hard iii llhzlrges for‘ Sk-‘l‘\‘~i('t1.-l l-l-ul

T119 Blllblffcil oi’ creator scrvIcl-r and increased runl-rlueraltioll in the? "(folio-onion Depurtlrlcn-t" oi‘ our‘ ‘dyuqrg m,“ B0110“ “l.ll.r(rll\'1§'_\\'i.1.Cil a bank has lu sell. by ‘he Llxgcuufveg an-d gang,‘ of cm lnri ll is tilt-rllltyol each alld l-vl-ry (‘nrlaiiiarl hanks. lucrelrsfd cgm- 11111111111111] M ‘he gm“ m 1W1“) ~11”: Dunno“ “m, ‘lngenrung llignel-lqr, “Vigil l<..lllllll-rll and eiolvatc ll trout have made n “u _ l or taut to lllllU, lnd-lv-lduul alllllulrllll , _ . _ _ _c‘”-‘1111Y 1° WY tuliiiliil bl» glverl cu-clr c-ollc-c-lluu r'-- partllnllllr iliufllllllflll to sccllrllll: H. ,,,,, N, ,,,,,,,,),,, me druwm. m ___“ 1,,:',:',1,,'.‘,{,§Z:,,Te}:,1‘f’,,:::,1 :g§\f1,1‘1ag” vlrrl- ri-luruilllt ltlhe elltalcsl ’ ]lli,\. ilrllcase tirrlr usefulness is cup 01' 3&1“. l-HHP’ H1“. “mporbullw 0' 11m lLIlO great aims of our irunks, alld it 14' u“ 11111111111110“ W111i“ we m“, Hilcllku well fnr ihlalrl that tllcv llrl- “"1111.” 1111" a 110"“), m 1' 111.111 1111111“? ab“, m 9a.“, ,_n,,v,,l,on U, “ems r l day lllrly l'9m'ilil 11111110 llllzu ullli dun“, 0,, any w,“ 0,, u,“ PWIHZH‘, ll 2; bald lIPLIAIIISU of ltilc tirawlu ,,-,,,-,,|_ H0112 .u.ll ii1lllk1‘l1'ill;l',\‘, or ulll- or‘ 511F911’ “'0 owe ll Rfcllt licbt ro 1"u11"‘1.r"11.‘w1111‘ . . . ,1“. bunks ,-O,- me ,,,.,,,,.E ,,,,,.,_ “my .\,u ulcrdl-ul lll Sir Ellrrllund \\ill~ iruve piuycll and arc rluw Illilylnfl, 111 1119 1111111” 1111 5,, |,,,,;,,|,,,_.4 ,,,, m“. Uxpur, ,,.,,,,,,_ llbly iilusllrzlrtes lllc ilu- rullch" could never llzlvc hccoluc of 11111 - 1111‘ mwve- any l-,,,,_.,.,,,.,,,,,,,.e h", ,~,,,. we m,“ "l l5 (italics were Lilose of an uc~ mues- oflqu.“ ,0 expo-jiws M. ,,,,. cuuntaut. Htf ilald to carry ulll lll‘!

Selling Service

"(Jolh-lltiqil“ um] Ulhigy depart.il‘il1lS-ill‘1llili$PIIIBYL-(illlli) by Llrci 11101115 of our irzluks. it is a illrldll- ‘$111 111‘ 1'1<l‘"‘1»“'~ 1411'? 119 111*‘) 111111. ull-utzli lbusiness ilriuciilll.» that l1“; \‘lilll‘§!.t1 ll‘ all liileil- loans u.‘ gold

1.413;; l» m‘. njargil] m‘ prom (1,.- rrlllilrsl currency and rile kcepirlg grclltcr the lrcleosci _' m‘ ll ;.l‘l1ilt‘ll‘ii()ll 1U all the 1611M alld ".\i1 011 the bi}: llff-lklllg 11011-“8, Jul-tors that rombinc tu ulullc llllll wirich laii d lll-Zlii borrowed guid- plum. 'l‘llis is or‘ sirccial sigui‘. lill- (‘uualrlinrl bank. and the‘ auc to banks us their margin" oi . .;_< r.l.'>~ lll new ‘was lll] lllilll'1 prlllit is sruallcl- lilau ihat of any - l» 5.. illal they ed 10:... llu llivllttl’ hllsirlcsa. ,1.','i)| ulral Wits lpl lbll-Ul)’ llli- lllnf! l lire p|'0>=pllrliy_0t' lihc hunks zll‘ clllqlll- lil.lt was corlillficid ui‘ 1111111-“11119 11111011‘ 11011111138 4113-11 11W great illllliillg‘, ilolrse v\"ll'c.ll fa .1, ,])Oll'()\1lll2lifl(‘9.b}' tirelu oi‘ sl-rwgcli urn-n, .'1‘il.- pihgseqpgor 0|, a l-aii illrl 111111111" 111111111 PU-“l ‘Illlltil 1|1l1‘lllill_‘.',lli Kliiyrlli‘ (illcurle, drauill, i», illlilicli’ ‘be hlrrnc by HD1110 0111M- ill lrluuc. ou a cltnlrixig "house banllx, , hc (‘olllumorl 1)I])tli'll11(‘1l[ the ill-h nu 140111;.‘ lo 11:1 Ill ccr-tiiieq 11,,» " * “*1 “"'11 11* 1111* 111131" 1111111 Lauk rl-iustd and the ulelssrlllgl-r, lll s lllllsl ire l-ollsillercll 1r: g dllc banks to collect, and a _. ‘pcpcr l-lrar-"l- nladc for each sl-r, 3w U, H“, wanker . 1111'" C'1'11U_1“"1" 111") 111115" 11'1_111$‘1,"' l-yqrll-i pg only -to llcal‘ lallili llc llllli runs. illicit il_fll.‘,llll'i~lp(,ll‘tli)lllll,l‘ ,,,_,,,, Ht.‘ however‘ wok ._ Kc or a oss- wl we lllLlllltll .u ‘Mnkp, m Mm Mk3,“ “m, “m, ..le dcpnrilllcllt.

id told iliul,.

.\il‘.' r llU

'l‘llc collect on of ilflllls by bu-llk 1 -“'11“11‘_(,11, ‘V1111 111,3 f“ , ' 1is a real service to fill) illiSiiPfis‘ , 1’ 11111111: \“‘1'1"£ 11',‘ (.1 “mui ‘rOill-lllllll- "and tilt. ppkecp of this 11“ ' '1'“. ‘mus 1,1‘ _ 1111' _'_, rlcpartull. ywarly costs the (Tau 1111111’ 111111“ 111° 11H11111“11'.1"'L1.

,~rlll_v_ -.ll- pumdlge and slatlllucnl

iiiilliln llilllhS :l cnrrziderllhlc sum u _ . ,_ . H l ,,,0,,e_,., The ,,S,,,,,,,,,,,n,e,,, U, lLilil lll this conrluuldu ltllllllllillu lll,‘ 1iJi'llil('i1CS which must take ])il1i‘t1111'1“110n1' 5 1111 ‘1119 11€'11‘11111“'1" “more Coneujlnm, 0,. 0mm. ,,,,,-_ “ilillilll any rmillltls colrltnp lul .10 m“. can 1,0 handled, (1,115 m,- ,, Ulihrl ‘[11811]. 'llre ttnuplrone can ‘large outlay of capital. and iu rim-l “will 100d results to gtii mi ,ulauy czrscs ‘the ucw branches flu lflllvll Willll the drawecs to whom 901113 years, wh |e 111x95 will (Jih-ii‘ uotilcs are senlt lluld asce-lltalll n, nit-tartan corr-tinlre to grow, opcrat- flirt’ 111181111 11111111011115. Q1‘ “111111111 u: ll loss. Coll/actions arc in marry ‘illvll’ realsollls for rcturrlilrg 111" e5 hflnillm] at rams m“; (lg but bliii. \\'llleu iiihcl 11.0.1115 lfall due a it; ‘c any lullrgin of Dfflfii, and ill lltfifiirliflibk: call will oiitcrl rcsuit -in- vxlltllllti cases the bank's acid-ll a iulylulcnt being luadn or Jill

,,,,,|,,_., ,,.,.,.,. ,,,,,.,-,-,.d ,,,.,y|(|,. flu,“- Fuwulrd A, “Lye, m, vlhmlr Iona,“ outlay is more than tho :-irl|,.<;li_l‘-11111113 s"1“°1111111‘llciolrs for lilac! lll‘ his flltircl" ‘lllil two little chilll- M; Svhrtflber 2m, M0,,“ L“, Illililfi- Ffflllllilliiy lilcflc 001111111011»drawer" ‘TU-Kflfdillig terms, ‘etc, ll‘ s mm] _|,_,,,, Son“. Knwen, vldzul; Giovanni ll_rrulln_ Jr) not improve after the ill':ll.chl-~i,.rrl- not very cniigillcrllrl-g to tho.

illve 119911 0119111111115 501110 11‘n1'>,(il'.||\\'\'l‘5l “Writi-rllg." "llut.ul'll,“ and, alld tile luunllglzr who utfeltell hilresc Sufi] 4.1mm, are Mo.“ figflgflmg alt up, ‘XPH/icvfl at Hl\('1l_l'L‘(lllL‘\'3(| talc-i t0 but are merely gilveu to gain lifllltl. 1:1" business "llli-S ‘t alulost. i-l:lp1s-._.\ “|ltlnito 415,550,, rm- “ginquff/Qflpl- B11110 111001‘ l0 r1115“ 11191" l" ll l"1-" aucl- or non-pnylulurlt ‘should always lug basis. as cuatoml-rs will llll rc-.,,,, ,._,,-L.,, p, 1,, ,3 w, up possible u; 111111111511 111W |'1‘1"11"'r511-‘1 “'1111111111<rllt;lirl lme from Illile idrawces. The 111"‘1"‘111"1°e' 111"11e1’1a11y. 111111111 111""'1rllzrllllgcr calm lbc sure vlllill every 101111 11po11_t11"111 1111 111° 1' 11111111“ 111111i;ttul ‘has received the luaxilluulu of ""1 111‘ 1111V11"3115' ‘urination lby lscrlruirllzlrlg ltlhe uult~

loniinlrlzlltion ol‘ uccelptllnw because m‘ rincorreot spelling oi‘ ld-rawccs prululc. ouriltlting “Li-lnited," adding "Liluiicd" where it should not. Ibo prlncipls in most cases- but in tnlurlscil <11‘ filly 011191‘ lliiflvrc-lwllcy in many (rages rateq-“Lfllll; and fl(i|il',l111\€ ‘liiblllfi-S, the zlt-tcrnltllolll of tile, unfair tuehns are used. usually Jrrflycla 511101114 1w cHl>@¢1fl‘11y will without me ggnggnl or the ilelll l>r'-,cd lto lire discrepancy, wl-lh lillo re- "ce omega“, mterggigrL quest t-htl. titlhcy correlclt their rrcc~ ords to conforln no it. may not 0c- lur again, or the preselnitirlg blink may bc alblc (cr get the drawees to Collecting at regular rates (loci a-l-lacpt the item the. way it is not leave the iranka a sufflclllnr-rlrlnvrl and also add their proper 111* margin, after actual costs Ernie ce.,m,,¢e_ been allowed. to pay for tile s?!" Nearly all the exlpcnses of the vces given. The margin nftercollectlon Departlulont are suscept- 110M181 costs of BiAliIIOHBFY 111141 l1°'51‘1ibic to in Slifllhrl curtailment though age lhnve been deducted should rpay some r-llnl ‘be reduced lmore than 101‘ 890111011 011119 0191115111 “'°1"11-.otirers_ Even a very small saving. Rllillflllylfliflll ‘by 11111110891‘ <11‘ M“ or waste at each branch of a larger 10011111111111. HiEIIOBPWDhQVH 11111? "m1 bllllk lwill. rrnake- a large saving or other necessary work. 1110111! “'1111,wustein-the aggregation and mater .8 IWrtion of the gene-Pill DVPT-llefl-‘Vially affect the profits of the institu- lerpeinses of lhiB lbalnk. mud lcnrve a 1,0,, imam-limb“! Dmflil- M0111‘ 111151119" Obainlng acceptance of an ltem| lmcn. who are not otherwise smnlrl. within 48 houm of recelirpt will. ilrgrple over collect-ion ro-tes and emmmte Itjhe melt of advice which ieveo try to beat them down. N" is will advising iihlli. the item is, doubt. these men do not realize llhe “mammal. and agkjng tfgr ("mel- ream service offered 111cm by i-nstnlctlions. The saving -in llllll banks at very cheap rates. ‘though wiry alone would. no doubt, lhe, ,n presentation of cost nzum would astonishing, while u would -gl've_t.hel llln some oars-es at least, convincc draw-e,- begqm- Berwioe and M50 gave .t.ile cusltomrsrsafllat the bank is 01mg,“ work mandllinz their collections at a losli ,3,M.,°,,e,.y repreaems 0m, o; the ,or w llollt any profit. They Wlll- lamest otwloys vfor operating this, lperilltfill, say that a. thank ihand-ies a gieprm-tment, but lwlh care a large, 1lnrizo numiber nlf oollleotions and gwying can lbe effected on Wills out, ‘that. theirs do not. nutter. ball lay. Care shoulld the taken "ln order-i ,w0u'lKl tlwy thenlwlvw W11 Bflme- lng stationery. and wastage of, thing ‘below cost llo one lillllifl Just ilonms reduced to a minimum bvi bu-nu-se they hoped later to make kggplng Qlhem lpmnerlly lltorerl and n profit from n rule to another cua~ immersing ltllle Collection Clerk tamer‘! Would they live nlway 1111M": the fact liihot even a very small wares for notllllnx 116681189 small waste by each Collection lrlrll-y ml little? .14». Why 1hr" 0101K would fmake a Isl-ire waste‘ should they expect the banks to do tn the marinate. Forms of two sir.- ea should be med for enclosing