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b sin bk. N. BUXTON, Bart., M.P.

£\ Sh Th & AA RY @ | BRITISH & FOREION | Life & Fire Assurance Company.

BARTHOLOMEW LANE, LONDON.

Established by Act of Parliament.

CAPITAL FIVE MILLIONS STERLING.

ESTABLISHED MARCH 1824.

Board of Direction.

PRESIDENTS. SAMUEL GURNEY, Esa. Six MOSES MONTEFIORE, Barr. DIRECTORS.

JAMES ALEXANDER, Jux., Esq. GEORGE H. BARNETT, Esa.

Six R. CAMPBELL, Bart.

3in GEORGE CARROLL. BENJAMIN COHEN, Ese.

Tue Ricgut Hon. G. R. DAWSON.

THE EXAMINER. 85 RC A SENT RACAL RE A OEE: EE eae

WITH Participation (as hitherto) in the profits of the Company. On this principle the following isa specimens of the rates charged,

Se eee

WITHOUT participation in the profits. Creditors and other classes of society will find, under a variety of circumstances, this class of Assurances highly convenient.

JAMES FLETCHER, Ese.

CHARLES GIBBES, Ese.

WILLIAM GLADSTONE, Ese.

JAMES P. HOWARD, Ese.

JOHN IRVING, Ese.

Baron L. DE ROTHSCHILD,

sin A. N. DE ROTHSCHILD, Barr.

H. M. THORNTON, Ese.

MELVIL WILSON, Esa. AUDITORS.

JAMES COOK, Esa. SAMUEL GURNEY, Jun., Fsa. THOMAS CHARLES SMITH, Ese.

BANKERS. Messrs. BARNET, HOARES & Co. r SECRETARY. ANDREW HAMILTON, Ese. ACTUARY. FRANCIS AUGUSTUS ENGELBACH, Esq, PHYSICIAN. JOHN R. HUME, M. D., Curzoy Sr. SOLICITOR. JOHN M. PEARCE, Esa.

SURVEYOR. THOMAS ALLASON, Fse.

tg emt eNO NLS gia 2

Extract froma Letler from the Secretary. in London, | dated 8th September, 1848, to the gent m Charlolle-| lown. “[ have the pleasure to inform you. that with a view

to. facilitate the business of the Life Department of this)

Company, the Board of Direction have determined on

ihe introduction of several new Tables,

“One of the leading features of these new Tables is the establishment of a NON-PARTICIPATING SCALE 1n connexion with. the ordinary class of Assurances on singie lives; and.to persons desirous of effecting Polli- cies for the purposes of security in money transactions, the introduction of Jower rates of premium will offer peculiar facilities. For Joint Life and Survivorship Assurances, non-participating rates, you will perceive have also been calculated.

The Board have likewise sanctioned the acceptance} of Assurances upon which a limited number of annual | payments may be made, and for which class participa tiag and non-participating scales of premium have been computed. ‘Tables of rates for Assurances upon which a progressive increase or decrease 18 made in the prem- um, and for Endowment Assurances ina non-partic! pating Scale, have also been prepared. By this last class of Assurances, you will observe that the amount assured is paid at a fixed: period, even though the party be then alive.

an I beg tohand you copies:of the Tables to which I have referred, and which yow will be good eaough to. bring into operation forthwith, The increas- ed facilities for effecting. Life Assurances which the Directors now afford by construction-of these new T'ab- bies, induce them to believe thata very considerable acquisition will be derived.”

LIFE DEPARTMENT.

MNIHE Drraecrors, with the view of giving increased facilities to the Public in the transaction of Lire As- surRaNce Business, have directed the construction of several New ‘lables, of which specimens are annexed. it will be seen that, in the use of these Tables, Assu- vances may be effected with the Company 10 the fol-

pring variety of forms s—

SINGLE LIVES. Whole Life Assurances (W1TH Participation), ;

Age | Annual Age | Annual {| Age | Annual || Age Annual |} Age | Annual next | Premium next | Premium || next | Premium [| next Premium | next | Premium Birth | per Cent. || Birth | per Cent. || Birth | per Cent. || Birth | per Cent. ! Birth | per Cent. Day. |during Life.|) Day. arring Life.) Day. |during Lite. Day. during Life.|! Day. \during Life.} : [f. 6. d.\| Z | 4. 8. d,\ | | Be la '@ || |b. - at $B |} 1 15 11) 25 S -6. 9 we. 8 Sa Oe 2 Se Se oH m—ae @ 7|| 30 | [ew uw. te eS | a oe a ee a

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SINGLE LIVES. Term and Whole Life Assurances (Wirsour Participation), Age =. Whole Life. Ast re fea Whole Life. next One Year. | Seven Years. | Annual Pre- |} next One Year. |. Seven Years. | Annual Pre- Birth | Premium per | Annual Pre- {mium per cent}! Birth | Premium per | Annual Pre- |\mium per cent. Day. Cent. mium percent.| during Life. || Day. Cent. mium per cent.| during Life. elo 2 ee oe ee Pe oe Se ad 15 a 6 om @ [= 40 L«36 ae oac 3- § ll —T 2 es 2 oe [we oS | eeug eo ems 3.16 II 25 2 > eo - @ os 50 2 15 10 oso @ 33 *'3 | 30 [oe a ip. y : & 8s 55 3. 8 4 0 10 5 18 10 } 3 : a0, 8:12: ae 27 6 2 yy @ é 2 @ % 18 5 7° 8) Assurances for the Whole period of Life—the Premiums to cease at a given period to be agreed upon. NEE Oh at SINGLE LIVES. SINGLE LIVES. Whole Life Assurances (Witru Participation). Whole Life Assurances (Wirnour ParticrpaTion) Annual Premium per cent. to cease after Annual Premium per cent. to cease after Age Te Age . next . next "TY wa Birth Five Years |Ten Yeam coe fee Binh Five Yeasn|Ten. Year: ee ee Po! bie a 2 deere ae aes Cl Bho. Oe eee, & 15 7B 4 7 67.3 4 071930 6 15 7 & 21.60 Ft tee aise Ss 20 om BY eae ti SU 413s 20 715 1; 4°67; $4 €13 3 7 25 oH 2338 7 tt). Sh8 is & a 25 812 0); 416 6] 3SUDMI3 O OF 30 1012 8; 519 7; 49 4131410 30 Sil, S$! 3. a 8 mei eue BF 35 1134 2) GI 2 419 2;4 3 2 35 mi Si Sie 49 3/3M 11 40 }13 09| 7 711| 511 11/413 GIE 40 | 1144 8] 613 2] 4} 4 4 QF oS ta 6eie Fe: 622 oS ite 3i.2.6 21, 32:6 50 |1519 0; 9 111 oo 4. 7 81.8 3.9 55 | 18 3 10 55 116 7 7] | i. y Any other limited number of years than those above] fAny other limited number of years than those above specified may be fixed upon. specified may be fixed upon.

Assurances on Ascenpine and Descenpine Scales ;—that is, where the Assured'pays smaller or larger rates of premium, during the earlier years of assurance, to be periodically increased or diminished during the later years

we SINGLE LIVES. . SENGLE LIVES. ) Increasing Premium (WiTHovuT PARTICIPATION.) Decreasing Premium (Wirnovur Parrieipstion.) A Annual Premium per cent. for the A “Annual Premium per cent. for the : ge a ae First | Second | Third | Fourth: |Remain- next First | Second | Third | Fourth |Reimain- Birth Five Five Five Five der of Birth Five Five Five Five der of Day. | Years. | Years. Years. | Years. } Life. Day. | Years. | Years. | Years. | Years. | Life. L. 3. “ih. s. dies. djL. s. dtL. s. d. 4 ahiha. dln.“ -déh.adiL. «a dt 1 11 2101 7 41H 91116 32 0 5.12.4 41318 9110-231 7 81 2 OF 20 11 8 tH212 BLE B20 4:2 4 mis 2 Ga 8 ok owe he oll 4 § % 1112 6117 32 2 O2 6 211 9% 12:17 32 910132 2 #115 01.7 & 30 [116 412 2 82 9 01215 33 1 30 |3 6 6/217 5|2 8 #119 4/110 : 3°12 102 9 HAW 135 YssBb 35 1/316 713 5 921410;2 ZINI1 40 1210 11219 O13. 710316 94 5 40. {410 2316 7/3 3 012 9 51115 45 (219 9310 2:4 0 7/411 0/5 1 45 15 4 214 7 93H 4/2 1411/1118 50 (313 614 6 915 0 1513 4/6 6 = te 2 Oe 2 ee Ses 8. 1S} 55 (413 6512 9611117 1L F8 10 55/715 66 7 8419 NSU W/2 4 60 1611 6711 0:8 10 6,910 0; 109 60 {915 2718 UG b O4 312 6 Assurances may also be effected subject to Premiums JAssurances may also be effected subject to Premiums increasing at any other periods than those specified. decreasing at any other periods than taese specified. |

Expowment Assurances, by which the Assured fixes a period for the termination of the Assurance, the amount being paid to his representatives, should he die within that period, or to himself should he outlive it.

ENDOWMENT ASSURANCES. ve Amount payable on Death of Assured under the Age of 60, or on his attaining that age. (Wirnour ParticrPaTioN)-

Annual Annual |! Annual _ Age next Ene Age next Premium Be Premium Fa Der Premium §- Birth Day. per cent. Birth Day-| vor cent. [Jo “8Y-1 per cent. a ¥+) per cent. tL -. an ‘_ hx i &@ «& | m 8 «& 1> 2 0 2 25 a & 84h ,-RIi 7 ww S 2) 2. 2 2} 30 i 3 -9 & || 40 5 BW 10 |; 50 me. £4

Any Age may be fixed upon, at the option of the Assured, for the Payment of the Endowment.

* .* Assurances on Joint Lives and Survivorships are also granted on equitable terms.

i i ilities wi blic by these various modes of As. j considerable facilities will be afforded to the pu y :

Po nanpuse yreriggess Se to entertain Life Assurances generally, adapted to such other contingencies as may arise Proposals may be made at all times at the Office of GEORGE BI RNIE, Exq., the Company's Avery, at Charlottetow a ; ERANCIS AUGUSTUS ENGELBACH, Actusns,,

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